FNB vs OR

Comparison between F.N.B. Corp (FNB, Company) and Osisko Gold Royalties Ltd (OR, Company).

FNB is from the Financial Services sector, while OR is from the Basic Materials sector.

5-Year PerformanceOR has outperformed FNB, delivering a return of +21.6% compared to +12.9%

FNB vs OR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FNB(COMPANY)	OR(COMPANY)
Market Cap	$6.55B	$6.58B
Max Drawdown	84.82%	63.70%
Sharpe Ratio	1.24	0.80
5Y Beta	1.10	0.59
Industry	Banks - Regional	Gold
P/E Ratio	12.32	37.18
Forward P/E	9.73	25.45
PEG Ratio	1.77	0.04
Dividend Yield	2.61%	0.61%
5Y Dividends CAGR	4.91%	11.61%
5Y EPS CAGR	5.08%	38.00%
Debt to Equity	61.14%	0.31%
Free Cash Flow Yield	7.11%	1.42%

Market Cap

FNB

$6.55B

Winner

$6.58B

Max Drawdown

FNB

84.82%

Winner

63.70%

Sharpe Ratio

Winner

FNB

1.24

0.80

5Y Beta

FNB

1.10

Winner

0.59

Industry

FNB

Banks - Regional

Gold

P/E Ratio

Winner

FNB

12.32

37.18

Forward P/E

Winner

FNB

9.73

25.45

PEG Ratio

FNB

1.77

Winner

0.04

Dividend Yield

Winner

FNB

2.61%

0.61%

5Y Dividends CAGR

FNB

4.91%

Winner

11.61%

5Y EPS CAGR

FNB

5.08%

Winner

38.00%

Debt to Equity

FNB

61.14%

Winner

0.31%

Free Cash Flow Yield

Winner

FNB

7.11%

1.42%

FNB vs OR - Historical Returns

Returns include dividend reinvestment.

Period	FNB	OR
1 month	+6.48%	-3.62%
3 months	+16.04%	-5.29%
6 months	+5.09%	-1.76%
1 year	+36.28%	+34.95%
5 years(CAGR)	+12.93%	+21.64%
10 years(CAGR)	+8.14%	+11.94%
Max(CAGR)	+5.52%	+14.09%

Winner

FNB

+6.48%

-3.62%

Winner

FNB

+16.04%

-5.29%

Winner

FNB

+5.09%

-1.76%

Winner

FNB

+36.28%

+34.95%

5Y(CAGR)

FNB

+12.93%

Winner

+21.64%

10Y(CAGR)

FNB

+8.14%

Winner

+11.94%

Max(CAGR)

FNB

+5.52%

Winner

+14.09%

FNB vs OR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FNB	OR
2026	+7.60%	-0.85%
2025	+21.36%	+91.23%
2024	+9.91%	+29.95%
2023	+9.95%	+18.19%
2022	+8.51%	+2.76%
2021	+33.50%	-5.73%
2020	-21.15%	+32.40%
2019	+33.48%	+10.84%
2018	-26.02%	-22.58%
2017	-7.61%	+17.93%
2016	+28.34%	-2.30%
2015	+5.39%	N/A
2014	+11.39%	N/A
2013	+15.83%	N/A
2012	-5.16%	N/A
2011	+16.21%	N/A
2010	+48.15%	N/A
2009	-45.49%	N/A
2008	-0.14%	N/A
2007	-15.16%	N/A
2006	+10.41%	N/A
2005	-10.13%	N/A
2004	+9.56%	N/A
2003	+29.97%	N/A
2002	+7.44%	N/A
2001	+24.31%	N/A
2000	-2.66%	N/A
1999	-13.41%	N/A

FNB vs OR Drawdown Comparison

The maximum drawdown for FNB was -69.67%, occurring on Feb 23, 2009. Recovery took 2381 trading sessions.

The maximum drawdown for OR was -61.89%, occurring on Mar 13, 2020. Recovery took 924 trading sessions.

The current FNB drawdown is -2.24%. The current OR drawdown is -26.86%.

Rank	FNB	OR
#1	-69.67% Oct 4, 2004 - Mar 20, 2014	-61.89% Sep 7, 2017 - May 11, 2021
#2	-60.12% Mar 1, 2017 - Mar 12, 2021	-38.15% Aug 1, 2016 - Sep 7, 2017
#3	-33.79% Nov 15, 1999 - Jun 12, 2001	-37.19% Jun 15, 2021 - Mar 17, 2023
#4	-32.58% Nov 25, 2024 - Sep 4, 2025	-34.29% May 3, 2023 - Jul 15, 2024
#5	-28.54% Feb 7, 2023 - Mar 27, 2024	-33.97% Mar 2, 2026 - Jun 10, 2026
#6	-23.27% Dec 1, 2015 - Nov 11, 2016	-24.49% Oct 7, 2025 - Jan 13, 2026
#7	-22.92% Jan 14, 2022 - Oct 19, 2022	-17.41% Jan 28, 2026 - Feb 26, 2026
#8	-20.24% Jun 1, 2021 - Jan 6, 2022	-14.86% Oct 22, 2024 - Mar 25, 2025
#9	-19.78% Apr 12, 2002 - Jul 30, 2003	-14.77% Apr 29, 2016 - Jun 9, 2016
#10	-17.83% Jul 16, 2015 - Nov 24, 2015	-14.72% Feb 8, 2016 - Apr 11, 2016
#11	-17.16% Aug 20, 2001 - Feb 5, 2002	-12.31% Jul 17, 2024 - Sep 20, 2024
#12	-16.24% Mar 8, 2004 - Sep 9, 2004	-12.18% Jan 7, 2016 - Feb 1, 2016
#13	-15.75% Feb 9, 2026 - Mar 18, 2026	-11.80% Jul 6, 2016 - Aug 1, 2016
#14	-13.25% Jul 26, 2024 - Nov 6, 2024	-8.90% Mar 31, 2025 - Apr 10, 2025
#15	-12.75% Sep 4, 2025 - Dec 1, 2025	-7.72% May 9, 2025 - May 20, 2025

Correlation

Correlation between FNB and OR is 0.84 which considered as a strong positive correlation - the stocks tend to move together.

0.84

-101

Dividend Comparison (1999 - 2026)

FNB vs OR dividend yield comparison.

Year	FNB	OR
2026	1.37%	0.16%
2025	2.81%	0.59%
2024	3.25%	1.02%
2023	3.49%	1.34%
2022	3.68%	1.38%
2021	3.96%	1.37%
2020	5.05%	1.18%
2019	3.78%	1.56%
2018	4.88%	1.72%
2017	6.75%	1.56%
2016	2.99%	1.65%
2015	3.60%	0.00%
2014	3.60%	0.00%
2013	3.80%	0.00%
2012	4.52%	0.00%
2011	4.24%	0.00%
2010	4.89%	0.00%
2009	7.07%	0.00%
2008	7.27%	0.00%
2007	6.46%	0.00%
2006	5.15%	0.00%
2005	5.33%	0.00%
2004	86.30%	0.00%
2003	2.34%	0.00%
2002	2.33%	0.00%
2001	2.13%	0.00%
2000	2.95%	0.00%
1999	0.81%	0.00%