GBFH vs PBFS

Comparison between GBank Financial Holdings Inc (GBFH, Company) and Pioneer Bancorp Inc (PBFS, Company).

Both GBFH and PBFS are from the Financial Services sector.

5-Year PerformanceGBFH has outperformed PBFS, delivering a return of +24.6% compared to +6.9%

GBFH vs PBFS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GBFH(COMPANY)	PBFS(COMPANY)
Market Cap	$433M	$432M
Max Drawdown	43.61%	48.33%
Sharpe Ratio	-0.31	1.41
5Y Beta	0.66	0.38
Industry	Banks - Regional	Banks - Regional
P/E Ratio	24.12	21.94
Forward P/E	13.93	N/A
5Y EPS CAGR	N/A	31.87%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	1.21%	3.35%
P/S Ratio	5.80	4.46
P/B Ratio	2.52	1.28

Market Cap

Winner

GBFH

$433M

PBFS

$432M

Max Drawdown

Winner

GBFH

43.61%

PBFS

48.33%

Sharpe Ratio

GBFH

-0.31

Winner

PBFS

1.41

5Y Beta

GBFH

0.66

Winner

PBFS

0.38

Industry

GBFH

Banks - Regional

PBFS

Banks - Regional

P/E Ratio

GBFH

24.12

Winner

PBFS

21.94

Forward P/E

GBFH

13.93

PBFS

N/A

5Y EPS CAGR

GBFH

N/A

PBFS

31.87%

Debt to Equity

GBFH

0.00%

PBFS

0.00%

Free Cash Flow Yield

GBFH

1.21%

Winner

PBFS

3.35%

P/S Ratio

GBFH

5.80

Winner

PBFS

4.46

P/B Ratio

GBFH

2.52

Winner

PBFS

1.28

GBFH vs PBFS - Historical Returns

Returns include dividend reinvestment.

Period	GBFH	PBFS
1 month	+1.87%	+15.94%
3 months	+15.84%	+25.20%
6 months	-14.80%	+24.75%
1 year	-12.59%	+40.51%
5 years(CAGR)	+24.57%	+6.87%
Max(CAGR)	+25.25%	+2.27%

GBFH

+1.87%

Winner

PBFS

+15.94%

GBFH

+15.84%

Winner

PBFS

+25.20%

GBFH

-14.80%

Winner

PBFS

+24.75%

GBFH

-12.59%

Winner

PBFS

+40.51%

5Y(CAGR)

Winner

GBFH

+24.57%

PBFS

+6.87%

Max(CAGR)

Winner

GBFH

+25.25%

PBFS

+2.27%

GBFH vs PBFS - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	GBFH	PBFS
2026	-7.75%	+29.53%
2025	-14.42%	+19.19%
2024	+208.02%	+16.36%
2023	+35.32%	-13.86%
2022	+5.42%	+1.69%
2021	+12.78%	+9.80%
2020	N/A	-30.64%
2019	N/A	+3.80%

GBFH vs PBFS Drawdown Comparison

The maximum drawdown for GBFH was -43.61%, occurring on Mar 18, 2026. This drawdown has not yet recovered.

The maximum drawdown for PBFS was -48.33%, occurring on Nov 13, 2023. Recovery took 1611 trading sessions.

The current GBFH drawdown is -31.84%.

Rank	GBFH	PBFS
#1	-43.61% Dec 30, 2024 - Mar 18, 2026	-48.33% Dec 31, 2019 - Jun 1, 2026
#2	-22.56% Mar 1, 2022 - Jan 30, 2023	-17.99% Sep 11, 2019 - Dec 27, 2019
#3	-17.89% Feb 22, 2021 - May 24, 2021	-5.78% Jun 2, 2026 - Jun 11, 2026
#4	-17.78% Jun 7, 2021 - Feb 23, 2022	-5.29% Jul 18, 2019 - Sep 9, 2019
#5	-13.23% Oct 26, 2023 - Jan 5, 2024	-1.90% Jun 12, 2026 - Jun 18, 2026
#6	-12.50% Oct 9, 2024 - Oct 24, 2024	-0.40% Dec 27, 2019 - Dec 31, 2019
#7	-10.94% Feb 1, 2024 - Jul 11, 2024	-0.35% Jun 18, 2026 - Jun 24, 2026
#8	-10.03% Nov 6, 2024 - Nov 21, 2024	N/A
#9	-7.55% Sep 18, 2024 - Sep 30, 2024	N/A
#10	-5.85% Jul 3, 2023 - Oct 13, 2023	N/A
#11	-4.98% Oct 24, 2024 - Nov 6, 2024	N/A
#12	-4.59% Sep 13, 2024 - Sep 17, 2024	N/A
#13	-4.57% Aug 1, 2024 - Aug 14, 2024	N/A
#14	-4.51% Dec 6, 2024 - Dec 27, 2024	N/A
#15	-4.35% Feb 23, 2022 - Mar 1, 2022	N/A