IBOC vs VVV

Comparison between International Bancshares Corp (IBOC, Company) and Valvoline Inc (VVV, Company).

IBOC is from the Financial Services sector, while VVV is from the Consumer Cyclical sector.

5-Year PerformanceIBOC has outperformed VVV, delivering a return of +14.5% compared to +3.0%

IBOC vs VVV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IBOC(COMPANY)	VVV(COMPANY)
Market Cap	$4.72B	$4.72B
Max Drawdown	77.70%	64.02%
Sharpe Ratio	0.29	-0.19
5Y Beta	0.80	0.67
Industry	Banks - Regional	Auto & Truck Dealerships
P/E Ratio	11.58	46.50
Forward P/E	9.81	16.13
PEG Ratio	4.58	1.10
Dividend Yield	1.88%	N/A
5Y Dividends CAGR	5.24%	13.07%
5Y EPS CAGR	15.97%	-4.32%
Debt to Equity	0.00%	384.45%
Free Cash Flow Yield	9.66%	2.87%
P/S Ratio	5.66	2.40
P/B Ratio	1.45	13.87

Market Cap

IBOC

$4.72B

Winner

VVV

$4.72B

Max Drawdown

IBOC

77.70%

Winner

VVV

64.02%

Sharpe Ratio

Winner

IBOC

0.29

VVV

-0.19

5Y Beta

IBOC

0.80

Winner

VVV

0.67

Industry

IBOC

Banks - Regional

VVV

Auto & Truck Dealerships

P/E Ratio

Winner

IBOC

11.58

VVV

46.50

Forward P/E

Winner

IBOC

9.81

VVV

16.13

PEG Ratio

IBOC

4.58

Winner

VVV

1.10

Dividend Yield

IBOC

1.88%

VVV

N/A

5Y Dividends CAGR

IBOC

5.24%

Winner

VVV

13.07%

5Y EPS CAGR

Winner

IBOC

15.97%

VVV

-4.32%

Debt to Equity

Winner

IBOC

0.00%

VVV

384.45%

Free Cash Flow Yield

Winner

IBOC

9.66%

VVV

2.87%

P/S Ratio

IBOC

5.66

Winner

VVV

2.40

P/B Ratio

Winner

IBOC

1.45

VVV

13.87

IBOC vs VVV - Historical Returns

Returns include dividend reinvestment.

Period	IBOC	VVV
1 month	-3.20%	-9.03%
3 months	+0.40%	-1.48%
6 months	-0.38%	-5.84%
1 year	+9.01%	-8.78%
5 years(CAGR)	+14.55%	+2.99%
10 years(CAGR)	+12.66%	+5.50%
Max(CAGR)	+9.97%	+5.50%

Winner

IBOC

-3.20%

VVV

-9.03%

Winner

IBOC

+0.40%

VVV

-1.48%

Winner

IBOC

-0.38%

VVV

-5.84%

Winner

IBOC

+9.01%

VVV

-8.78%

5Y(CAGR)

Winner

IBOC

+14.55%

VVV

+2.99%

10Y(CAGR)

Winner

IBOC

+12.66%

VVV

+5.50%

Max(CAGR)

Winner

IBOC

+9.97%

VVV

+5.50%

IBOC vs VVV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	IBOC	VVV
2026	+11.15%	+22.41%
2025	+7.80%	-18.92%
2024	+19.99%	-1.52%
2023	+23.62%	+14.43%
2022	+9.85%	-10.76%
2021	+18.33%	+66.62%
2020	-9.84%	+11.76%
2019	+28.28%	+11.64%
2018	-10.99%	-22.17%
2017	-1.00%	+17.75%
2016	+67.71%	-6.70%
2015	+0.39%	N/A
2014	+4.48%	N/A
2013	+42.22%	N/A
2012	-3.26%	N/A
2011	-8.99%	N/A
2010	+4.86%	N/A
2009	-10.57%	N/A
2008	+9.51%	N/A
2007	-23.97%	N/A
2006	+8.23%	N/A
2005	-3.76%	N/A
2004	+8.46%	N/A
2003	+49.79%	N/A
2002	+19.02%	N/A
2001	+59.39%	N/A
2000	-0.05%	N/A
1999	-2.75%	N/A

IBOC vs VVV Drawdown Comparison

The maximum drawdown for IBOC was -77.43%, occurring on Mar 30, 2009. Recovery took 1795 trading sessions.

The maximum drawdown for VVV was -62.45%, occurring on Mar 23, 2020. Recovery took 758 trading sessions.

The current IBOC drawdown is -5.51%. The current VVV drawdown is -25.76%.

Rank	IBOC	VVV
#1	-77.43% Sep 19, 2008 - Nov 5, 2015	-62.45% Jan 4, 2018 - Jan 8, 2021
#2	-63.38% Sep 20, 2018 - Feb 23, 2021	-39.35% Jul 16, 2024 - Jan 2, 2026
#3	-34.53% Feb 18, 2004 - Sep 18, 2008	-32.21% Dec 29, 2021 - Mar 3, 2023
#4	-30.43% Nov 27, 2015 - Oct 5, 2016	-25.63% Jul 25, 2023 - Feb 9, 2024
#5	-26.82% Mar 12, 2021 - Oct 31, 2022	-21.18% Sep 26, 2016 - Mar 17, 2017
#6	-24.10% Nov 25, 2024 - Feb 4, 2026	-13.76% Apr 3, 2017 - Nov 16, 2017
#7	-22.79% Nov 10, 2022 - Dec 14, 2023	-13.61% Jun 11, 2021 - Oct 12, 2021
#8	-22.40% Jun 27, 2002 - Apr 15, 2003	-12.11% Mar 21, 2024 - Jul 12, 2024
#9	-21.99% Nov 15, 1999 - Jan 11, 2001	-10.96% Mar 3, 2023 - May 10, 2023
#10	-20.53% Dec 20, 2016 - Oct 5, 2017	-7.70% Nov 17, 2021 - Dec 28, 2021
#11	-17.76% Jul 26, 2024 - Nov 6, 2024	-7.29% Jun 1, 2023 - Jul 25, 2023
#12	-16.84% Jan 11, 2001 - Feb 12, 2001	-5.95% Jan 20, 2021 - Feb 19, 2021
#13	-15.76% Jun 29, 2001 - Dec 21, 2001	-5.60% Mar 15, 2021 - Apr 12, 2021
#14	-13.03% May 8, 2002 - Jun 26, 2002	-4.56% Oct 13, 2021 - Nov 3, 2021
#15	-12.85% Jun 5, 2003 - Aug 14, 2003	-4.18% Nov 16, 2017 - Dec 29, 2017

Correlation

Correlation between IBOC and VVV is 0.79 which considered as a strong positive correlation - the stocks tend to move together.

0.79

-101

Dividend Comparison (2000 - 2026)

IBOC vs VVV dividend yield comparison.

Year	IBOC	VVV
2026	0.99%	0.00%
2025	2.11%	0.00%
2024	2.09%	0.00%
2023	2.32%	0.00%
2022	2.62%	1.53%
2021	2.71%	1.34%
2020	2.94%	2.01%
2019	2.44%	2.01%
2018	2.18%	1.70%
2017	1.66%	0.88%
2016	1.47%	0.23%
2015	2.26%	0.00%
2014	1.96%	0.00%
2013	1.63%	0.00%
2012	2.21%	0.00%
2011	2.07%	0.00%
2010	1.80%	0.00%
2009	1.80%	0.00%
2008	3.02%	0.00%
2007	3.10%	0.00%
2006	2.26%	0.00%
2005	2.18%	0.00%
2004	2.03%	0.00%
2003	1.79%	0.00%
2002	1.75%	0.00%
2001	1.90%	0.00%
2000	2.87%	0.00%