FRMEP vs SAFT

Comparison between First Merchants Corp (FRMEP, Company) and Safety Insurance Group Inc (SAFT, Company).

Both FRMEP and SAFT are from the Financial Services sector.

FRMEP vs SAFT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FRMEP(COMPANY)	SAFT(COMPANY)
Market Cap	$1.51B	$1.50B
Max Drawdown	16.61%	49.24%
Sharpe Ratio	0.34	1.03
5Y Beta	N/A	0.20
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	6.50	23.62
Forward P/E	N/A	17.12
PEG Ratio	0.20	278.91
Dividend Yield	5.77%	3.56%
5Y Dividends CAGR	N/A	4.93%
5Y EPS CAGR	7.78%	-9.89%
Debt to Equity	0.00%	5.84%
Free Cash Flow Yield	17.96%	11.35%
P/S Ratio	N/A	1.19
P/B Ratio	N/A	1.77

Market Cap

Winner

FRMEP

$1.51B

SAFT

$1.50B

Max Drawdown

Winner

FRMEP

16.61%

SAFT

49.24%

Sharpe Ratio

FRMEP

0.34

Winner

SAFT

1.03

5Y Beta

FRMEP

N/A

SAFT

0.20

Industry

FRMEP

Banks - Regional

SAFT

Insurance - Property & Casualty

P/E Ratio

Winner

FRMEP

6.50

SAFT

23.62

Forward P/E

FRMEP

N/A

SAFT

17.12

PEG Ratio

Winner

FRMEP

0.20

SAFT

278.91

Dividend Yield

Winner

FRMEP

5.77%

SAFT

3.56%

5Y Dividends CAGR

FRMEP

N/A

SAFT

4.93%

5Y EPS CAGR

Winner

FRMEP

7.78%

SAFT

-9.89%

Debt to Equity

Winner

FRMEP

0.00%

SAFT

5.84%

Free Cash Flow Yield

Winner

FRMEP

17.96%

SAFT

11.35%

P/S Ratio

FRMEP

N/A

SAFT

1.19

P/B Ratio

FRMEP

N/A

SAFT

1.77

FRMEP vs SAFT - Historical Returns

Returns include dividend reinvestment.

Period	FRMEP	SAFT
1 month	-0.71%	+36.86%
3 months	+0.11%	+47.88%
6 months	+2.72%	+34.40%
1 year	+7.33%	+50.22%
5 years(CAGR)	+6.81%	+9.89%
10 years(CAGR)	N/A	+9.34%
Max(CAGR)	+6.81%	+13.59%

FRMEP

-0.71%

Winner

SAFT

+36.86%

FRMEP

+0.11%

Winner

SAFT

+47.88%

FRMEP

+2.72%

Winner

SAFT

+34.40%

FRMEP

+7.33%

Winner

SAFT

+50.22%

5Y(CAGR)

FRMEP

+6.81%

Winner

SAFT

+9.89%

10Y(CAGR)

FRMEP

N/A

SAFT

+9.34%

Max(CAGR)

FRMEP

+6.81%

Winner

SAFT

+13.59%

FRMEP vs SAFT - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	FRMEP	SAFT
2026	+3.41%	+40.04%
2025	+8.01%	-1.01%
2024	+10.36%	+11.86%
2023	+4.23%	-7.84%
2022	+2.51%	+3.57%
2021	N/A	+14.07%
2020	N/A	-11.91%
2019	N/A	+18.51%
2018	N/A	+8.22%
2017	N/A	+13.99%
2016	N/A	+37.26%
2015	N/A	-6.33%
2014	N/A	+20.88%
2013	N/A	+25.76%
2012	N/A	+17.94%
2011	N/A	-14.14%
2010	N/A	+34.74%
2009	N/A	-0.85%
2008	N/A	+9.67%
2007	N/A	-25.51%
2006	N/A	+29.48%
2005	N/A	+31.84%
2004	N/A	+87.90%
2003	N/A	+22.75%
2002	N/A	+11.47%

FRMEP vs SAFT Drawdown Comparison

The maximum drawdown for FRMEP was -11.86%, occurring on May 8, 2023. Recovery took 347 trading sessions.

The maximum drawdown for SAFT was -44.00%, occurring on Mar 11, 2009. Recovery took 1070 trading sessions.

The current FRMEP drawdown is -3.69%. The current SAFT drawdown is -0.10%.

Rank	FRMEP	SAFT
#1	-11.86% Aug 15, 2022 - Jan 2, 2024	-44.00% Aug 7, 2006 - Nov 4, 2010
#2	-5.30% Apr 28, 2022 - Aug 1, 2022	-33.21% Mar 2, 2005 - Nov 7, 2005
#3	-4.63% Jan 21, 2026 - Jul 23, 2026	-32.78% Sep 25, 2019 - Apr 1, 2022
#4	-4.48% Feb 18, 2025 - Feb 28, 2025	-30.45% Jul 1, 2022 - Jul 24, 2026
#5	-4.12% Jan 31, 2024 - May 7, 2024	-24.77% Jan 26, 2011 - Aug 17, 2012
#6	-4.08% Jul 28, 2026 - Aug 3, 2026	-20.46% Feb 5, 2015 - Jun 21, 2016
#7	-3.24% May 16, 2024 - Jul 26, 2024	-19.58% Sep 6, 2018 - Jun 18, 2019
#8	-3.01% Nov 17, 2025 - Jan 13, 2026	-16.08% Apr 28, 2004 - Aug 16, 2004
#9	-2.92% Jan 29, 2024 - Jan 31, 2024	-14.29% Dec 12, 2005 - Mar 13, 2006
#10	-2.89% May 12, 2025 - Aug 19, 2025	-14.01% Dec 30, 2002 - Jun 16, 2003
#11	-2.84% Nov 1, 2024 - Jan 31, 2025	-12.60% Dec 1, 2017 - May 9, 2018
#12	-2.54% Feb 28, 2025 - Apr 28, 2025	-11.90% Mar 20, 2006 - May 9, 2006
#13	-2.25% Oct 16, 2025 - Oct 31, 2025	-11.67% Feb 26, 2004 - Apr 2, 2004
#14	-2.19% Jan 3, 2024 - Jan 12, 2024	-11.43% May 15, 2006 - Jul 18, 2006
#15	-1.98% Apr 30, 2025 - May 12, 2025	-10.49% Jan 21, 2014 - Aug 28, 2014

Correlation

Correlation between FRMEP and SAFT is 0.44 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.44

-101

Dividend Comparison (2003 - 2026)

FRMEP vs SAFT dividend yield comparison.

Year	FRMEP	SAFT
2026	5.59%	1.78%
2025	7.28%	4.67%
2024	7.31%	4.37%
2023	7.58%	4.74%
2022	5.52%	4.27%
2021	0.00%	4.23%
2020	0.00%	4.62%
2019	0.00%	3.67%
2018	0.00%	3.91%
2017	0.00%	3.73%
2016	0.00%	3.80%
2015	0.00%	4.97%
2014	0.00%	4.06%
2013	0.00%	4.26%
2012	0.00%	4.76%
2011	0.00%	4.94%
2010	0.00%	3.77%
2009	0.00%	4.42%
2008	0.00%	4.20%
2007	0.00%	3.55%
2006	0.00%	1.70%
2005	0.00%	1.49%
2004	0.00%	1.40%
2003	0.00%	1.99%