HBT vs MBINM

Comparison between HBT Financial Inc (HBT, Company) and Merchants Bancorp (MBINM, Company).

Both HBT and MBINM are from the Financial Services sector.

HBT vs MBINM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HBT(COMPANY)	MBINM(COMPANY)
Market Cap	$1.18B	$1.18B
Max Drawdown	54.31%	24.68%
Sharpe Ratio	0.95	0.71
5Y Beta	0.70	0.10
Industry	Banks - Regional	Banks - Regional
P/E Ratio	15.07	5.15
Dividend Yield	2.61%	1.60%
5Y Dividends CAGR	7.96%	N/A
5Y EPS CAGR	5.15%	24.18%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.06%	-93.70%
P/S Ratio	4.83	N/A
P/B Ratio	1.60	N/A

Market Cap

Winner

HBT

$1.18B

MBINM

$1.18B

Max Drawdown

HBT

54.31%

Winner

MBINM

24.68%

Sharpe Ratio

Winner

HBT

0.95

MBINM

0.71

5Y Beta

HBT

0.70

Winner

MBINM

0.10

Industry

HBT

Banks - Regional

MBINM

Banks - Regional

P/E Ratio

HBT

15.07

Winner

MBINM

5.15

Dividend Yield

Winner

HBT

2.61%

MBINM

1.60%

5Y Dividends CAGR

HBT

7.96%

MBINM

N/A

5Y EPS CAGR

HBT

5.15%

Winner

MBINM

24.18%

Debt to Equity

HBT

0.00%

MBINM

0.00%

Free Cash Flow Yield

Winner

HBT

7.06%

MBINM

-93.70%

P/S Ratio

HBT

4.83

MBINM

N/A

P/B Ratio

HBT

1.60

MBINM

N/A

HBT vs MBINM - Historical Returns

Returns include dividend reinvestment.

Period	HBT	MBINM
1 month	+4.47%	+1.51%
3 months	+16.74%	+2.23%
6 months	+19.89%	+3.77%
1 year	+27.45%	+10.28%
5 years(CAGR)	+17.87%	N/A
Max(CAGR)	+15.47%	+9.12%

Winner

HBT

+4.47%

MBINM

+1.51%

Winner

HBT

+16.74%

MBINM

+2.23%

Winner

HBT

+19.89%

MBINM

+3.77%

Winner

HBT

+27.45%

MBINM

+10.28%

5Y(CAGR)

HBT

+17.87%

MBINM

N/A

Max(CAGR)

Winner

HBT

+15.47%

MBINM

+9.12%

HBT vs MBINM - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	HBT	MBINM
2026	+28.56%	+4.46%
2025	+24.49%	+5.02%
2024	+6.49%	+13.11%
2023	+13.11%	-4.27%
2022	+8.06%	+13.84%
2021	+29.31%	N/A
2020	-17.25%	N/A
2019	+22.20%	N/A

HBT vs MBINM Drawdown Comparison

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The maximum drawdown for MBINM was -22.66%, occurring on May 4, 2023. Recovery took 244 trading sessions.

The current HBT drawdown is -2.61%. The current MBINM drawdown is -0.62%.

Rank	HBT	MBINM
#1	-53.94% Feb 5, 2020 - Nov 3, 2021	-22.66% Dec 30, 2022 - Dec 20, 2023
#2	-27.07% Mar 6, 2023 - Jul 16, 2024	-5.55% Dec 20, 2023 - Jan 30, 2024
#3	-18.67% Feb 6, 2025 - Jul 1, 2025	-4.37% Dec 15, 2022 - Dec 30, 2022
#4	-17.33% Feb 8, 2022 - Oct 28, 2022	-4.34% Sep 23, 2024 - Dec 9, 2024
#5	-16.45% Jul 23, 2024 - Nov 6, 2024	-3.90% Dec 30, 2025 - Apr 15, 2026
#6	-16.19% Nov 11, 2024 - Jan 30, 2025	-3.71% Jan 17, 2025 - Jul 24, 2025
#7	-13.44% Nov 10, 2022 - Feb 3, 2023	-3.56% Sep 29, 2025 - Dec 10, 2025
#8	-13.40% Aug 27, 2025 - Dec 12, 2025	-3.49% Dec 1, 2022 - Dec 13, 2022
#9	-12.01% Feb 17, 2026 - Jun 8, 2026	-3.12% Apr 8, 2024 - May 1, 2024
#10	-9.56% Jul 3, 2025 - Aug 22, 2025	-3.09% Feb 21, 2024 - Mar 15, 2024
#11	-8.76% Jan 11, 2022 - Feb 8, 2022	-2.55% May 20, 2024 - Jul 12, 2024
#12	-7.44% Nov 9, 2021 - Jan 5, 2022	-2.54% Dec 9, 2024 - Jan 17, 2025
#13	-7.25% Jan 22, 2026 - Feb 4, 2026	-2.38% Jan 30, 2024 - Feb 21, 2024
#14	-6.81% Dec 18, 2025 - Jan 21, 2026	-2.28% May 3, 2024 - May 20, 2024
#15	-5.34% Nov 4, 2022 - Nov 10, 2022	-2.13% Jul 25, 2024 - Aug 26, 2024