FMNB vs APEI

Comparison between Farmers National Banc Corp (FMNB, Company) and American Public Education Inc (APEI, Company).

FMNB is from the Financial Services sector, while APEI is from the Consumer Defensive sector.

5-Year PerformanceAPEI has outperformed FMNB, delivering a return of +10.9% compared to +4.9%

FMNB vs APEI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FMNB(COMPANY)	APEI(COMPANY)
Market Cap	$870M	$871M
Max Drawdown	81.43%	92.17%
Sharpe Ratio	0.59	1.19
5Y Beta	0.68	0.85
Industry	Banks - Regional	Education & Training Services
P/E Ratio	11.13	21.35
Forward P/E	11.19	21.51
PEG Ratio	1.58	0.35
Dividend Yield	4.59%	N/A
5Y Dividends CAGR	14.08%	N/A
5Y EPS CAGR	-2.97%	7.51%
Debt to Equity	56.74%	28.83%
Free Cash Flow Yield	5.41%	8.47%
P/S Ratio	4.58	1.32
P/B Ratio	1.12	2.92

Market Cap

FMNB

$870M

Winner

APEI

$871M

Max Drawdown

Winner

FMNB

81.43%

APEI

92.17%

Sharpe Ratio

FMNB

0.59

Winner

APEI

1.19

5Y Beta

Winner

FMNB

0.68

APEI

0.85

Industry

FMNB

Banks - Regional

APEI

Education & Training Services

P/E Ratio

Winner

FMNB

11.13

APEI

21.35

Forward P/E

Winner

FMNB

11.19

APEI

21.51

PEG Ratio

FMNB

1.58

Winner

APEI

0.35

Dividend Yield

FMNB

4.59%

APEI

N/A

5Y Dividends CAGR

FMNB

14.08%

APEI

N/A

5Y EPS CAGR

FMNB

-2.97%

Winner

APEI

7.51%

Debt to Equity

FMNB

56.74%

Winner

APEI

28.83%

Free Cash Flow Yield

FMNB

5.41%

Winner

APEI

8.47%

P/S Ratio

FMNB

4.58

Winner

APEI

1.32

P/B Ratio

Winner

FMNB

1.12

APEI

2.92

FMNB vs APEI - Historical Returns

Returns include dividend reinvestment.

Period	FMNB	APEI
1 month	+4.26%	-8.48%
3 months	+9.30%	-14.27%
6 months	+14.43%	+9.25%
1 year	+18.95%	+60.75%
5 years(CAGR)	+4.92%	+10.87%
10 years(CAGR)	+8.30%	+5.21%
Max(CAGR)	+4.16%	+1.53%

Winner

FMNB

+4.26%

APEI

-8.48%

Winner

FMNB

+9.30%

APEI

-14.27%

Winner

FMNB

+14.43%

APEI

+9.25%

FMNB

+18.95%

Winner

APEI

+60.75%

5Y(CAGR)

FMNB

+4.92%

Winner

APEI

+10.87%

10Y(CAGR)

Winner

FMNB

+8.30%

APEI

+5.21%

Max(CAGR)

Winner

FMNB

+4.16%

APEI

+1.53%

FMNB vs APEI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FMNB	APEI
2026	+17.27%	+31.98%
2025	+0.43%	+78.30%
2024	+3.87%	+116.57%
2023	+5.34%	-24.96%
2022	-21.47%	-46.59%
2021	+43.80%	-26.28%
2020	-15.31%	+11.00%
2019	+26.19%	-0.65%
2018	-11.21%	+10.31%
2017	+1.25%	+1.01%
2016	+64.80%	+33.35%
2015	+3.64%	-48.51%
2014	+28.88%	-13.27%
2013	+1.77%	+17.61%
2012	+31.65%	-15.71%
2011	+43.13%	+15.35%
2010	-8.87%	+7.01%
2009	+29.82%	-11.67%
2008	-52.28%	-7.67%
2007	-23.06%	+16.31%
2006	-8.72%	N/A
2005	-16.06%	N/A
2004	+7.32%	N/A
2003	+13.59%	N/A
2002	+36.58%	N/A
2001	+49.57%	N/A
2000	-44.03%	N/A
1999	-9.69%	N/A

FMNB vs APEI Drawdown Comparison

The maximum drawdown for FMNB was -74.40%, occurring on Dec 30, 2008. Recovery took 2976 trading sessions.

The maximum drawdown for APEI was -92.17%, occurring on Jun 20, 2023. Recovery took 4395 trading sessions.

The current FMNB drawdown is -4.19%. The current APEI drawdown is -21.61%.

Rank	FMNB	APEI
#1	-74.40% Nov 10, 2004 - Sep 7, 2016	-92.17% Sep 22, 2008 - Mar 13, 2026
#2	-54.27% Nov 2, 1999 - Nov 21, 2002	-39.13% Dec 26, 2007 - Aug 1, 2008
#3	-41.43% Jan 14, 2022 - Oct 24, 2023	-22.28% Apr 20, 2026 - Jul 22, 2026
#4	-36.61% Dec 17, 2019 - Mar 8, 2021	-12.00% Aug 15, 2008 - Sep 18, 2008
#5	-30.19% Jul 20, 2018 - Dec 16, 2019	-9.31% Dec 6, 2007 - Dec 24, 2007
#6	-18.99% Jan 11, 2018 - May 16, 2018	-7.57% Nov 9, 2007 - Nov 23, 2007
#7	-18.27% Dec 15, 2016 - Jun 12, 2017	-7.47% Aug 1, 2008 - Aug 8, 2008
#8	-17.62% May 21, 2021 - Oct 28, 2021	-6.54% Mar 13, 2026 - Mar 25, 2026
#9	-13.92% Oct 16, 2017 - Jan 11, 2018	-6.46% Aug 8, 2008 - Aug 15, 2008
#10	-13.84% Jun 12, 2017 - Sep 27, 2017	-3.48% Mar 25, 2026 - Apr 16, 2026
#11	-8.22% Oct 24, 2016 - Nov 10, 2016	-1.41% Dec 3, 2007 - Dec 5, 2007
#12	-7.77% Feb 6, 2003 - Apr 15, 2003	-0.47% Nov 26, 2007 - Nov 28, 2007
#13	-7.18% Nov 1, 2021 - Jan 4, 2022	N/A
#14	-6.30% Mar 10, 2021 - Apr 5, 2021	N/A
#15	-5.49% Oct 1, 2004 - Nov 8, 2004	N/A

Correlation

Correlation between FMNB and APEI is -0.46 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.46

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