IBOC vs USAR

Comparison between International Bancshares Corp (IBOC, Company) and USA Rare Earth Inc - Class A (USAR, Company).

IBOC is from the Financial Services sector, while USAR is from the Basic Materials sector.

IBOC vs USAR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IBOC(COMPANY)	USAR(COMPANY)
Market Cap	$4.52B	$4.50B
Max Drawdown	77.70%	69.23%
Sharpe Ratio	0.28	0.68
5Y Beta	0.80	0.88
Industry	Banks - Regional	Other Industrial Metals & Mining
P/E Ratio	11.12	-8.92
Forward P/E	9.81	N/A
PEG Ratio	2.78	-0.08
Dividend Yield	1.94%	N/A
5Y Dividends CAGR	5.24%	N/A
5Y EPS CAGR	16.01%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	10.02%	-2.35%

Market Cap

Winner

IBOC

$4.52B

USAR

$4.50B

Max Drawdown

IBOC

77.70%

Winner

USAR

69.23%

Sharpe Ratio

IBOC

0.28

Winner

USAR

0.68

5Y Beta

Winner

IBOC

0.80

USAR

0.88

Industry

IBOC

Banks - Regional

USAR

Other Industrial Metals & Mining

P/E Ratio

IBOC

11.12

Winner

USAR

-8.92

Forward P/E

IBOC

9.81

USAR

N/A

PEG Ratio

IBOC

2.78

Winner

USAR

-0.08

Dividend Yield

IBOC

1.94%

USAR

N/A

5Y Dividends CAGR

IBOC

5.24%

USAR

N/A

5Y EPS CAGR

IBOC

16.01%

USAR

N/A

Debt to Equity

IBOC

0.00%

USAR

0.00%

Free Cash Flow Yield

Winner

IBOC

10.02%

USAR

-2.35%

IBOC vs USAR - Historical Returns

Returns include dividend reinvestment.

Period	IBOC	USAR
1 month	-3.24%	+8.13%
3 months	+3.00%	-26.79%
6 months	+1.86%	-4.05%
1 year	+5.72%	+9.54%
5 years(CAGR)	+14.37%	N/A
10 years(CAGR)	+12.80%	N/A
Max(CAGR)	+9.95%	+22.11%

IBOC

-3.24%

Winner

USAR

+8.13%

Winner

IBOC

+3.00%

USAR

-26.79%

Winner

IBOC

+1.86%

USAR

-4.05%

IBOC

+5.72%

Winner

USAR

+9.54%

5Y(CAGR)

IBOC

+14.37%

USAR

N/A

10Y(CAGR)

IBOC

+12.80%

USAR

N/A

Max(CAGR)

IBOC

+9.95%

Winner

USAR

+22.11%

IBOC vs USAR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	IBOC	USAR
2026	+10.94%	+31.52%
2025	+7.80%	-3.79%
2024	+19.99%	+10.60%
2023	+23.62%	+2.58%
2022	+9.85%	N/A
2021	+18.33%	N/A
2020	-9.84%	N/A
2019	+28.28%	N/A
2018	-10.99%	N/A
2017	-1.00%	N/A
2016	+67.71%	N/A
2015	+0.39%	N/A
2014	+4.48%	N/A
2013	+42.22%	N/A
2012	-3.26%	N/A
2011	-8.99%	N/A
2010	+4.86%	N/A
2009	-10.57%	N/A
2008	+9.51%	N/A
2007	-23.97%	N/A
2006	+8.23%	N/A
2005	-3.76%	N/A
2004	+8.46%	N/A
2003	+49.79%	N/A
2002	+19.02%	N/A
2001	+59.39%	N/A
2000	-0.05%	N/A
1999	-2.75%	N/A

IBOC vs USAR Drawdown Comparison

The maximum drawdown for IBOC was -77.43%, occurring on Mar 30, 2009. Recovery took 1795 trading sessions.

The maximum drawdown for USAR was -69.23%, occurring on Dec 31, 2025. This drawdown has not yet recovered.

The current IBOC drawdown is -5.69%. The current USAR drawdown is -51.89%.

Rank	IBOC	USAR
#1	-77.43% Sep 19, 2008 - Nov 5, 2015	-69.23% Oct 13, 2025 - Dec 31, 2025
#2	-63.38% Sep 20, 2018 - Feb 23, 2021	-69.00% Mar 14, 2025 - Aug 12, 2025
#3	-34.53% Feb 18, 2004 - Sep 18, 2008	-28.99% Aug 12, 2025 - Oct 2, 2025
#4	-30.43% Nov 27, 2015 - Oct 5, 2016	-22.80% Dec 10, 2024 - Mar 14, 2025
#5	-26.82% Mar 12, 2021 - Oct 31, 2022	-4.42% Oct 7, 2025 - Oct 9, 2025
#6	-24.10% Nov 25, 2024 - Feb 4, 2026	-1.16% Nov 12, 2024 - Nov 27, 2024
#7	-22.79% Nov 10, 2022 - Dec 14, 2023	-0.48% Jan 3, 2024 - Feb 5, 2024
#8	-22.40% Jun 27, 2002 - Apr 15, 2003	-0.38% Feb 12, 2024 - Mar 19, 2024
#9	-21.99% Nov 15, 1999 - Jan 11, 2001	-0.29% Aug 25, 2023 - Sep 5, 2023
#10	-20.53% Dec 20, 2016 - Oct 5, 2017	-0.29% Sep 21, 2023 - Oct 18, 2023
#11	-17.76% Jul 26, 2024 - Nov 6, 2024	-0.29% Oct 18, 2023 - Oct 20, 2023
#12	-16.84% Jan 11, 2001 - Feb 12, 2001	-0.29% Oct 24, 2023 - Nov 7, 2023
#13	-15.76% Jun 29, 2001 - Dec 21, 2001	-0.28% Jul 29, 2024 - Aug 14, 2024
#14	-13.03% May 8, 2002 - Jun 26, 2002	-0.28% Aug 16, 2024 - Sep 4, 2024
#15	-12.85% Jun 5, 2003 - Aug 14, 2003	-0.28% Jul 21, 2023 - Aug 10, 2023