FICO vs SMCI

Comparison between Fair Isaac Corp (FICO, Company) and Super Micro Computer Inc (SMCI, Company).

Both FICO and SMCI are from the Technology sector.

5-Year PerformanceSMCI has outperformed FICO, delivering a return of +59.3% compared to +21.1%

FICO vs SMCI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FICO(COMPANY)	SMCI(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	79.46%	84.84%
Sharpe Ratio	-0.14	0.24
5Y Beta	0.83	2.41
Industry	Software - Application	Computer Hardware
P/E Ratio	29.40	18.06
Forward P/E	19.72	9.17
PEG Ratio	0.81	2.56
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	22.84%	63.54%
Debt to Equity	-136.25%	0.00%
Free Cash Flow Yield	4.42%	-30.28%
P/S Ratio	9.80	0.66
P/B Ratio	82.33	2.69

Market Cap

FICO

$23B

Winner

SMCI

$23B

Max Drawdown

Winner

FICO

79.46%

SMCI

84.84%

Sharpe Ratio

FICO

-0.14

Winner

SMCI

0.24

5Y Beta

Winner

FICO

0.83

SMCI

2.41

Industry

FICO

Software - Application

SMCI

Computer Hardware

P/E Ratio

FICO

29.40

Winner

SMCI

18.06

Forward P/E

FICO

19.72

Winner

SMCI

9.17

PEG Ratio

Winner

FICO

0.81

SMCI

2.56

5Y Dividends CAGR

FICO

4.56%

SMCI

N/A

5Y EPS CAGR

FICO

22.84%

Winner

SMCI

63.54%

Debt to Equity

Winner

FICO

-136.25%

SMCI

0.00%

Free Cash Flow Yield

Winner

FICO

4.42%

SMCI

-30.28%

P/S Ratio

FICO

9.80

Winner

SMCI

0.66

P/B Ratio

FICO

82.33

Winner

SMCI

2.69

FICO vs SMCI - Historical Returns

Returns include dividend reinvestment.

Period	FICO	SMCI
1 month	-9.03%	+53.17%
3 months	-6.54%	+9.09%
6 months	-14.86%	+12.58%
1 year	-14.46%	-14.34%
5 years(CAGR)	+21.05%	+59.26%
10 years(CAGR)	+24.64%	+32.75%
Max(CAGR)	+18.78%	+21.20%

FICO

-9.03%

Winner

SMCI

+53.17%

FICO

-6.54%

Winner

SMCI

+9.09%

FICO

-14.86%

Winner

SMCI

+12.58%

FICO

-14.46%

Winner

SMCI

-14.34%

5Y(CAGR)

FICO

+21.05%

Winner

SMCI

+59.26%

10Y(CAGR)

FICO

+24.64%

Winner

SMCI

+32.75%

Max(CAGR)

FICO

+18.78%

Winner

SMCI

+21.20%

FICO vs SMCI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FICO	SMCI
2026	-30.03%	+17.89%
2025	-15.30%	-2.60%
2024	+76.01%	+6.78%
2023	+96.89%	+238.97%
2022	+35.08%	+79.96%
2021	-14.17%	+41.55%
2020	+33.46%	+33.98%
2019	+101.99%	+59.07%
2018	+21.91%	-35.66%
2017	+27.51%	-26.43%
2016	+28.20%	+18.60%
2015	+30.62%	-29.43%
2014	+17.58%	+112.17%
2013	+45.13%	+63.43%
2012	+15.02%	-35.44%
2011	+52.55%	+31.76%
2010	+8.32%	+0.17%
2009	+24.13%	+73.48%
2008	-46.15%	-24.91%
2007	-20.47%	-12.44%
2006	-10.02%	N/A
2005	+25.14%	N/A
2004	+13.49%	N/A
2003	+15.82%	N/A
2002	+3.59%	N/A
2001	+94.15%	N/A
2000	-3.14%	N/A
1999	+32.56%	N/A

FICO vs SMCI Drawdown Comparison

The maximum drawdown for FICO was -79.25%, occurring on Mar 5, 2009. Recovery took 1747 trading sessions.

The maximum drawdown for SMCI was -84.84%, occurring on Nov 14, 2024. This drawdown has not yet recovered.

The current FICO drawdown is -51.74%. The current SMCI drawdown is -69.28%.

Rank	FICO	SMCI
#1	-79.25% Nov 22, 2005 - Nov 1, 2012	-84.84% Mar 13, 2024 - Nov 14, 2024
#2	-61.28% Nov 26, 2024 - Apr 10, 2026	-71.68% Feb 26, 2015 - Nov 3, 2021
#3	-50.90% Feb 19, 2020 - Jul 29, 2020	-66.32% Jun 5, 2007 - Dec 22, 2009
#4	-45.79% Jul 16, 2001 - Jan 23, 2003	-58.40% Apr 26, 2011 - Jan 22, 2014
#5	-43.66% Nov 3, 2003 - Sep 12, 2005	-54.31% Apr 23, 2010 - Apr 26, 2011
#6	-38.24% Jul 23, 2021 - Nov 10, 2022	-34.46% Aug 7, 2023 - Jan 19, 2024
#7	-33.68% Dec 28, 1999 - Jan 29, 2001	-31.26% May 4, 2022 - Aug 3, 2022
#8	-28.55% Sep 14, 2018 - Feb 13, 2019	-29.88% Aug 25, 2022 - Nov 2, 2022
#9	-22.57% Sep 6, 2019 - Dec 20, 2019	-28.08% Jan 22, 2014 - Jun 13, 2014
#10	-19.01% Dec 30, 2013 - Jun 30, 2014	-26.88% Feb 15, 2024 - Mar 4, 2024
#11	-18.50% Dec 17, 2020 - Apr 15, 2021	-26.11% Jan 4, 2022 - May 4, 2022
#12	-17.03% Jul 16, 2015 - Feb 25, 2016	-24.51% Nov 25, 2022 - Feb 16, 2023
#13	-16.91% Jul 1, 2014 - Nov 7, 2014	-22.33% Sep 30, 2014 - Oct 23, 2014
#14	-16.79% Mar 7, 2024 - May 14, 2024	-19.50% Apr 18, 2023 - May 3, 2023
#15	-16.13% Sep 8, 2016 - Apr 25, 2017	-17.43% Jun 9, 2023 - Jul 10, 2023