IFS vs OR

Comparison between Intercorp Financial Services Inc (IFS, Company) and Osisko Gold Royalties Ltd (OR, Company).

IFS is from the Financial Services sector, while OR is from the Basic Materials sector.

5-Year PerformanceIFS has outperformed OR, delivering a return of +23.9% compared to +21.6%

IFS vs OR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IFS(COMPANY)	OR(COMPANY)
Market Cap	$6.36B	$6.58B
Max Drawdown	59.47%	63.70%
Sharpe Ratio	1.57	0.80
5Y Beta	0.51	0.59
Industry	Banks - Regional	Gold
P/E Ratio	10.70	37.18
Forward P/E	N/A	25.45
PEG Ratio	0.24	0.04
Dividend Yield	10.80%	0.61%
5Y Dividends CAGR	9.86%	11.61%
5Y EPS CAGR	23.86%	38.00%
Debt to Equity	103.20%	0.31%
Free Cash Flow Yield	7.12%	1.42%

Market Cap

IFS

$6.36B

Winner

$6.58B

Max Drawdown

Winner

IFS

59.47%

63.70%

Sharpe Ratio

Winner

IFS

1.57

0.80

5Y Beta

Winner

IFS

0.51

0.59

Industry

IFS

Banks - Regional

Gold

P/E Ratio

Winner

IFS

10.70

37.18

Forward P/E

IFS

N/A

25.45

PEG Ratio

IFS

0.24

Winner

0.04

Dividend Yield

Winner

IFS

10.80%

0.61%

5Y Dividends CAGR

IFS

9.86%

Winner

11.61%

5Y EPS CAGR

IFS

23.86%

Winner

38.00%

Debt to Equity

IFS

103.20%

Winner

0.31%

Free Cash Flow Yield

Winner

IFS

7.12%

1.42%

IFS vs OR - Historical Returns

Returns include dividend reinvestment.

Period	IFS	OR
1 month	+27.43%	-3.62%
3 months	+28.15%	-5.29%
6 months	+39.43%	-1.76%
1 year	+65.19%	+34.95%
5 years(CAGR)	+23.87%	+21.64%
10 years(CAGR)	N/A	+11.94%
Max(CAGR)	+10.40%	+14.09%

Winner

IFS

+27.43%

-3.62%

Winner

IFS

+28.15%

-5.29%

Winner

IFS

+39.43%

-1.76%

Winner

IFS

+65.19%

+34.95%

5Y(CAGR)

Winner

IFS

+23.87%

+21.64%

10Y(CAGR)

IFS

N/A

+11.94%

Max(CAGR)

IFS

+10.40%

Winner

+14.09%

IFS vs OR - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	IFS	OR
2026	+41.05%	-0.85%
2025	+49.57%	+91.23%
2024	+40.50%	+29.95%
2023	-1.37%	+18.19%
2022	-6.09%	+2.76%
2021	-12.56%	-5.73%
2020	-18.00%	+32.40%
2019	-0.46%	+10.84%
2018	N/A	-22.58%
2017	N/A	+17.93%
2016	N/A	-2.30%

IFS vs OR Drawdown Comparison

The maximum drawdown for IFS was -55.16%, occurring on Aug 9, 2021. Recovery took 1293 trading sessions.

The maximum drawdown for OR was -61.89%, occurring on Mar 13, 2020. Recovery took 924 trading sessions.

The current IFS drawdown is -0.47%. The current OR drawdown is -26.86%.

Rank	IFS	OR
#1	-55.16% Jan 23, 2020 - Mar 17, 2025	-61.89% Sep 7, 2017 - May 11, 2021
#2	-13.55% Mar 25, 2025 - Apr 28, 2025	-38.15% Aug 1, 2016 - Sep 7, 2017
#3	-13.40% Feb 10, 2026 - Apr 8, 2026	-37.19% Jun 15, 2021 - Mar 17, 2023
#4	-11.77% Apr 8, 2026 - May 21, 2026	-34.29% May 3, 2023 - Jul 15, 2024
#5	-11.72% Nov 6, 2025 - Jan 8, 2026	-33.97% Mar 2, 2026 - Jun 10, 2026
#6	-8.89% Sep 19, 2019 - Jan 17, 2020	-24.49% Oct 7, 2025 - Jan 13, 2026
#7	-7.01% Aug 8, 2019 - Sep 5, 2019	-17.41% Jan 28, 2026 - Feb 26, 2026
#8	-6.79% May 21, 2026 - Jun 9, 2026	-14.86% Oct 22, 2024 - Mar 25, 2025
#9	-6.35% Jun 30, 2025 - Aug 12, 2025	-14.77% Apr 29, 2016 - Jun 9, 2016
#10	-6.12% Sep 11, 2025 - Oct 28, 2025	-14.72% Feb 8, 2016 - Apr 11, 2016
#11	-5.64% May 23, 2025 - Jun 12, 2025	-12.31% Jul 17, 2024 - Sep 20, 2024
#12	-4.82% Sep 5, 2019 - Sep 13, 2019	-12.18% Jan 7, 2016 - Feb 1, 2016
#13	-3.89% Jun 12, 2026 - Jun 17, 2026	-11.80% Jul 6, 2016 - Aug 1, 2016
#14	-3.55% Aug 12, 2025 - Aug 22, 2025	-8.90% Mar 31, 2025 - Apr 10, 2025
#15	-3.38% Jun 12, 2025 - Jun 26, 2025	-7.72% May 9, 2025 - May 20, 2025

Correlation

Correlation between IFS and OR is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (2016 - 2026)

IFS vs OR dividend yield comparison.

Year	IFS	OR
2026	3.14%	0.16%
2025	2.36%	0.59%
2024	3.41%	1.02%
2023	5.38%	1.34%
2022	7.45%	1.38%
2021	5.38%	1.37%
2020	5.41%	1.18%
2019	0.00%	1.56%
2018	0.00%	1.72%
2017	0.00%	1.56%
2016	0.00%	1.65%