HUM vs CVNA

Comparison between Humana Inc (HUM, Company) and Carvana Co. - Class A (CVNA, Company).

HUM is from the Healthcare sector, while CVNA is from the Consumer Cyclical sector.

5-Year PerformanceCVNA has outperformed HUM, delivering a return of -0.2% compared to -1.7%

HUM vs CVNA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HUM(COMPANY)	CVNA(COMPANY)
Market Cap	$49B	$48B
Max Drawdown	78.42%	98.99%
Sharpe Ratio	1.43	0.15
5Y Beta	0.39	2.20
Industry	Healthcare Plans	Auto & Truck Dealerships
P/E Ratio	15.50	36.73
Forward P/E	43.86	41.84
PEG Ratio	0.91	0.18
Dividend Yield	0.89%	N/A
5Y Dividends CAGR	11.44%	N/A
5Y EPS CAGR	8.85%	N/A
Debt to Equity	75.31%	16.69%
Free Cash Flow Yield	2.59%	1.54%
P/S Ratio	0.36	3.15
P/B Ratio	2.63	12.50

Market Cap

Winner

HUM

$49B

CVNA

$48B

Max Drawdown

Winner

HUM

78.42%

CVNA

98.99%

Sharpe Ratio

Winner

HUM

1.43

CVNA

0.15

5Y Beta

Winner

HUM

0.39

CVNA

2.20

Industry

HUM

Healthcare Plans

CVNA

Auto & Truck Dealerships

P/E Ratio

Winner

HUM

15.50

CVNA

36.73

Forward P/E

HUM

43.86

Winner

CVNA

41.84

PEG Ratio

HUM

0.91

Winner

CVNA

0.18

Dividend Yield

HUM

0.89%

CVNA

N/A

5Y Dividends CAGR

HUM

11.44%

CVNA

N/A

5Y EPS CAGR

HUM

8.85%

CVNA

N/A

Debt to Equity

HUM

75.31%

Winner

CVNA

16.69%

Free Cash Flow Yield

Winner

HUM

2.59%

CVNA

1.54%

P/S Ratio

Winner

HUM

0.36

CVNA

3.15

P/B Ratio

Winner

HUM

2.63

CVNA

12.50

HUM vs CVNA - Historical Returns

Returns include dividend reinvestment.

Period	HUM	CVNA
1 month	+12.46%	-1.64%
3 months	+86.63%	-18.22%
6 months	+50.65%	-27.94%
1 year	+83.77%	-4.11%
5 years(CAGR)	-1.70%	-0.23%
10 years(CAGR)	+9.89%	+44.32%
Max(CAGR)	+16.74%	+44.32%

Winner

HUM

+12.46%

CVNA

-1.64%

Winner

HUM

+86.63%

CVNA

-18.22%

Winner

HUM

+50.65%

CVNA

-27.94%

Winner

HUM

+83.77%

CVNA

-4.11%

5Y(CAGR)

HUM

-1.70%

Winner

CVNA

-0.23%

10Y(CAGR)

HUM

+9.89%

Winner

CVNA

+44.32%

Max(CAGR)

HUM

+16.74%

Winner

CVNA

+44.32%

HUM vs CVNA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HUM	CVNA
2026	+54.18%	-18.08%
2025	+2.79%	+111.48%
2024	-45.42%	+316.12%
2023	-7.84%	+1043.41%
2022	+10.77%	-98.02%
2021	+13.27%	-1.90%
2020	+13.71%	+147.08%
2019	+31.18%	+185.34%
2018	+14.62%	+78.65%
2017	+26.58%	+72.25%
2016	+14.05%	N/A
2015	+25.64%	N/A
2014	+40.88%	N/A
2013	+52.73%	N/A
2012	-21.24%	N/A
2011	+60.46%	N/A
2010	+19.83%	N/A
2009	+17.76%	N/A
2008	-52.28%	N/A
2007	+34.43%	N/A
2006	-0.84%	N/A
2005	+86.32%	N/A
2004	+29.48%	N/A
2003	+121.63%	N/A
2002	-13.04%	N/A
2001	-21.08%	N/A
2000	+101.64%	N/A
1999	+10.08%	N/A

HUM vs CVNA Drawdown Comparison

The maximum drawdown for HUM was -78.42%, occurring on Mar 5, 2009. Recovery took 961 trading sessions.

The maximum drawdown for CVNA was -98.99%, occurring on Dec 27, 2022. Recovery took 997 trading sessions.

The current HUM drawdown is -25.06%. The current CVNA drawdown is -31.47%.

Rank	HUM	CVNA
#1	-78.42% Jan 14, 2008 - Nov 3, 2011	-98.99% Aug 10, 2021 - Jul 31, 2025
#2	-69.92% Nov 3, 2022 - Mar 12, 2026	-73.34% Feb 21, 2020 - Jun 5, 2020
#3	-49.21% Jun 19, 2002 - Jul 28, 2003	-57.87% Sep 11, 2018 - Apr 30, 2019
#4	-48.65% Jan 13, 2000 - Sep 15, 2000	-46.56% Jun 26, 2017 - Apr 9, 2018
#5	-44.21% Dec 28, 2000 - Apr 18, 2002	-41.21% Jan 22, 2026 - Mar 20, 2026
#6	-43.60% Feb 13, 2020 - Apr 30, 2020	-28.89% Mar 2, 2021 - Jul 6, 2021
#7	-35.10% Jan 17, 2012 - Aug 8, 2013	-27.47% Sep 1, 2020 - Oct 1, 2020
#8	-34.96% Jan 26, 2004 - Nov 24, 2004	-26.62% Oct 1, 2025 - Dec 4, 2025
#9	-33.95% Nov 7, 2018 - Dec 13, 2019	-24.10% Sep 5, 2019 - Oct 29, 2019
#10	-28.07% Jun 1, 2015 - Dec 1, 2016	-23.47% May 16, 2017 - Jun 7, 2017
#11	-27.60% Jan 5, 2006 - Aug 2, 2006	-23.06% May 9, 2019 - Aug 9, 2019
#12	-24.08% Oct 4, 2006 - Jul 18, 2007	-22.30% Oct 1, 2020 - Nov 23, 2020
#13	-22.68% Jul 23, 2021 - Jun 29, 2022	-21.44% Apr 28, 2017 - May 12, 2017
#14	-20.60% Nov 17, 2000 - Dec 26, 2000	-19.49% Dec 26, 2019 - Feb 19, 2020
#15	-18.18% Nov 22, 1999 - Jan 7, 2000	-19.38% Jan 14, 2021 - Feb 10, 2021