HBT vs HTLD

Comparison between HBT Financial Inc (HBT, Company) and Heartland Express Inc (HTLD, Company).

HBT is from the Financial Services sector, while HTLD is from the Industrials sector.

5-Year PerformanceHBT has outperformed HTLD, delivering a return of +17.9% compared to -1.0%

HBT vs HTLD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HBT(COMPANY)	HTLD(COMPANY)
Market Cap	$1.18B	$1.18B
Max Drawdown	54.31%	74.45%
Sharpe Ratio	0.95	1.45
5Y Beta	0.70	0.82
Industry	Banks - Regional	Trucking
P/E Ratio	15.07	-27.20
Forward P/E	N/A	21.05
PEG Ratio	N/A	-0.50
Dividend Yield	2.61%	0.52%
5Y Dividends CAGR	7.96%	4.56%
5Y EPS CAGR	5.15%	N/A
Debt to Equity	0.00%	20.01%
Free Cash Flow Yield	7.06%	-5.42%
P/S Ratio	4.83	1.55
P/B Ratio	1.60	1.58

Market Cap

HBT

$1.18B

Winner

HTLD

$1.18B

Max Drawdown

Winner

HBT

54.31%

HTLD

74.45%

Sharpe Ratio

HBT

0.95

Winner

HTLD

1.45

5Y Beta

Winner

HBT

0.70

HTLD

0.82

Industry

HBT

Banks - Regional

HTLD

Trucking

P/E Ratio

HBT

15.07

Winner

HTLD

-27.20

Forward P/E

HBT

N/A

HTLD

21.05

PEG Ratio

HBT

N/A

HTLD

-0.50

Dividend Yield

Winner

HBT

2.61%

HTLD

0.52%

5Y Dividends CAGR

Winner

HBT

7.96%

HTLD

4.56%

5Y EPS CAGR

HBT

5.15%

HTLD

N/A

Debt to Equity

Winner

HBT

0.00%

HTLD

20.01%

Free Cash Flow Yield

Winner

HBT

7.06%

HTLD

-5.42%

P/S Ratio

HBT

4.83

Winner

HTLD

1.55

P/B Ratio

HBT

1.60

Winner

HTLD

1.58

HBT vs HTLD - Historical Returns

Returns include dividend reinvestment.

Period	HBT	HTLD
1 month	+4.47%	+1.30%
3 months	+16.74%	+23.55%
6 months	+19.89%	+40.77%
1 year	+27.45%	+72.40%
5 years(CAGR)	+17.87%	-1.04%
10 years(CAGR)	N/A	-1.25%
Max(CAGR)	+15.47%	+6.93%

Winner

HBT

+4.47%

HTLD

+1.30%

HBT

+16.74%

Winner

HTLD

+23.55%

HBT

+19.89%

Winner

HTLD

+40.77%

HBT

+27.45%

Winner

HTLD

+72.40%

5Y(CAGR)

Winner

HBT

+17.87%

HTLD

-1.04%

10Y(CAGR)

HBT

N/A

HTLD

-1.25%

Max(CAGR)

Winner

HBT

+15.47%

HTLD

+6.93%

HBT vs HTLD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HBT	HTLD
2026	+28.56%	+62.62%
2025	+24.49%	-16.87%
2024	+6.49%	-18.90%
2023	+13.11%	-8.04%
2022	+8.06%	-7.91%
2021	+29.31%	-3.23%
2020	-17.25%	-12.78%
2019	+22.20%	+15.30%
2018	N/A	-22.28%
2017	N/A	+14.22%
2016	N/A	+22.79%
2015	N/A	-36.65%
2014	N/A	+38.28%
2013	N/A	+48.20%
2012	N/A	-1.33%
2011	N/A	-11.81%
2010	N/A	+8.76%
2009	N/A	-3.50%
2008	N/A	+15.56%
2007	N/A	+3.90%
2006	N/A	-2.10%
2005	N/A	-9.94%
2004	N/A	+35.70%
2003	N/A	+6.26%
2002	N/A	+23.72%
2001	N/A	+58.22%
2000	N/A	+49.57%
1999	N/A	+8.62%

HBT vs HTLD Drawdown Comparison

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The maximum drawdown for HTLD was -72.26%, occurring on Nov 20, 2025. This drawdown has not yet recovered.

The current HBT drawdown is -2.61%. The current HTLD drawdown is -41.57%.

Rank	HBT	HTLD
#1	-53.94% Feb 5, 2020 - Nov 3, 2021	-72.26% Dec 26, 2014 - Nov 20, 2025
#2	-27.07% Mar 6, 2023 - Jul 16, 2024	-34.55% Aug 14, 2008 - Feb 16, 2011
#3	-18.67% Feb 6, 2025 - Jul 1, 2025	-32.47% Feb 27, 2002 - Jul 15, 2003
#4	-17.33% Feb 8, 2022 - Oct 28, 2022	-28.51% Apr 6, 2011 - Nov 12, 2013
#5	-16.45% Jul 23, 2024 - Nov 6, 2024	-25.37% Apr 20, 2006 - Jul 11, 2007
#6	-16.19% Nov 11, 2024 - Jan 30, 2025	-23.94% Jul 12, 2007 - Jul 22, 2008
#7	-13.44% Nov 10, 2022 - Feb 3, 2023	-22.34% Dec 29, 2004 - Jan 30, 2006
#8	-13.40% Aug 27, 2025 - Dec 12, 2025	-22.27% May 16, 2001 - Jul 17, 2001
#9	-12.01% Feb 17, 2026 - Jun 8, 2026	-22.03% Aug 3, 2001 - Dec 5, 2001
#10	-9.56% Jul 3, 2025 - Aug 22, 2025	-21.22% Sep 4, 2003 - Jun 28, 2004
#11	-8.76% Jan 11, 2022 - Feb 8, 2022	-19.81% Dec 31, 1999 - Apr 7, 2000
#12	-7.44% Nov 9, 2021 - Jan 5, 2022	-14.40% Feb 23, 2006 - Apr 19, 2006
#13	-7.25% Jan 22, 2026 - Feb 4, 2026	-14.12% May 26, 2000 - Nov 16, 2000
#14	-6.81% Dec 18, 2025 - Jan 21, 2026	-12.82% Apr 22, 2014 - Jul 22, 2014
#15	-5.34% Nov 4, 2022 - Nov 10, 2022	-12.16% May 1, 2000 - May 26, 2000

Correlation

Correlation between HBT and HTLD is -0.70 which considered as a strong negative correlation - the stocks tend to move in opposite directions.

-0.70

-101

Dividend Comparison (2003 - 2026)

HBT vs HTLD dividend yield comparison.

Year	HBT	HTLD
2026	1.41%	0.27%
2025	3.25%	0.89%
2024	3.47%	0.71%
2023	3.22%	0.56%
2022	3.27%	0.52%
2021	3.20%	3.45%
2020	3.96%	0.44%
2019	0.00%	0.38%
2018	0.00%	0.44%
2017	0.00%	0.34%
2016	0.00%	0.39%
2015	0.00%	0.47%
2014	0.00%	0.30%
2013	0.00%	0.41%
2012	0.00%	8.26%
2011	0.00%	0.56%
2010	0.00%	6.74%
2009	0.00%	0.52%
2008	0.00%	0.51%
2007	0.00%	14.67%
2006	0.00%	0.50%
2005	0.00%	0.39%
2004	0.00%	0.30%
2003	0.00%	0.17%