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HTO vs SPNS

Comparison between H2O America (HTO, Company) and Sapiens International Corp NV (SPNS, Company).

HTO is from the Utilities sector, while SPNS is from the Technology sector.

5-Year PerformanceSPNS has outperformed HTO, delivering a return of +11.4% compared to +0.6%

HTO vs SPNS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
HTO
$2.43B
Winner
SPNS
$2.43B
Max Drawdown
Winner
HTO
56.47%
SPNS
99.28%
Sharpe Ratio
HTO
0.56
Winner
SPNS
1.03
5Y Beta
HTO
-0.01
SPNS
N/A
Industry
HTO
Utilities - Regulated Water
SPNS
Software - Application
P/E Ratio
Winner
HTO
20.25
SPNS
33.64
Forward P/E
Winner
HTO
20.33
SPNS
29.59
PEG Ratio
HTO
2.53
Winner
SPNS
2.20
Dividend Yield
Winner
HTO
2.95%
SPNS
1.38%
5Y Dividends CAGR
HTO
10.15%
Winner
SPNS
33.99%
5Y EPS CAGR
HTO
5.81%
Winner
SPNS
19.81%
Debt to Equity
HTO
102.18%
Winner
SPNS
8.25%
Free Cash Flow Yield
Winner
HTO
10.11%
SPNS
3.27%
P/S Ratio
HTO
2.96
SPNS
N/A
P/B Ratio
HTO
1.31
SPNS
N/A

HTO vs SPNS - Historical Returns

Returns include dividend reinvestment.

1M
HTO
-0.19%
Winner
SPNS
+0.72%
3M
Winner
HTO
+2.43%
SPNS
+1.02%
6M
HTO
+21.83%
Winner
SPNS
+53.10%
1Y
HTO
+14.21%
Winner
SPNS
+56.07%
5Y(CAGR)
HTO
+0.60%
Winner
SPNS
+11.44%
10Y(CAGR)
HTO
+7.46%
Winner
SPNS
+17.93%
Max(CAGR)
Winner
HTO
+6.85%
SPNS
+0.62%

HTO vs SPNS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearHTOSPNS
2026+18.51%N/A
2025+4.04%+71.02%
2024-22.90%-2.56%
2023-18.84%+56.77%
2022+14.09%-45.70%
2021+9.33%+15.44%
2020+1.58%+31.91%
2019+32.28%+112.34%
2018-10.70%-6.92%
2017+17.96%-20.24%
2016+94.53%+42.15%
2015-5.35%+45.61%
2014+13.71%-2.12%
2013+12.28%+96.82%
2012+14.01%+6.38%
2011-7.80%+62.07%
2010+17.04%+55.41%
2009-21.01%-20.41%
2008-9.23%+44.01%
2007-11.78%-10.74%
2006+73.98%-2.60%
2005+33.08%-42.75%
2004+27.40%-31.49%
2003+17.62%-11.24%
2002-9.26%-11.76%
2001-14.06%-11.76%
2000-12.40%-93.16%
1999+1.57%+73.05%

HTO vs SPNS Drawdown Comparison

The maximum drawdown for HTO was -54.53%, occurring on Mar 9, 2009. Recovery took 1969 trading sessions.

The maximum drawdown for SPNS was -99.28%, occurring on Mar 5, 2009. This drawdown has not yet recovered.

The current HTO drawdown is -24.12%. The current SPNS drawdown is -47.10%.

RankHTOSPNS
#1-54.53%
Mar 29, 2007 - Jan 23, 2015
-99.28%
Jan 24, 2000 - Mar 5, 2009
#2-42.84%
Dec 27, 2022 - Jan 10, 2025
-18.64%
Dec 27, 1999 - Jan 14, 2000
#3-40.26%
Aug 7, 2000 - Feb 19, 2004
-13.43%
Dec 13, 1999 - Dec 27, 1999
#4-33.50%
Jan 24, 2020 - Nov 5, 2021
-6.60%
Nov 9, 1999 - Nov 26, 1999
#5-23.74%
Nov 30, 2017 - Jun 19, 2018
-5.26%
Nov 1, 1999 - Nov 8, 1999
#6-22.07%
Jun 22, 2018 - Aug 16, 2019
-4.54%
Nov 30, 1999 - Dec 7, 1999
#7-21.77%
Dec 31, 2021 - Nov 10, 2022
-4.13%
Dec 9, 1999 - Dec 13, 1999
#8-20.62%
Jan 26, 2015 - Feb 19, 2016
N/A
#9-20.02%
Jul 28, 2005 - Aug 14, 2006
N/A
#10-19.52%
Mar 1, 2004 - Nov 22, 2004
N/A
#11-18.59%
Dec 9, 2016 - Aug 9, 2017
N/A
#12-18.29%
Jan 9, 2007 - Mar 29, 2007
N/A
#13-16.99%
Nov 29, 2004 - Mar 4, 2005
N/A
#14-13.15%
Apr 19, 2016 - Jun 10, 2016
N/A
#15-11.49%
Mar 4, 2005 - Apr 28, 2005
N/A

Correlation

Correlation between HTO and SPNS is 0.60 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.60
-101

Dividend Comparison (1999 - 2026)

HTO vs SPNS dividend yield comparison.

YearHTOSPNS
20261.53%0.00%
20253.43%1.52%
20243.25%2.12%
20232.33%1.76%
20221.77%3.79%
20211.86%1.07%
20201.85%0.46%
20191.69%0.96%
20182.01%1.81%
20171.63%1.74%
20161.45%1.39%
20152.63%4.41%
20142.33%0.00%
20132.45%1.95%
20122.67%0.00%
20112.92%0.00%
20102.57%0.00%
20092.92%0.00%
20082.15%0.00%
20071.75%0.00%
20061.45%0.00%
20052.95%0.00%
20043.52%0.00%
20033.26%0.00%
20023.54%0.00%
20013.78%0.00%
20002.43%0.00%
19990.50%0.00%

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