APEI vs WRLD

Comparison between American Public Education Inc (APEI, Company) and World Acceptance Corp (WRLD, Company).

APEI is from the Consumer Defensive sector, while WRLD is from the Financial Services sector.

5-Year PerformanceAPEI has outperformed WRLD, delivering a return of +12.4% compared to +3.5%

APEI vs WRLD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	APEI(COMPANY)	WRLD(COMPANY)
Market Cap	$906M	$906M
Max Drawdown	92.17%	77.65%
Sharpe Ratio	1.23	0.45
5Y Beta	0.84	1.19
Industry	Education & Training Services	Credit Services
P/E Ratio	22.22	26.18
Forward P/E	26.39	9.61
PEG Ratio	0.36	0.70
5Y EPS CAGR	7.51%	6.58%
Debt to Equity	28.83%	167.30%
Free Cash Flow Yield	8.14%	28.20%
P/S Ratio	1.61	1.55
P/B Ratio	3.54	2.57

Market Cap

Winner

APEI

$906M

WRLD

$906M

Max Drawdown

APEI

92.17%

Winner

WRLD

77.65%

Sharpe Ratio

Winner

APEI

1.23

WRLD

0.45

5Y Beta

Winner

APEI

0.84

WRLD

1.19

Industry

APEI

Education & Training Services

WRLD

Credit Services

P/E Ratio

Winner

APEI

22.22

WRLD

26.18

Forward P/E

APEI

26.39

Winner

WRLD

9.61

PEG Ratio

Winner

APEI

0.36

WRLD

0.70

5Y EPS CAGR

Winner

APEI

7.51%

WRLD

6.58%

Debt to Equity

Winner

APEI

28.83%

WRLD

167.30%

Free Cash Flow Yield

APEI

8.14%

Winner

WRLD

28.20%

P/S Ratio

APEI

1.61

Winner

WRLD

1.55

P/B Ratio

APEI

3.54

Winner

WRLD

2.57

APEI vs WRLD - Historical Returns

Returns include dividend reinvestment.

Period	APEI	WRLD
1 month	-1.37%	+12.91%
3 months	-14.04%	+49.27%
6 months	+27.35%	+40.58%
1 year	+67.25%	+16.25%
5 years(CAGR)	+12.42%	+3.52%
10 years(CAGR)	+6.02%	+13.70%
Max(CAGR)	+1.91%	+14.66%

APEI

-1.37%

Winner

WRLD

+12.91%

APEI

-14.04%

Winner

WRLD

+49.27%

APEI

+27.35%

Winner

WRLD

+40.58%

Winner

APEI

+67.25%

WRLD

+16.25%

5Y(CAGR)

Winner

APEI

+12.42%

WRLD

+3.52%

10Y(CAGR)

APEI

+6.02%

Winner

WRLD

+13.70%

Max(CAGR)

APEI

+1.91%

Winner

WRLD

+14.66%

APEI vs WRLD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	APEI	WRLD
2026	+41.58%	+37.76%
2025	+78.30%	+24.99%
2024	+116.57%	-12.58%
2023	-24.96%	+100.41%
2022	-46.59%	-71.25%
2021	-26.28%	+133.97%
2020	+11.00%	+13.79%
2019	-0.65%	-19.12%
2018	+10.31%	+24.97%
2017	+1.01%	+22.67%
2016	+33.35%	+72.52%
2015	-48.51%	-52.26%
2014	-13.27%	-6.52%
2013	+17.61%	+17.71%
2012	-15.71%	+1.17%
2011	+15.35%	+34.94%
2010	+7.01%	+46.50%
2009	-11.67%	+76.16%
2008	-7.67%	-21.24%
2007	+16.31%	-43.84%
2006	N/A	+59.37%
2005	N/A	+7.39%
2004	N/A	+23.64%
2003	N/A	+151.77%
2002	N/A	+1.87%
2001	N/A	+39.05%
2000	N/A	+18.92%
1999	N/A	-4.94%

APEI vs WRLD Drawdown Comparison

The maximum drawdown for APEI was -92.17%, occurring on Jun 20, 2023. Recovery took 4395 trading sessions.

The maximum drawdown for WRLD was -77.65%, occurring on Mar 6, 2009. Recovery took 1041 trading sessions.

The current APEI drawdown is -15.91%. The current WRLD drawdown is -24.58%.

Rank	APEI	WRLD
#1	-92.17% Sep 22, 2008 - Mar 13, 2026	-77.65% Oct 23, 2006 - Dec 10, 2010
#2	-39.13% Dec 26, 2007 - Aug 1, 2008	-77.00% Dec 22, 2021 - Dec 19, 2022
#3	-19.11% Apr 20, 2026 - Jul 15, 2026	-75.12% Oct 23, 2013 - Jan 26, 2018
#4	-12.00% Aug 15, 2008 - Sep 18, 2008	-74.48% Jul 12, 2019 - Jul 21, 2021
#5	-9.31% Dec 6, 2007 - Dec 24, 2007	-39.71% Jan 20, 2004 - Sep 17, 2004
#6	-7.57% Nov 9, 2007 - Nov 23, 2007	-36.54% Aug 14, 2001 - Apr 17, 2003
#7	-7.47% Aug 1, 2008 - Aug 8, 2008	-27.25% Oct 25, 2021 - Nov 4, 2021
#8	-6.54% Mar 13, 2026 - Mar 25, 2026	-25.55% Jul 15, 2005 - May 16, 2006
#9	-6.46% Aug 8, 2008 - Aug 15, 2008	-24.61% Jul 20, 2018 - Apr 10, 2019
#10	-3.48% Mar 25, 2026 - Apr 16, 2026	-24.18% Feb 3, 2005 - Jul 8, 2005
#11	-1.41% Dec 3, 2007 - Dec 5, 2007	-23.62% Jul 9, 2003 - Oct 28, 2003
#12	-0.47% Nov 26, 2007 - Nov 28, 2007	-21.77% Nov 9, 2021 - Dec 22, 2021
#13	N/A	-21.57% Jan 3, 2012 - Aug 16, 2012
#14	N/A	-21.33% May 31, 2001 - Aug 13, 2001
#15	N/A	-20.76% May 10, 2011 - Oct 27, 2011