HNNAZ vs XYF

Comparison between Hennessy Advisors Inc (HNNAZ, Company) and X Financial (XYF, Company).

5-Year PerformanceHNNAZ has outperformed XYF, delivering a return of +4.2% compared to -3.4%

HNNAZ vs XYF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HNNAZ(COMPANY)	XYF(COMPANY)
Market Cap	$199M	$198M
Max Drawdown	17.23%	95.82%
Sharpe Ratio	0.42	-1.21
5Y Beta	0.03	0.77
Industry	N/A	Credit Services
P/E Ratio	21.77	0.95
PEG Ratio	8.92	0.15
Dividend Yield	N/A	11.00%
5Y EPS CAGR	3.86%	16.91%
Debt to Equity	0.00%	5.23%
Free Cash Flow Yield	5.96%	N/A
P/S Ratio	N/A	0.03
P/B Ratio	N/A	0.17

Market Cap

Winner

HNNAZ

$199M

XYF

$198M

Max Drawdown

Winner

HNNAZ

17.23%

XYF

95.82%

Sharpe Ratio

Winner

HNNAZ

0.42

XYF

-1.21

5Y Beta

Winner

HNNAZ

0.03

XYF

0.77

Industry

HNNAZ

N/A

XYF

Credit Services

P/E Ratio

HNNAZ

21.77

Winner

XYF

0.95

PEG Ratio

HNNAZ

8.92

Winner

XYF

0.15

Dividend Yield

HNNAZ

N/A

XYF

11.00%

5Y EPS CAGR

HNNAZ

3.86%

Winner

XYF

16.91%

Debt to Equity

Winner

HNNAZ

0.00%

XYF

5.23%

Free Cash Flow Yield

HNNAZ

5.96%

XYF

N/A

P/S Ratio

HNNAZ

N/A

XYF

0.03

P/B Ratio

HNNAZ

N/A

XYF

0.17

HNNAZ vs XYF - Historical Returns

Returns include dividend reinvestment.

Period	HNNAZ	XYF
1 month	+0.00%	+5.04%
3 months	+0.78%	+4.20%
6 months	+1.80%	+4.93%
1 year	+5.62%	-60.40%
5 years(CAGR)	+4.18%	-3.37%
Max(CAGR)	+4.18%	-19.42%

HNNAZ

+0.00%

Winner

XYF

+5.04%

HNNAZ

+0.78%

Winner

XYF

+4.20%

HNNAZ

+1.80%

Winner

XYF

+4.93%

Winner

HNNAZ

+5.62%

XYF

-60.40%

5Y(CAGR)

Winner

HNNAZ

+4.18%

XYF

-3.37%

Max(CAGR)

Winner

HNNAZ

+4.18%

XYF

-19.42%

HNNAZ vs XYF - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	HNNAZ	XYF
2026	+2.06%	-4.51%
2025	+8.40%	-31.04%
2024	+3.10%	+139.08%
2023	+5.57%	+27.81%
2022	-5.51%	-3.51%
2021	+1.17%	+55.15%
2020	N/A	-62.12%
2019	N/A	-60.19%
2018	N/A	-64.33%

HNNAZ vs XYF Drawdown Comparison

The maximum drawdown for HNNAZ was -11.88%, occurring on Mar 28, 2023. Recovery took 472 trading sessions.

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The current HNNAZ drawdown is -0.38%. The current XYF drawdown is -81.76%.

Rank	HNNAZ	XYF
#1	-11.88% Jan 20, 2022 - Dec 6, 2023	-95.75% Sep 19, 2018 - Sep 24, 2020
#2	-7.65% Dec 6, 2023 - Jan 2, 2024	N/A
#3	-4.54% Jan 2, 2024 - Jun 27, 2024	N/A
#4	-4.02% Jul 29, 2024 - Oct 17, 2024	N/A
#5	-3.61% Jan 3, 2022 - Jan 20, 2022	N/A
#6	-2.96% Mar 27, 2025 - Jun 13, 2025	N/A
#7	-2.66% Nov 21, 2025 - Dec 15, 2025	N/A
#8	-2.45% Oct 30, 2024 - Jan 6, 2025	N/A
#9	-2.28% Jun 27, 2024 - Jul 10, 2024	N/A
#10	-2.23% Jul 10, 2024 - Jul 29, 2024	N/A
#11	-1.78% Mar 16, 2026 - Apr 28, 2026	N/A
#12	-1.76% Aug 25, 2025 - Sep 15, 2025	N/A
#13	-1.50% Apr 28, 2026 - May 8, 2026	N/A
#14	-1.42% Feb 28, 2025 - Mar 18, 2025	N/A
#15	-1.40% Sep 15, 2025 - Nov 21, 2025	N/A