HMN vs RILYT

Comparison between Horace Mann Educators Corp (HMN, Company) and B. Riley Financial Inc (RILYT, Company).

5-Year PerformanceHMN has outperformed RILYT, delivering a return of +7.2% compared to +5.6%

HMN vs RILYT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HMN(COMPANY)	RILYT(COMPANY)
Market Cap	$1.91B	$1.91B
Max Drawdown	82.89%	80.83%
Sharpe Ratio	0.51	2.48
5Y Beta	0.35	0.51
Industry	Insurance - Property & Casualty	N/A
P/E Ratio	11.52	2.39
Forward P/E	9.25	N/A
PEG Ratio	0.10	N/A
Dividend Yield	3.09%	27.80%
5Y Dividends CAGR	7.78%	36.35%
5Y EPS CAGR	3.20%	N/A
Debt to Equity	40.39%	729.63%
Free Cash Flow Yield	24.76%	-19.56%
P/S Ratio	1.10	0.56
P/B Ratio	1.28	-2.40

Market Cap

Winner

HMN

$1.91B

RILYT

$1.91B

Max Drawdown

HMN

82.89%

Winner

RILYT

80.83%

Sharpe Ratio

HMN

0.51

Winner

RILYT

2.48

5Y Beta

Winner

HMN

0.35

RILYT

0.51

Industry

HMN

Insurance - Property & Casualty

RILYT

N/A

P/E Ratio

HMN

11.52

Winner

RILYT

2.39

Forward P/E

HMN

9.25

RILYT

N/A

PEG Ratio

HMN

0.10

RILYT

N/A

Dividend Yield

HMN

3.09%

Winner

RILYT

27.80%

5Y Dividends CAGR

HMN

7.78%

Winner

RILYT

36.35%

5Y EPS CAGR

HMN

3.20%

RILYT

N/A

Debt to Equity

Winner

HMN

40.39%

RILYT

729.63%

Free Cash Flow Yield

Winner

HMN

24.76%

RILYT

-19.56%

P/S Ratio

HMN

1.10

Winner

RILYT

0.56

P/B Ratio

HMN

1.28

Winner

RILYT

-2.40

HMN vs RILYT - Historical Returns

Returns include dividend reinvestment.

Period	HMN	RILYT
1 month	+2.15%	+3.34%
3 months	+8.90%	+19.16%
6 months	+9.38%	+80.73%
1 year	+12.37%	+258.32%
5 years(CAGR)	+7.18%	+5.60%
10 years(CAGR)	+6.70%	N/A
Max(CAGR)	+4.92%	+6.10%

HMN

+2.15%

Winner

RILYT

+3.34%

HMN

+8.90%

Winner

RILYT

+19.16%

HMN

+9.38%

Winner

RILYT

+80.73%

HMN

+12.37%

Winner

RILYT

+258.32%

5Y(CAGR)

Winner

HMN

+7.18%

RILYT

+5.60%

10Y(CAGR)

HMN

+6.70%

RILYT

N/A

Max(CAGR)

HMN

+4.92%

Winner

RILYT

+6.10%

HMN vs RILYT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HMN	RILYT
2026	+4.83%	+55.58%
2025	+23.21%	+72.19%
2024	+21.27%	-35.33%
2023	-9.33%	-15.21%
2022	-0.07%	-18.71%
2021	-3.68%	+7.12%
2020	-1.77%	N/A
2019	+19.35%	N/A
2018	-12.10%	N/A
2017	+5.64%	N/A
2016	+38.27%	N/A
2015	+3.22%	N/A
2014	+8.87%	N/A
2013	+59.51%	N/A
2012	+44.76%	N/A
2011	-22.91%	N/A
2010	+43.23%	N/A
2009	+31.84%	N/A
2008	-49.96%	N/A
2007	-5.58%	N/A
2006	+8.07%	N/A
2005	+3.06%	N/A
2004	+38.25%	N/A
2003	-8.05%	N/A
2002	-23.92%	N/A
2001	+5.51%	N/A
2000	+9.80%	N/A
1999	-30.82%	N/A

HMN vs RILYT Drawdown Comparison

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The maximum drawdown for RILYT was -72.80%, occurring on May 13, 2025. Recovery took 1051 trading sessions.

The current HMN drawdown is -1.45%. The current RILYT drawdown is -3.67%.

Rank	HMN	RILYT
#1	-78.17% Nov 5, 1999 - Jan 22, 2013	-72.80% Nov 5, 2021 - Jan 15, 2026
#2	-33.31% Sep 13, 2019 - Nov 6, 2024	-7.41% Feb 3, 2026 - Apr 9, 2026
#3	-25.79% Jul 16, 2015 - Sep 21, 2016	-4.45% May 19, 2026 - May 26, 2026
#4	-24.94% Jul 9, 2018 - Sep 10, 2019	-3.78% Jul 29, 2021 - Nov 5, 2021
#5	-20.77% Jan 4, 2017 - Oct 25, 2017	-3.45% Jan 21, 2026 - Feb 3, 2026
#6	-17.40% Nov 29, 2017 - Jul 6, 2018	-2.25% Jul 14, 2021 - Jul 28, 2021
#7	-13.56% Nov 6, 2024 - Feb 11, 2025	-2.15% Jan 28, 2021 - Mar 22, 2021
#8	-13.07% Dec 30, 2013 - Jun 17, 2014	-2.12% Apr 15, 2026 - Apr 23, 2026
#9	-12.14% Oct 10, 2016 - Nov 11, 2016	-1.91% Apr 30, 2026 - May 11, 2026
#10	-11.34% Oct 21, 2013 - Dec 20, 2013	-1.85% May 21, 2021 - May 28, 2021
#11	-10.73% Sep 12, 2025 - May 20, 2026	-1.78% Mar 22, 2021 - Mar 31, 2021
#12	-10.63% Apr 2, 2025 - May 16, 2025	-1.69% Apr 27, 2026 - Apr 29, 2026
#13	-10.11% Jun 20, 2014 - Nov 12, 2014	-1.65% May 28, 2021 - Jul 6, 2021
#14	-9.34% Dec 30, 2014 - Mar 12, 2015	-1.43% Mar 31, 2021 - May 17, 2021
#15	-8.54% Jul 26, 2013 - Oct 4, 2013	-1.04% Apr 9, 2026 - Apr 13, 2026

Correlation

Correlation between HMN and RILYT is -0.07 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.07

-101

Dividend Comparison (1999 - 2026)

HMN vs RILYT dividend yield comparison.

Year	HMN	RILYT
2026	0.77%	3.57%
2025	3.03%	10.83%
2024	3.47%	15.71%
2023	4.04%	9.64%
2022	3.43%	7.72%
2021	3.20%	4.50%
2020	2.85%	0.00%
2019	2.63%	0.00%
2018	3.04%	0.00%
2017	2.49%	0.00%
2016	2.48%	0.00%
2015	3.01%	0.00%
2014	2.77%	0.00%
2013	2.47%	0.00%
2012	2.76%	0.00%
2011	3.36%	0.00%
2010	1.94%	0.00%
2009	1.90%	0.00%
2008	4.00%	0.00%
2007	2.22%	0.00%
2006	2.62%	0.00%
2005	2.80%	0.00%
2004	2.78%	0.00%
2003	3.79%	0.00%
2002	2.74%	0.00%
2001	1.98%	0.00%
2000	2.03%	0.00%
1999	0.56%	0.00%