HMN vs OXLCN

Comparison between Horace Mann Educators Corp (HMN, Company) and Oxford Lane Capital Corp (OXLCN, Company).

Both HMN and OXLCN are from the Financial Services sector.

HMN vs OXLCN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HMN(COMPANY)	OXLCN(COMPANY)
Market Cap	$2.13B	$2.13B
Max Drawdown	82.89%	17.16%
Sharpe Ratio	1.32	0.90
5Y Beta	0.30	0.03
Industry	Insurance - Property & Casualty	Asset Management
P/E Ratio	12.82	28.72
Forward P/E	9.25	N/A
PEG Ratio	0.11	0.00
Dividend Yield	2.71%	20.60%
5Y Dividends CAGR	3.09%	N/A
5Y EPS CAGR	3.20%	N/A
Debt to Equity	40.39%	N/A
Free Cash Flow Yield	22.26%	N/A
P/S Ratio	1.23	2.62
P/B Ratio	1.43	1.14

Market Cap

Winner

HMN

$2.13B

OXLCN

$2.13B

Max Drawdown

HMN

82.89%

Winner

OXLCN

17.16%

Sharpe Ratio

Winner

HMN

1.32

OXLCN

0.90

5Y Beta

HMN

0.30

Winner

OXLCN

0.03

Industry

HMN

Insurance - Property & Casualty

OXLCN

Asset Management

P/E Ratio

Winner

HMN

12.82

OXLCN

28.72

Forward P/E

HMN

9.25

OXLCN

N/A

PEG Ratio

HMN

0.11

Winner

OXLCN

0.00

Dividend Yield

HMN

2.71%

Winner

OXLCN

20.60%

5Y Dividends CAGR

HMN

3.09%

OXLCN

N/A

5Y EPS CAGR

HMN

3.20%

OXLCN

N/A

Debt to Equity

HMN

40.39%

OXLCN

N/A

Free Cash Flow Yield

HMN

22.26%

OXLCN

N/A

P/S Ratio

Winner

HMN

1.23

OXLCN

2.62

P/B Ratio

HMN

1.43

Winner

OXLCN

1.14

HMN vs OXLCN - Historical Returns

Returns include dividend reinvestment.

Period	HMN	OXLCN
1 month	+0.00%	+0.54%
3 months	+19.44%	+1.29%
6 months	+27.35%	+3.85%
1 year	+31.86%	+10.20%
5 years(CAGR)	+10.05%	+8.10%
10 years(CAGR)	+7.76%	+3.62%
Max(CAGR)	+5.47%	+4.72%

HMN

+0.00%

Winner

OXLCN

+0.54%

Winner

HMN

+19.44%

OXLCN

+1.29%

Winner

HMN

+27.35%

OXLCN

+3.85%

Winner

HMN

+31.86%

OXLCN

+10.20%

5Y(CAGR)

Winner

HMN

+10.05%

OXLCN

+8.10%

10Y(CAGR)

Winner

HMN

+7.76%

OXLCN

+3.62%

Max(CAGR)

Winner

HMN

+5.47%

OXLCN

+4.72%

HMN vs OXLCN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HMN	OXLCN
2026	+21.71%	+6.03%
2025	+23.21%	+8.07%
2024	+21.27%	+11.16%
2023	-9.33%	+11.68%
2022	-0.07%	-3.31%
2021	-3.68%	N/A
2020	-1.77%	N/A
2019	+19.35%	N/A
2018	-12.10%	N/A
2017	+5.64%	+2.04%
2016	+38.27%	+10.87%
2015	+3.22%	+10.20%
2014	+8.87%	+4.24%
2013	+59.51%	N/A
2012	+44.76%	N/A
2011	-22.91%	N/A
2010	+43.23%	N/A
2009	+31.84%	N/A
2008	-49.96%	N/A
2007	-5.58%	N/A
2006	+8.07%	N/A
2005	+3.06%	N/A
2004	+38.25%	N/A
2003	-8.05%	N/A
2002	-23.92%	N/A
2001	+5.51%	N/A
2000	+9.80%	N/A
1999	-30.82%	N/A

HMN vs OXLCN Drawdown Comparison

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The maximum drawdown for OXLCN was -13.10%, occurring on Oct 12, 2022. Recovery took 338 trading sessions.

The current OXLCN drawdown is -0.14%.

Rank	HMN	OXLCN
#1	-78.17% Nov 5, 1999 - Jan 22, 2013	-13.10% May 26, 2017 - Aug 28, 2023
#2	-33.31% Sep 13, 2019 - Nov 6, 2024	-11.97% Dec 31, 2015 - Mar 14, 2016
#3	-25.79% Jul 16, 2015 - Sep 21, 2016	-8.39% Nov 18, 2014 - Jan 29, 2015
#4	-24.94% Jul 9, 2018 - Sep 10, 2019	-4.58% Sep 21, 2023 - Nov 16, 2023
#5	-20.77% Jan 4, 2017 - Oct 25, 2017	-3.06% Feb 14, 2025 - May 16, 2025
#6	-17.40% Nov 29, 2017 - Jul 6, 2018	-3.01% Feb 5, 2024 - Apr 26, 2024
#7	-13.56% Nov 6, 2024 - Feb 11, 2025	-2.91% Aug 14, 2015 - Sep 11, 2015
#8	-13.07% Dec 30, 2013 - Jun 17, 2014	-2.57% Nov 15, 2016 - Dec 15, 2016
#9	-12.14% Oct 10, 2016 - Nov 11, 2016	-2.42% Nov 15, 2024 - Dec 31, 2024
#10	-11.34% Oct 21, 2013 - Dec 20, 2013	-2.42% Apr 12, 2016 - May 12, 2016
#11	-10.73% Sep 12, 2025 - May 20, 2026	-2.08% Nov 16, 2023 - Dec 1, 2023
#12	-10.63% Apr 2, 2025 - May 16, 2025	-2.07% Mar 25, 2026 - Apr 22, 2026
#13	-10.11% Jun 20, 2014 - Nov 12, 2014	-2.01% Dec 1, 2015 - Dec 31, 2015
#14	-9.34% Dec 30, 2014 - Mar 12, 2015	-2.01% Aug 28, 2023 - Sep 20, 2023
#15	-8.54% Jul 26, 2013 - Oct 4, 2013	-1.87% Feb 13, 2026 - Mar 25, 2026

Correlation

Correlation between HMN and OXLCN is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95

-101

Dividend Comparison (1999 - 2026)

HMN vs OXLCN dividend yield comparison.

Year	HMN	OXLCN
2026	1.33%	4.19%
2025	3.03%	7.33%
2024	3.47%	7.34%
2023	4.04%	7.68%
2022	3.43%	4.21%
2021	3.20%	0.00%
2020	2.85%	0.00%
2019	2.63%	0.00%
2018	3.04%	0.00%
2017	2.49%	5.02%
2016	2.48%	7.84%
2015	3.01%	8.03%
2014	2.77%	4.70%
2013	2.47%	0.00%
2012	2.76%	0.00%
2011	3.36%	0.00%
2010	1.94%	0.00%
2009	1.90%	0.00%
2008	4.00%	0.00%
2007	2.22%	0.00%
2006	2.62%	0.00%
2005	2.80%	0.00%
2004	2.78%	0.00%
2003	3.79%	0.00%
2002	2.74%	0.00%
2001	1.98%	0.00%
2000	2.03%	0.00%
1999	0.56%	0.00%