HUM vs SPY

Comparison between Humana Inc (HUM, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed HUM, delivering a return of +13.3% compared to -9.1%

HUM vs SPY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HUM(COMPANY)	SPY(ETF)
Market Cap / Net Assets	$30B	$652B
Expense Ratio	N/A	0.09%
Max Drawdown	78.42%	56.47%
Sharpe Ratio	0.38	2.07
5Y Beta	0.41	1.00
Industry	Healthcare Plans	N/A
P/E Ratio	9.36	28.24
Forward P/E	27.17	21.85
PEG Ratio	0.55	N/A
Dividend Yield	1.43%	N/A
5Y Dividends CAGR	12.10%	5.43%
5Y EPS CAGR	8.85%	25.79%
Debt to Equity	75.31%	22.35%
Free Cash Flow Yield	4.29%	N/A
P/S Ratio	0.22	3.55
P/B Ratio	1.54	5.29

Market Cap / Net Assets

HUM

$30B

Winner

SPY

$652B

Expense Ratio

HUM

N/A

SPY

0.09%

Max Drawdown

HUM

78.42%

Winner

SPY

56.47%

Sharpe Ratio

HUM

0.38

Winner

SPY

2.07

5Y Beta

Winner

HUM

0.41

SPY

1.00

Industry

HUM

Healthcare Plans

SPY

N/A

P/E Ratio

Winner

HUM

9.36

SPY

28.24

Forward P/E

HUM

27.17

Winner

SPY

21.85

PEG Ratio

HUM

0.55

SPY

N/A

Dividend Yield

HUM

1.43%

SPY

N/A

5Y Dividends CAGR

Winner

HUM

12.10%

SPY

5.43%

5Y EPS CAGR

HUM

8.85%

Winner

SPY

25.79%

Debt to Equity

HUM

75.31%

Winner

SPY

22.35%

Free Cash Flow Yield

HUM

4.29%

SPY

N/A

P/S Ratio

Winner

HUM

0.22

SPY

3.55

P/B Ratio

Winner

HUM

1.54

SPY

5.29

HUM vs SPY - Historical Returns

Returns include dividend reinvestment.

Period	HUM	SPY
1 month	+38.55%	+9.11%
3 months	+45.82%	+6.59%
6 months	+10.01%	+10.56%
1 year	+10.22%	+32.04%
5 years(CAGR)	-9.09%	+13.35%
10 years(CAGR)	+5.73%	+15.49%
Max(CAGR)	+15.17%	+8.50%

Winner

HUM

+38.55%

SPY

+9.11%

Winner

HUM

+45.82%

SPY

+6.59%

HUM

+10.01%

Winner

SPY

+10.56%

HUM

+10.22%

Winner

SPY

+32.04%

5Y(CAGR)

HUM

-9.09%

Winner

SPY

+13.35%

10Y(CAGR)

HUM

+5.73%

Winner

SPY

+15.49%

Max(CAGR)

Winner

HUM

+15.17%

SPY

+8.50%

HUM vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HUM	SPY
2026	+4.47%	+8.27%
2025	+2.79%	+18.00%
2024	-45.42%	+25.59%
2023	-7.84%	+26.72%
2022	+10.77%	-18.64%
2021	+13.27%	+30.52%
2020	+13.71%	+17.28%
2019	+31.18%	+31.09%
2018	+14.62%	-5.24%
2017	+26.58%	+20.78%
2016	+14.05%	+13.59%
2015	+25.64%	+1.31%
2014	+40.88%	+14.56%
2013	+52.73%	+29.00%
2012	-21.24%	+14.17%
2011	+60.46%	+0.85%
2010	+19.83%	+13.14%
2009	+17.76%	+22.67%
2008	-52.28%	-36.25%
2007	+34.43%	+5.32%
2006	-0.84%	+13.85%
2005	+86.32%	+5.32%
2004	+29.48%	+10.75%
2003	+121.63%	+24.18%
2002	-13.04%	-22.42%
2001	-21.08%	-10.13%
2000	+101.64%	-8.84%
1999	+10.08%	+8.61%

HUM vs SPY Drawdown Comparison

The maximum drawdown for HUM was -78.42%, occurring on Mar 5, 2009. Recovery took 961 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current HUM drawdown is -49.22%.

Rank	HUM	SPY
#1	-78.42% Jan 14, 2008 - Nov 3, 2011	-55.20% Oct 9, 2007 - Aug 16, 2012
#2	-69.92% Nov 3, 2022 - Mar 12, 2026	-47.50% Mar 24, 2000 - Oct 26, 2006
#3	-49.21% Jun 19, 2002 - Jul 28, 2003	-33.70% Feb 19, 2020 - Aug 10, 2020
#4	-48.65% Jan 13, 2000 - Sep 15, 2000	-24.50% Jan 3, 2022 - Dec 13, 2023
#5	-44.21% Dec 28, 2000 - Apr 18, 2002	-19.34% Sep 20, 2018 - Apr 12, 2019
#6	-43.60% Feb 13, 2020 - Apr 30, 2020	-18.76% Feb 19, 2025 - Jun 26, 2025
#7	-35.10% Jan 17, 2012 - Aug 8, 2013	-13.02% Jul 20, 2015 - Apr 18, 2016
#8	-34.96% Jan 26, 2004 - Nov 24, 2004	-10.10% Jan 26, 2018 - Aug 6, 2018
#9	-33.95% Nov 7, 2018 - Dec 13, 2019	-9.44% Sep 2, 2020 - Nov 11, 2020
#10	-28.07% Jun 1, 2015 - Dec 1, 2016	-9.30% Jan 19, 2000 - Mar 17, 2000
#11	-27.60% Jan 5, 2006 - Aug 2, 2006	-9.05% Jul 19, 2007 - Oct 5, 2007
#12	-24.08% Oct 4, 2006 - Jul 18, 2007	-8.88% Jan 27, 2026 - Apr 14, 2026
#13	-22.68% Jul 23, 2021 - Jun 29, 2022	-8.41% Jul 16, 2024 - Sep 19, 2024
#14	-20.60% Nov 17, 2000 - Dec 26, 2000	-7.35% Sep 14, 2012 - Jan 2, 2013
#15	-18.18% Nov 22, 1999 - Jan 7, 2000	-7.27% Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between HUM and SPY is 0.79 which considered as a strong positive correlation - the stocks tend to move together.

0.79

-101

Dividend Comparison (1999 - 2026)

HUM vs SPY dividend yield comparison.

Year	HUM	SPY
2026	0.32%	0.24%
2025	1.38%	1.07%
2024	1.40%	1.21%
2023	0.77%	1.40%
2022	0.62%	1.65%
2021	0.60%	1.20%
2020	0.61%	1.52%
2019	0.60%	1.75%
2018	0.70%	2.04%
2017	0.76%	1.80%
2016	0.43%	2.03%
2015	0.64%	2.06%
2014	0.77%	1.87%
2013	1.04%	1.81%
2012	1.50%	2.18%
2011	0.86%	2.05%
2010	0.00%	1.80%
2009	0.00%	1.95%
2008	0.00%	3.02%
2007	0.00%	1.85%
2006	0.00%	1.73%
2005	0.00%	1.73%
2004	0.00%	1.82%
2003	0.00%	1.47%
2002	0.00%	1.70%
2001	0.00%	1.25%
2000	0.00%	1.15%
1999	0.00%	0.24%