FOUR vs RCB

Comparison between Shift4 Payments Inc - Class A (FOUR, Company) and Ready Capital Corp (RCB, Company).

5-Year PerformanceRCB has outperformed FOUR, delivering a return of +3.0% compared to -11.6%

FOUR vs RCB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FOUR(COMPANY)	RCB(COMPANY)
Market Cap	$4B	$3.99B
Max Drawdown	71.65%	69.01%
Sharpe Ratio	-1.19	1.29
5Y Beta	1.37	N/A
Industry	Software - Infrastructure	Other
P/E Ratio	-85.02	-13.05
Forward P/E	8.80	N/A
PEG Ratio	0.35	-0.06
Dividend Yield	N/A	6.31%
5Y Dividends CAGR	N/A	10.38%
Debt to Equity	273.56%	78.20%
Free Cash Flow Yield	16.43%	11.83%
P/S Ratio	1.07	N/A
P/B Ratio	2.36	N/A

Market Cap

Winner

FOUR

$4B

RCB

$3.99B

Max Drawdown

FOUR

71.65%

Winner

RCB

69.01%

Sharpe Ratio

FOUR

-1.19

Winner

RCB

1.29

5Y Beta

FOUR

1.37

RCB

N/A

Industry

FOUR

Software - Infrastructure

RCB

Other

P/E Ratio

Winner

FOUR

-85.02

RCB

-13.05

Forward P/E

FOUR

8.80

RCB

N/A

PEG Ratio

FOUR

0.35

Winner

RCB

-0.06

Dividend Yield

FOUR

N/A

RCB

6.31%

5Y Dividends CAGR

FOUR

N/A

RCB

10.38%

Debt to Equity

FOUR

273.56%

Winner

RCB

78.20%

Free Cash Flow Yield

Winner

FOUR

16.43%

RCB

11.83%

P/S Ratio

FOUR

1.07

RCB

N/A

P/B Ratio

FOUR

2.36

RCB

N/A

FOUR vs RCB - Historical Returns

Returns include dividend reinvestment.

Period	FOUR	RCB
1 month	+9.29%	+3.48%
3 months	+6.71%	+5.74%
6 months	-27.00%	+8.69%
1 year	-53.88%	+12.46%
5 years(CAGR)	-11.55%	+2.96%
Max(CAGR)	+6.14%	+4.18%

Winner

FOUR

+9.29%

RCB

+3.48%

Winner

FOUR

+6.71%

RCB

+5.74%

FOUR

-27.00%

Winner

RCB

+8.69%

FOUR

-53.88%

Winner

RCB

+12.46%

5Y(CAGR)

FOUR

-11.55%

Winner

RCB

+2.96%

Max(CAGR)

Winner

FOUR

+6.14%

RCB

+4.18%

FOUR vs RCB - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	FOUR	RCB
2026	-22.89%	+7.93%
2025	-41.88%	+5.51%
2024	+41.47%	+7.85%
2023	+41.92%	+2.94%
2022	-6.28%	-8.06%
2021	-19.25%	+7.15%
2020	+124.81%	-1.61%
2019	N/A	+9.93%

FOUR vs RCB Drawdown Comparison

The maximum drawdown for FOUR was -71.65%, occurring on Jun 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for RCB was -68.57%, occurring on Mar 24, 2020. Recovery took 260 trading sessions.

The current FOUR drawdown is -61.54%.

Rank	FOUR	RCB
#1	-71.65% Feb 18, 2025 - Jun 10, 2026	-68.57% Jan 8, 2020 - Jan 20, 2021
#2	-69.95% Apr 9, 2021 - Nov 11, 2024	-15.65% Aug 31, 2021 - Aug 19, 2025
#3	-21.12% Jul 10, 2020 - Aug 10, 2020	-4.44% May 3, 2021 - Aug 31, 2021
#4	-20.37% Oct 12, 2020 - Nov 9, 2020	-3.71% Sep 24, 2019 - Dec 20, 2019
#5	-18.56% Jun 19, 2020 - Jul 7, 2020	-3.27% Apr 12, 2021 - May 3, 2021
#6	-17.65% Mar 15, 2021 - Apr 8, 2021	-2.07% Feb 1, 2021 - Feb 19, 2021
#7	-15.82% Aug 25, 2020 - Oct 6, 2020	-2.04% Aug 8, 2019 - Sep 24, 2019
#8	-14.85% Dec 31, 2020 - Feb 5, 2021	-1.85% Jan 20, 2021 - Jan 29, 2021
#9	-14.38% Feb 24, 2021 - Mar 11, 2021	-1.25% Aug 29, 2025 - Oct 1, 2025
#10	-14.29% Nov 27, 2024 - Jan 21, 2025	-1.19% Mar 3, 2021 - Mar 23, 2021
#11	-12.61% Nov 24, 2020 - Dec 16, 2020	-1.16% Mar 4, 2026 - Mar 24, 2026
#12	-10.88% Nov 9, 2020 - Nov 24, 2020	-1.08% Nov 10, 2025 - Dec 15, 2025
#13	-10.59% Jun 9, 2020 - Jun 15, 2020	-1.05% Jul 26, 2019 - Aug 7, 2019
#14	-7.53% Nov 11, 2024 - Nov 21, 2024	-0.98% Dec 31, 2019 - Jan 6, 2020
#15	-4.57% Feb 10, 2025 - Feb 18, 2025	-0.89% Dec 15, 2025 - Jan 8, 2026