FISI vs DJCO

Comparison between Financial Institutions Inc (FISI, Company) and Daily Journal Corporation (DJCO, Company).

FISI is from the Financial Services sector, while DJCO is from the Technology sector.

5-Year PerformanceDJCO has outperformed FISI, delivering a return of +9.5% compared to +8.6%

FISI vs DJCO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FISI(COMPANY)	DJCO(COMPANY)
Market Cap	$743M	$737M
Max Drawdown	91.48%	41.58%
Sharpe Ratio	1.66	0.77
5Y Beta	0.87	1.18
Industry	Banks - Regional	Software - Application
P/E Ratio	9.96	46.51
Forward P/E	11.27	39.22
PEG Ratio	1.60	N/A
Dividend Yield	3.36%	N/A
5Y Dividends CAGR	14.72%	N/A
5Y EPS CAGR	5.84%	48.89%
Debt to Equity	30.49%	0.00%
Free Cash Flow Yield	3.65%	1.88%
P/S Ratio	3.09	N/A
P/B Ratio	1.20	N/A

Market Cap

Winner

FISI

$743M

DJCO

$737M

Max Drawdown

FISI

91.48%

Winner

DJCO

41.58%

Sharpe Ratio

Winner

FISI

1.66

DJCO

0.77

5Y Beta

Winner

FISI

0.87

DJCO

1.18

Industry

FISI

Banks - Regional

DJCO

Software - Application

P/E Ratio

Winner

FISI

9.96

DJCO

46.51

Forward P/E

Winner

FISI

11.27

DJCO

39.22

PEG Ratio

FISI

1.60

DJCO

N/A

Dividend Yield

FISI

3.36%

DJCO

N/A

5Y Dividends CAGR

FISI

14.72%

DJCO

N/A

5Y EPS CAGR

FISI

5.84%

Winner

DJCO

48.89%

Debt to Equity

FISI

30.49%

Winner

DJCO

0.00%

Free Cash Flow Yield

Winner

FISI

3.65%

DJCO

1.88%

P/S Ratio

FISI

3.09

DJCO

N/A

P/B Ratio

FISI

1.20

DJCO

N/A

FISI vs DJCO - Historical Returns

Returns include dividend reinvestment.

Period	FISI	DJCO
1 month	+8.46%	+12.31%
3 months	+22.32%	+7.95%
6 months	+17.09%	+2.26%
1 year	+57.66%	+36.44%
5 years(CAGR)	+8.56%	+9.49%
10 years(CAGR)	+8.17%	+9.83%
Max(CAGR)	+7.39%	+10.64%

FISI

+8.46%

Winner

DJCO

+12.31%

Winner

FISI

+22.32%

DJCO

+7.95%

Winner

FISI

+17.09%

DJCO

+2.26%

Winner

FISI

+57.66%

DJCO

+36.44%

5Y(CAGR)

FISI

+8.56%

Winner

DJCO

+9.49%

10Y(CAGR)

FISI

+8.17%

Winner

DJCO

+9.83%

Max(CAGR)

FISI

+7.39%

Winner

DJCO

+10.64%

FISI vs DJCO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FISI	DJCO
2026	+22.33%	+6.62%
2025	+21.65%	-12.57%
2024	+34.57%	+63.92%
2023	-7.67%	+28.72%
2022	-20.61%	-29.53%
2021	+47.11%	-7.35%
2020	-25.98%	+38.36%
2019	+27.25%	+21.72%
2018	-14.90%	+2.18%
2017	-5.56%	-9.33%
2016	+30.50%	+20.28%
2015	+16.15%	-15.83%
2014	+8.15%	+46.61%
2013	+33.79%	+101.95%
2012	+17.44%	+41.19%
2011	-13.75%	-8.01%
2010	+64.64%	+21.62%
2009	-14.77%	+77.14%
2008	-17.40%	-16.97%
2007	-20.97%	+1.60%
2006	+19.92%	-3.38%
2005	-15.29%	+22.46%
2004	-12.53%	+17.54%
2003	-0.47%	+29.02%
2002	+26.65%	-2.04%
2001	+74.95%	-18.33%
2000	+17.07%	-7.69%
1999	-10.42%	-10.34%

FISI vs DJCO Drawdown Comparison

The maximum drawdown for FISI was -89.97%, occurring on Feb 27, 2009. Recovery took 3397 trading sessions.

The maximum drawdown for DJCO was -41.58%, occurring on Sep 26, 2022. Recovery took 879 trading sessions.

The current FISI drawdown is -2.32%. The current DJCO drawdown is -19.51%.

Rank	FISI	DJCO
#1	-89.97% May 2, 2002 - Oct 28, 2015	-41.58% Dec 31, 2020 - Jul 2, 2024
#2	-56.22% Dec 17, 2019 - Mar 8, 2021	-41.38% Nov 1, 1999 - Feb 10, 2004
#3	-52.42% Jan 7, 2022 - Dec 13, 2024	-38.01% Nov 11, 2024 - Jan 9, 2026
#4	-31.82% Aug 27, 2001 - Jan 17, 2002	-37.98% Apr 4, 2008 - Aug 7, 2009
#5	-26.81% Feb 19, 2025 - Oct 24, 2025	-33.14% Dec 31, 2014 - Dec 7, 2016
#6	-26.55% Jun 22, 2018 - Nov 25, 2019	-32.90% Feb 19, 2020 - Aug 6, 2020
#7	-25.95% Feb 24, 2017 - Jun 19, 2018	-31.16% Jan 28, 2008 - Apr 4, 2008
#8	-23.64% Dec 2, 1999 - Jun 2, 2000	-30.41% Jan 23, 2026 - May 15, 2026
#9	-15.53% May 9, 2001 - Aug 14, 2001	-28.00% Dec 14, 2016 - Oct 7, 2019
#10	-15.10% Sep 14, 2000 - Mar 20, 2001	-24.28% Aug 9, 2013 - Dec 26, 2013
#11	-14.85% Mar 29, 2016 - Nov 11, 2016	-24.12% Aug 6, 2020 - Dec 18, 2020
#12	-13.72% Feb 6, 2026 - Apr 17, 2026	-23.56% Nov 1, 2012 - Mar 26, 2013
#13	-13.55% May 4, 2021 - Aug 11, 2021	-23.23% Jun 23, 2014 - Nov 12, 2014
#14	-13.28% Aug 11, 2021 - Nov 1, 2021	-20.64% Dec 27, 2005 - Oct 25, 2007
#15	-13.19% Jun 8, 2000 - Sep 14, 2000	-19.78% Jan 13, 2005 - Dec 23, 2005