HCXY vs IBOC

Comparison between Hercules Capital Inc (HCXY, Company) and International Bancshares Corp (IBOC, Company).

HCXY is from the Financials sector, while IBOC is from the Financial Services sector.

5-Year PerformanceIBOC has outperformed HCXY, delivering a return of +13.9% compared to +4.9%

HCXY vs IBOC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HCXY(COMPANY)	IBOC(COMPANY)
Market Cap	$4.56B	$4.57B
Max Drawdown	34.76%	77.70%
Sharpe Ratio	0.46	0.79
5Y Beta	-0.02	0.85
Industry	Investment Banking & Investment Services	Banks - Regional
P/E Ratio	13.27	11.22
Forward P/E	N/A	9.81
PEG Ratio	0.76	4.44
Dividend Yield	4.95%	1.89%
5Y Dividends CAGR	4.56%	5.24%
5Y EPS CAGR	N/A	15.97%
Debt to Equity	103.18%	0.00%
Free Cash Flow Yield	-9.35%	9.97%

Market Cap

HCXY

$4.56B

Winner

IBOC

$4.57B

Max Drawdown

Winner

HCXY

34.76%

IBOC

77.70%

Sharpe Ratio

HCXY

0.46

Winner

IBOC

0.79

5Y Beta

Winner

HCXY

-0.02

IBOC

0.85

Industry

HCXY

Investment Banking & Investment Services

IBOC

Banks - Regional

P/E Ratio

HCXY

13.27

Winner

IBOC

11.22

Forward P/E

HCXY

N/A

IBOC

9.81

PEG Ratio

Winner

HCXY

0.76

IBOC

4.44

Dividend Yield

Winner

HCXY

4.95%

IBOC

1.89%

5Y Dividends CAGR

HCXY

4.56%

Winner

IBOC

5.24%

5Y EPS CAGR

HCXY

N/A

IBOC

15.97%

Debt to Equity

HCXY

103.18%

Winner

IBOC

0.00%

Free Cash Flow Yield

HCXY

-9.35%

Winner

IBOC

9.97%

HCXY vs IBOC - Historical Returns

Returns include dividend reinvestment.

Period	HCXY	IBOC
1 month	+1.44%	+1.88%
3 months	+1.25%	+10.72%
6 months	+1.77%	+3.63%
1 year	+7.64%	+20.07%
5 years(CAGR)	+4.86%	+13.92%
10 years(CAGR)	N/A	+13.44%
Max(CAGR)	+6.83%	+10.02%

HCXY

+1.44%

Winner

IBOC

+1.88%

HCXY

+1.25%

Winner

IBOC

+10.72%

HCXY

+1.77%

Winner

IBOC

+3.63%

HCXY

+7.64%

Winner

IBOC

+20.07%

5Y(CAGR)

HCXY

+4.86%

Winner

IBOC

+13.92%

10Y(CAGR)

HCXY

N/A

IBOC

+13.44%

Max(CAGR)

HCXY

+6.83%

Winner

IBOC

+10.02%

HCXY vs IBOC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HCXY	IBOC
2026	+1.25%	+11.17%
2025	+7.15%	+7.80%
2024	+6.06%	+19.99%
2023	+11.82%	+23.62%
2022	-2.14%	+9.85%
2021	+4.59%	+18.33%
2020	+7.89%	-9.84%
2019	+19.30%	+28.28%
2018	-2.28%	-10.99%
2017	N/A	-1.00%
2016	N/A	+67.71%
2015	N/A	+0.39%
2014	N/A	+4.48%
2013	N/A	+42.22%
2012	N/A	-3.26%
2011	N/A	-8.99%
2010	N/A	+4.86%
2009	N/A	-10.57%
2008	N/A	+9.51%
2007	N/A	-23.97%
2006	N/A	+8.23%
2005	N/A	-3.76%
2004	N/A	+8.46%
2003	N/A	+49.79%
2002	N/A	+19.02%
2001	N/A	+59.39%
2000	N/A	-0.05%
1999	N/A	-2.75%

HCXY vs IBOC Drawdown Comparison

The maximum drawdown for HCXY was -34.76%, occurring on Mar 20, 2020. Recovery took 146 trading sessions.

The maximum drawdown for IBOC was -77.43%, occurring on Mar 30, 2009. Recovery took 1795 trading sessions.

The current HCXY drawdown is -0.41%. The current IBOC drawdown is -3.88%.

Rank	HCXY	IBOC
#1	-34.76% Feb 26, 2020 - Sep 23, 2020	-77.43% Sep 19, 2008 - Nov 5, 2015
#2	-15.28% Oct 14, 2021 - Jan 13, 2023	-63.38% Sep 20, 2018 - Feb 23, 2021
#3	-11.53% Feb 7, 2023 - Jul 17, 2023	-34.53% Feb 18, 2004 - Sep 18, 2008
#4	-9.12% Sep 28, 2018 - Jan 4, 2019	-30.43% Nov 27, 2015 - Oct 5, 2016
#5	-7.45% Jul 21, 2023 - Nov 8, 2023	-26.82% Mar 12, 2021 - Oct 31, 2022
#6	-4.21% Jul 22, 2019 - Aug 28, 2019	-24.10% Nov 25, 2024 - Feb 4, 2026
#7	-4.00% Nov 8, 2023 - Dec 22, 2023	-22.79% Nov 10, 2022 - Dec 14, 2023
#8	-3.97% Jul 15, 2021 - Oct 14, 2021	-22.40% Jun 27, 2002 - Apr 15, 2003
#9	-3.91% Jan 14, 2021 - Apr 14, 2021	-21.99% Nov 15, 1999 - Jan 11, 2001
#10	-3.58% Feb 5, 2024 - May 14, 2024	-20.53% Dec 20, 2016 - Oct 5, 2017
#11	-3.58% Oct 22, 2024 - Feb 26, 2025	-17.76% Jul 26, 2024 - Nov 6, 2024
#12	-3.55% Jan 13, 2023 - Feb 7, 2023	-16.84% Jan 11, 2001 - Feb 12, 2001
#13	-3.42% Sep 9, 2019 - Nov 29, 2019	-15.76% Jun 29, 2001 - Dec 21, 2001
#14	-3.26% Nov 4, 2020 - Nov 13, 2020	-13.03% May 8, 2002 - Jun 26, 2002
#15	-3.20% Feb 18, 2026 - Mar 31, 2026	-12.85% Jun 5, 2003 - Aug 14, 2003

Correlation

Correlation between HCXY and IBOC is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91

-101

Dividend Comparison (2000 - 2026)

HCXY vs IBOC dividend yield comparison.

Year	HCXY	IBOC
2026	3.11%	0.99%
2025	6.13%	2.11%
2024	6.21%	2.09%
2023	6.19%	2.32%
2022	6.35%	2.62%
2021	5.86%	2.71%
2020	5.83%	2.94%
2019	5.93%	2.44%
2018	0.67%	2.18%
2017	0.00%	1.66%
2016	0.00%	1.47%
2015	0.00%	2.26%
2014	0.00%	1.96%
2013	0.00%	1.63%
2012	0.00%	2.21%
2011	0.00%	2.07%
2010	0.00%	1.80%
2009	0.00%	1.80%
2008	0.00%	3.02%
2007	0.00%	3.10%
2006	0.00%	2.26%
2005	0.00%	2.18%
2004	0.00%	2.03%
2003	0.00%	1.79%
2002	0.00%	1.75%
2001	0.00%	1.90%
2000	0.00%	2.87%