FISV vs SYF

Comparison between Fiserv Inc (FISV, Company) and Synchrony Financial (SYF, Company).

FISV is from the Technology sector, while SYF is from the Financial Services sector.

5-Year PerformanceSYF has outperformed FISV, delivering a return of +12.0% compared to -14.6%

FISV vs SYF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FISV(COMPANY)	SYF(COMPANY)
Market Cap	$26B	$26B
Max Drawdown	80.16%	68.17%
Sharpe Ratio	-1.87	0.73
5Y Beta	0.65	1.49
Industry	Software	Credit Services
P/E Ratio	8.15	7.52
Forward P/E	6.13	8.37
PEG Ratio	0.75	0.23
Dividend Yield	N/A	1.53%
5Y Dividends CAGR	N/A	11.26%
5Y EPS CAGR	20.59%	22.71%
Debt to Equity	5.05%	99.70%
Free Cash Flow Yield	16.03%	38.24%
P/S Ratio	1.24	2.60
P/B Ratio	0.98	1.68

Market Cap

Winner

FISV

$26B

SYF

$26B

Max Drawdown

FISV

80.16%

Winner

SYF

68.17%

Sharpe Ratio

FISV

-1.87

Winner

SYF

0.73

5Y Beta

Winner

FISV

0.65

SYF

1.49

Industry

FISV

Software

SYF

Credit Services

P/E Ratio

FISV

8.15

Winner

SYF

7.52

Forward P/E

Winner

FISV

6.13

SYF

8.37

PEG Ratio

FISV

0.75

Winner

SYF

0.23

Dividend Yield

FISV

N/A

SYF

1.53%

5Y Dividends CAGR

FISV

N/A

SYF

11.26%

5Y EPS CAGR

FISV

20.59%

Winner

SYF

22.71%

Debt to Equity

Winner

FISV

5.05%

SYF

99.70%

Free Cash Flow Yield

FISV

16.03%

Winner

SYF

38.24%

P/S Ratio

Winner

FISV

1.24

SYF

2.60

P/B Ratio

Winner

FISV

0.98

SYF

1.68

FISV vs SYF - Historical Returns

Returns include dividend reinvestment.

Period	FISV	SYF
1 month	-11.08%	+9.40%
3 months	-10.97%	+18.23%
6 months	-26.74%	-7.81%
1 year	-71.14%	+21.46%
5 years(CAGR)	-14.61%	+12.04%
10 years(CAGR)	-0.35%	+15.60%
Max(CAGR)	+8.85%	+13.10%

FISV

-11.08%

Winner

SYF

+9.40%

FISV

-10.97%

Winner

SYF

+18.23%

FISV

-26.74%

Winner

SYF

-7.81%

FISV

-71.14%

Winner

SYF

+21.46%

5Y(CAGR)

FISV

-14.61%

Winner

SYF

+12.04%

10Y(CAGR)

FISV

-0.35%

Winner

SYF

+15.60%

Max(CAGR)

FISV

+8.85%

Winner

SYF

+13.10%

FISV vs SYF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FISV	SYF
2026	-24.61%	-6.33%
2025	-67.39%	+30.12%
2024	+54.36%	+75.06%
2023	+31.25%	+21.52%
2022	-6.09%	-28.37%
2021	-7.26%	+38.67%
2020	-1.44%	-0.52%
2019	+60.13%	+52.21%
2018	+12.76%	-38.20%
2017	+22.16%	+6.04%
2016	+18.75%	+22.27%
2015	+29.51%	+3.15%
2014	+21.94%	+29.35%
2013	+45.30%	N/A
2012	+34.96%	N/A
2011	-1.28%	N/A
2010	+18.47%	N/A
2009	+26.94%	N/A
2008	-34.18%	N/A
2007	+7.60%	N/A
2006	+19.98%	N/A
2005	+8.12%	N/A
2004	+2.89%	N/A
2003	+10.94%	N/A
2002	-20.84%	N/A
2001	+43.04%	N/A
2000	+24.55%	N/A
1999	+23.82%	N/A

FISV vs SYF Drawdown Comparison

The maximum drawdown for FISV was -80.16%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The current FISV drawdown is -79.20%. The current SYF drawdown is -10.37%.

Rank	FISV	SYF
#1	-80.16% Mar 3, 2025 - Jun 22, 2026	-66.35% Jan 26, 2018 - Jan 13, 2021
#2	-51.50% Mar 19, 2002 - Aug 15, 2005	-46.65% Oct 19, 2021 - Jul 11, 2024
#3	-51.14% May 31, 2007 - Dec 14, 2010	-37.74% Jan 24, 2025 - Jul 3, 2025
#4	-37.85% Feb 4, 2020 - Mar 11, 2021	-35.09% Jul 20, 2015 - Dec 6, 2016
#5	-32.23% Dec 23, 1999 - Apr 25, 2000	-29.56% Jan 4, 2017 - Dec 4, 2017
#6	-30.16% Apr 26, 2021 - Jul 10, 2023	-27.62% Jan 6, 2026 - Mar 13, 2026
#7	-29.99% Sep 28, 2000 - Jun 26, 2001	-15.70% Jul 17, 2024 - Oct 9, 2024
#8	-25.14% Jun 29, 2001 - Dec 17, 2001	-15.69% Jan 20, 2021 - Feb 24, 2021
#9	-24.10% Jul 7, 2011 - Feb 3, 2012	-12.07% Aug 27, 2021 - Oct 19, 2021
#10	-16.24% Sep 28, 2018 - Jan 24, 2019	-11.81% Jun 8, 2021 - Aug 11, 2021
#11	-15.72% Jul 25, 2023 - Nov 30, 2023	-11.50% Sep 4, 2025 - Nov 26, 2025
#12	-14.85% May 1, 2000 - May 31, 2000	-11.45% Feb 12, 2015 - Jul 14, 2015
#13	-13.43% Jun 19, 2000 - Jul 25, 2000	-10.06% Mar 17, 2021 - Apr 12, 2021
#14	-13.14% Aug 15, 2005 - Sep 13, 2006	-8.30% Apr 12, 2021 - Apr 29, 2021
#15	-12.77% Jul 26, 2016 - Feb 15, 2017	-7.37% Jul 25, 2025 - Aug 13, 2025