UPST vs VTMX

Comparison between Upstart Holdings Inc (UPST, Company) and Corporacion Inmobiliaria Vesta Sab (VTMX, Company).

UPST is from the Financial Services sector, while VTMX is from the Real Estate sector.

UPST vs VTMX - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UPST(COMPANY)	VTMX(COMPANY)
Market Cap	$2.90B	$2.89B
Max Drawdown	96.90%	46.97%
Sharpe Ratio	-0.53	0.85
5Y Beta	2.58	0.55
Industry	Credit Services	Real Estate - Development
P/E Ratio	104.44	8.81
Forward P/E	32.89	16.81
PEG Ratio	N/A	0.71
Dividend Yield	N/A	2.46%
5Y EPS CAGR	N/A	22.32%
Debt to Equity	0.00%	41.18%
Free Cash Flow Yield	-13.54%	5.30%
P/S Ratio	2.47	10.60
P/B Ratio	3.96	1.10

Market Cap

Winner

UPST

$2.90B

VTMX

$2.89B

Max Drawdown

UPST

96.90%

Winner

VTMX

46.97%

Sharpe Ratio

UPST

-0.53

Winner

VTMX

0.85

5Y Beta

UPST

2.58

Winner

VTMX

0.55

Industry

UPST

Credit Services

VTMX

Real Estate - Development

P/E Ratio

UPST

104.44

Winner

VTMX

8.81

Forward P/E

UPST

32.89

Winner

VTMX

16.81

PEG Ratio

UPST

N/A

VTMX

0.71

Dividend Yield

UPST

N/A

VTMX

2.46%

5Y EPS CAGR

UPST

N/A

VTMX

22.32%

Debt to Equity

Winner

UPST

0.00%

VTMX

41.18%

Free Cash Flow Yield

UPST

-13.54%

Winner

VTMX

5.30%

P/S Ratio

Winner

UPST

2.47

VTMX

10.60

P/B Ratio

UPST

3.96

Winner

VTMX

1.10

UPST vs VTMX - Historical Returns

Returns include dividend reinvestment.

Period	UPST	VTMX
1 month	+10.81%	-4.96%
3 months	+15.73%	+3.39%
6 months	-35.29%	+10.22%
1 year	-45.08%	+23.74%
5 years(CAGR)	-24.02%	N/A
Max(CAGR)	+1.39%	+4.43%

Winner

UPST

+10.81%

VTMX

-4.96%

Winner

UPST

+15.73%

VTMX

+3.39%

UPST

-35.29%

Winner

VTMX

+10.22%

UPST

-45.08%

Winner

VTMX

+23.74%

5Y(CAGR)

UPST

-24.02%

VTMX

N/A

Max(CAGR)

UPST

+1.39%

Winner

VTMX

+4.43%

UPST vs VTMX - Annual Returns (2020 - 2026)

Returns include dividend reinvestment.

Year	UPST	VTMX
2026	-30.65%	+12.24%
2025	-28.08%	+21.88%
2024	+58.69%	-32.45%
2023	+216.99%	+24.29%
2022	-90.86%	N/A
2021	+243.94%	N/A
2020	+38.28%	N/A

UPST vs VTMX Drawdown Comparison

The maximum drawdown for UPST was -96.90%, occurring on May 2, 2023. This drawdown has not yet recovered.

The maximum drawdown for VTMX was -45.62%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current UPST drawdown is -91.85%. The current VTMX drawdown is -12.33%.

Rank	UPST	VTMX
#1	-96.90% Oct 15, 2021 - May 2, 2023	-45.62% Apr 8, 2024 - Apr 8, 2025
#2	-54.13% Feb 12, 2021 - Mar 18, 2021	-21.27% Aug 29, 2023 - Dec 13, 2023
#3	-49.02% Mar 22, 2021 - May 27, 2021	-12.51% Dec 27, 2023 - Apr 5, 2024
#4	-33.48% Jun 7, 2021 - Aug 11, 2021	-9.74% Jul 5, 2023 - Aug 22, 2023
#5	-18.75% Dec 22, 2020 - Jan 5, 2021	-2.50% Dec 19, 2023 - Dec 27, 2023
#6	-13.85% Sep 23, 2021 - Oct 13, 2021	-1.97% Aug 23, 2023 - Aug 29, 2023
#7	-13.39% May 27, 2021 - Jun 7, 2021	N/A
#8	-13.12% Jan 12, 2021 - Jan 21, 2021	N/A
#9	-8.67% Aug 18, 2021 - Aug 24, 2021	N/A
#10	-7.68% Jan 25, 2021 - Feb 1, 2021	N/A
#11	-7.10% Sep 9, 2021 - Sep 16, 2021	N/A
#12	-6.78% Dec 18, 2020 - Dec 22, 2020	N/A
#13	-5.66% Feb 3, 2021 - Feb 9, 2021	N/A
#14	-4.80% Jan 7, 2021 - Jan 12, 2021	N/A
#15	-3.38% Aug 27, 2021 - Aug 31, 2021	N/A

Correlation

Correlation between UPST and VTMX is -0.61 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.61

-101