GRAL vs UPST
Comparison between GRAIL Inc (GRAL, Company) and Upstart Holdings Inc (UPST, Company).
GRAL is from the Healthcare sector, while UPST is from the Financial Services sector.
GRAL vs UPST - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
GRAL
$2.41B
Winner
UPST
$2.90B
Max Drawdown
Winner
GRAL
62.92%
UPST
96.90%
Sharpe Ratio
Winner
GRAL
0.88
UPST
-0.53
5Y Beta
Winner
GRAL
2.25
UPST
2.58
Industry
GRAL
Diagnostics & Research
UPST
Credit Services
P/E Ratio
Winner
GRAL
-5.66
UPST
104.44
Forward P/E
GRAL
N/A
UPST
32.89
Debt to Equity
GRAL
0.00%
UPST
0.00%
Free Cash Flow Yield
Winner
GRAL
-12.13%
UPST
-13.54%
P/S Ratio
GRAL
16.11
Winner
UPST
2.47
P/B Ratio
Winner
GRAL
1.01
UPST
3.96
GRAL vs UPST - Historical Returns
Returns include dividend reinvestment.
1M
GRAL
-3.44%
Winner
UPST
+9.55%
3M
Winner
GRAL
+34.98%
UPST
+18.40%
6M
Winner
GRAL
-34.10%
UPST
-38.20%
1Y
Winner
GRAL
+42.77%
UPST
-44.12%
5Y(CAGR)
GRAL
N/A
UPST
-24.63%
Max(CAGR)
Winner
GRAL
+89.87%
UPST
+0.63%
GRAL vs UPST - Annual Returns (2020 - 2026)
Returns include dividend reinvestment.
| Year | GRAL | UPST |
|---|---|---|
| 2026 | -32.65% | -33.46% |
| 2025 | +377.62% | -28.08% |
| 2024 | +5.00% | +58.69% |
| 2023 | N/A | +216.99% |
| 2022 | N/A | -90.86% |
| 2021 | N/A | +243.94% |
| 2020 | N/A | +38.28% |
GRAL vs UPST Drawdown Comparison
The maximum drawdown for GRAL was -62.92%, occurring on Feb 23, 2026. This drawdown has not yet recovered.
The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.
The current GRAL drawdown is -48.43%. The current UPST drawdown is -92.18%.
| Rank | GRAL | UPST |
|---|---|---|
| #1 | -62.92% Jan 22, 2026 - Feb 23, 2026 | -96.90% Oct 15, 2021 - May 2, 2023 |
| #2 | -61.12% Feb 14, 2025 - Sep 29, 2025 | -54.13% Feb 12, 2021 - Mar 18, 2021 |
| #3 | -36.58% Jul 17, 2024 - Dec 4, 2024 | -49.02% Mar 22, 2021 - May 27, 2021 |
| #4 | -27.43% Dec 17, 2024 - Jan 23, 2025 | -33.48% Jun 7, 2021 - Aug 11, 2021 |
| #5 | -23.43% Nov 24, 2025 - Jan 22, 2026 | -18.75% Dec 22, 2020 - Jan 5, 2021 |
| #6 | -18.24% Jun 25, 2024 - Jul 16, 2024 | -13.85% Sep 23, 2021 - Oct 13, 2021 |
| #7 | -13.63% Oct 31, 2025 - Nov 21, 2025 | -13.39% May 27, 2021 - Jun 7, 2021 |
| #8 | -13.16% Oct 20, 2025 - Oct 31, 2025 | -13.12% Jan 12, 2021 - Jan 21, 2021 |
| #9 | -10.25% Jan 30, 2025 - Feb 5, 2025 | -8.67% Aug 18, 2021 - Aug 24, 2021 |
| #10 | -9.73% Oct 16, 2025 - Oct 20, 2025 | -7.68% Jan 25, 2021 - Feb 1, 2021 |
| #11 | -9.16% Jan 24, 2025 - Jan 30, 2025 | -7.10% Sep 9, 2021 - Sep 16, 2021 |
| #12 | -9.15% Oct 8, 2025 - Oct 15, 2025 | -6.78% Dec 18, 2020 - Dec 22, 2020 |
| #13 | -8.70% Dec 5, 2024 - Dec 16, 2024 | -5.66% Feb 3, 2021 - Feb 9, 2021 |
| #14 | -6.34% Feb 5, 2025 - Feb 12, 2025 | -4.80% Jan 7, 2021 - Jan 12, 2021 |
| #15 | -5.87% Oct 3, 2025 - Oct 8, 2025 | -3.38% Aug 27, 2021 - Aug 31, 2021 |
Correlation
Correlation between GRAL and UPST is -0.20 which considered as a very weak or no correlation - the stocks move independently of each other.
-0.20
-101
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