HRTG vs SG

Comparison between Heritage Insurance Holdings Inc (HRTG, Company) and Sweetgreen Inc - Class A (SG, Company).

HRTG is from the Financial Services sector, while SG is from the Consumer Cyclical sector.

5-Year PerformanceHRTG has outperformed SG, delivering a return of +27.5% compared to -35.9%

HRTG vs SG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRTG(COMPANY)	SG(COMPANY)
Market Cap	$796M	$797M
Max Drawdown	95.13%	91.13%
Sharpe Ratio	0.61	-0.62
5Y Beta	0.48	1.61
Industry	Insurance - Property & Casualty	Restaurants
P/E Ratio	4.01	19.50
Forward P/E	N/A	14.18
PEG Ratio	0.03	N/A
5Y Dividends CAGR	0.00%	N/A
Debt to Equity	14.91%	0.00%
Free Cash Flow Yield	24.93%	-14.91%
P/S Ratio	0.98	1.18
P/B Ratio	1.65	1.72

Market Cap

HRTG

$796M

Winner

$797M

Max Drawdown

HRTG

95.13%

Winner

91.13%

Sharpe Ratio

Winner

HRTG

0.61

-0.62

5Y Beta

Winner

HRTG

0.48

1.61

Industry

HRTG

Insurance - Property & Casualty

Restaurants

P/E Ratio

Winner

HRTG

4.01

19.50

Forward P/E

HRTG

N/A

14.18

PEG Ratio

HRTG

0.03

N/A

5Y Dividends CAGR

HRTG

0.00%

N/A

Debt to Equity

HRTG

14.91%

Winner

0.00%

Free Cash Flow Yield

Winner

HRTG

24.93%

-14.91%

P/S Ratio

Winner

HRTG

0.98

1.18

P/B Ratio

Winner

HRTG

1.65

1.72

HRTG vs SG - Historical Returns

Returns include dividend reinvestment.

Period	HRTG	SG
1 month	+15.13%	-32.02%
3 months	-2.67%	-4.75%
6 months	+1.68%	-21.96%
1 year	+22.74%	-52.41%
5 years(CAGR)	+27.47%	-35.94%
10 years(CAGR)	+9.28%	N/A
Max(CAGR)	+8.43%	-35.94%

Winner

HRTG

+15.13%

-32.02%

Winner

HRTG

-2.67%

-4.75%

Winner

HRTG

+1.68%

-21.96%

Winner

HRTG

+22.74%

-52.41%

5Y(CAGR)

Winner

HRTG

+27.47%

-35.94%

10Y(CAGR)

HRTG

+9.28%

N/A

Max(CAGR)

Winner

HRTG

+8.43%

-35.94%

HRTG vs SG - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HRTG	SG
2026	-2.64%	-10.25%
2025	+139.44%	-78.93%
2024	+87.89%	+189.61%
2023	+252.43%	+30.64%
2022	-68.65%	-72.78%
2021	-41.81%	-35.35%
2020	-21.15%	N/A
2019	-9.90%	N/A
2018	-15.53%	N/A
2017	+14.64%	N/A
2016	-23.76%	N/A
2015	+11.63%	N/A
2014	+68.96%	N/A

HRTG vs SG Drawdown Comparison

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The maximum drawdown for SG was -91.13%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The current HRTG drawdown is -14.71%. The current SG drawdown is -88.26%.

Rank	HRTG	SG
#1	-94.36% Jul 17, 2015 - May 7, 2025	-91.13% Nov 19, 2021 - Mar 27, 2026
#2	-32.95% Nov 14, 2025 - Jun 3, 2026	N/A
#3	-26.90% May 9, 2025 - Sep 19, 2025	N/A
#4	-19.47% Sep 19, 2025 - Nov 7, 2025	N/A
#5	-11.87% Mar 11, 2015 - Jun 30, 2015	N/A
#6	-11.09% Nov 5, 2014 - Dec 9, 2014	N/A
#7	-10.65% Jul 1, 2014 - Oct 21, 2014	N/A
#8	-5.07% Dec 23, 2014 - Feb 5, 2015	N/A
#9	-5.00% Dec 9, 2014 - Dec 22, 2014	N/A
#10	-4.26% Jun 20, 2014 - Jul 1, 2014	N/A
#11	-3.08% Jun 9, 2014 - Jun 11, 2014	N/A
#12	-2.63% Jul 6, 2015 - Jul 14, 2015	N/A
#13	-2.13% Nov 7, 2025 - Nov 12, 2025	N/A
#14	-1.90% Mar 6, 2015 - Mar 11, 2015	N/A
#15	-1.79% Oct 21, 2014 - Oct 24, 2014	N/A

Correlation

Correlation between HRTG and SG is -0.32 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.32

-101