HBT vs PSNL

Comparison between HBT Financial Inc (HBT, Company) and Personalis Inc (PSNL, Company).

HBT is from the Financial Services sector, while PSNL is from the Healthcare sector.

5-Year PerformanceHBT has outperformed PSNL, delivering a return of +15.4% compared to -16.9%

HBT vs PSNL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HBT(COMPANY)	PSNL(COMPANY)
Market Cap	$1.10B	$1.10B
Max Drawdown	54.31%	98.18%
Sharpe Ratio	1.07	0.90
5Y Beta	0.71	2.17
Industry	Banks - Regional	Diagnostics & Research
P/E Ratio	14.10	-10.65
Dividend Yield	2.88%	N/A
5Y Dividends CAGR	7.96%	N/A
5Y EPS CAGR	5.15%	-3.14%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.54%	-7.67%
P/S Ratio	4.52	17.11
P/B Ratio	1.48	4.32

Market Cap

HBT

$1.10B

Winner

PSNL

$1.10B

Max Drawdown

Winner

HBT

54.31%

PSNL

98.18%

Sharpe Ratio

Winner

HBT

1.07

PSNL

0.90

5Y Beta

Winner

HBT

0.71

PSNL

2.17

Industry

HBT

Banks - Regional

PSNL

Diagnostics & Research

P/E Ratio

HBT

14.10

Winner

PSNL

-10.65

Dividend Yield

HBT

2.88%

PSNL

N/A

5Y Dividends CAGR

HBT

7.96%

PSNL

N/A

5Y EPS CAGR

Winner

HBT

5.15%

PSNL

-3.14%

Debt to Equity

HBT

0.00%

PSNL

0.00%

Free Cash Flow Yield

Winner

HBT

7.54%

PSNL

-7.67%

P/S Ratio

Winner

HBT

4.52

PSNL

17.11

P/B Ratio

Winner

HBT

1.48

PSNL

4.32

HBT vs PSNL - Historical Returns

Returns include dividend reinvestment.

Period	HBT	PSNL
1 month	+7.48%	+20.07%
3 months	+15.46%	+33.64%
6 months	+16.38%	+16.63%
1 year	+28.78%	+63.77%
5 years(CAGR)	+15.44%	-16.91%
Max(CAGR)	+14.57%	-13.67%

HBT

+7.48%

Winner

PSNL

+20.07%

HBT

+15.46%

Winner

PSNL

+33.64%

HBT

+16.38%

Winner

PSNL

+16.63%

HBT

+28.78%

Winner

PSNL

+63.77%

5Y(CAGR)

Winner

HBT

+15.44%

PSNL

-16.91%

Max(CAGR)

Winner

HBT

+14.57%

PSNL

-13.67%

HBT vs PSNL - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	HBT	PSNL
2026	+20.49%	+29.55%
2025	+24.49%	+26.95%
2024	+6.49%	+183.33%
2023	+13.11%	+4.48%
2022	+8.06%	-86.15%
2021	+29.31%	-58.97%
2020	-17.25%	+235.56%
2019	+22.20%	-61.74%

HBT vs PSNL Drawdown Comparison

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The maximum drawdown for PSNL was -98.18%, occurring on Oct 23, 2023. This drawdown has not yet recovered.

The current HBT drawdown is -0.36%. The current PSNL drawdown is -80.07%.

Rank	HBT	PSNL
#1	-53.94% Feb 5, 2020 - Nov 3, 2021	-98.18% Jan 20, 2021 - Oct 23, 2023
#2	-27.07% Mar 6, 2023 - Jul 16, 2024	-84.30% Jun 21, 2019 - Oct 9, 2020
#3	-18.67% Feb 6, 2025 - Jul 1, 2025	-25.91% Dec 22, 2020 - Jan 19, 2021
#4	-17.33% Feb 8, 2022 - Oct 28, 2022	-19.50% Oct 9, 2020 - Nov 20, 2020
#5	-16.45% Jul 23, 2024 - Nov 6, 2024	-18.45% Nov 20, 2020 - Dec 7, 2020
#6	-16.19% Nov 11, 2024 - Jan 30, 2025	-11.61% Dec 10, 2020 - Dec 21, 2020
#7	-13.44% Nov 10, 2022 - Feb 3, 2023	N/A
#8	-13.40% Aug 27, 2025 - Dec 12, 2025	N/A
#9	-12.01% Feb 17, 2026 - Jun 8, 2026	N/A
#10	-9.56% Jul 3, 2025 - Aug 22, 2025	N/A
#11	-8.76% Jan 11, 2022 - Feb 8, 2022	N/A
#12	-7.44% Nov 9, 2021 - Jan 5, 2022	N/A
#13	-7.25% Jan 22, 2026 - Feb 4, 2026	N/A
#14	-6.81% Dec 18, 2025 - Jan 21, 2026	N/A
#15	-5.34% Nov 4, 2022 - Nov 10, 2022	N/A

Correlation

Correlation between HBT and PSNL is -0.44 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.44

-101