FICO vs PKG

Comparison between Fair Isaac Corp (FICO, Company) and Packaging Corp Of America (PKG, Company).

FICO is from the Technology sector, while PKG is from the Consumer Cyclical sector.

5-Year PerformanceFICO has outperformed PKG, delivering a return of +21.1% compared to +14.3%

FICO vs PKG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FICO(COMPANY)	PKG(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	79.46%	69.16%
Sharpe Ratio	-0.14	0.90
5Y Beta	0.83	0.77
Industry	Software - Application	Packaging & Containers
P/E Ratio	29.40	27.44
Forward P/E	19.72	23.98
PEG Ratio	0.81	4.83
Dividend Yield	N/A	2.10%
5Y Dividends CAGR	4.56%	6.73%
5Y EPS CAGR	22.84%	2.70%
Debt to Equity	-136.25%	85.13%
Free Cash Flow Yield	4.42%	3.27%
P/S Ratio	9.80	2.39
P/B Ratio	82.33	4.87

Market Cap

FICO

$23B

Winner

PKG

$23B

Max Drawdown

FICO

79.46%

Winner

PKG

69.16%

Sharpe Ratio

FICO

-0.14

Winner

PKG

0.90

5Y Beta

FICO

0.83

Winner

PKG

0.77

Industry

FICO

Software - Application

PKG

Packaging & Containers

P/E Ratio

FICO

29.40

Winner

PKG

27.44

Forward P/E

Winner

FICO

19.72

PKG

23.98

PEG Ratio

Winner

FICO

0.81

PKG

4.83

Dividend Yield

FICO

N/A

PKG

2.10%

5Y Dividends CAGR

FICO

4.56%

Winner

PKG

6.73%

5Y EPS CAGR

Winner

FICO

22.84%

PKG

2.70%

Debt to Equity

Winner

FICO

-136.25%

PKG

85.13%

Free Cash Flow Yield

Winner

FICO

4.42%

PKG

3.27%

P/S Ratio

FICO

9.80

Winner

PKG

2.39

P/B Ratio

FICO

82.33

Winner

PKG

4.87

FICO vs PKG - Historical Returns

Returns include dividend reinvestment.

Period	FICO	PKG
1 month	-9.03%	+9.25%
3 months	-6.54%	+17.81%
6 months	-14.86%	+6.51%
1 year	-14.46%	+29.06%
5 years(CAGR)	+21.05%	+14.28%
10 years(CAGR)	+24.64%	+15.68%
Max(CAGR)	+18.78%	+15.28%

FICO

-9.03%

Winner

PKG

+9.25%

FICO

-6.54%

Winner

PKG

+17.81%

FICO

-14.86%

Winner

PKG

+6.51%

FICO

-14.46%

Winner

PKG

+29.06%

5Y(CAGR)

Winner

FICO

+21.05%

PKG

+14.28%

10Y(CAGR)

Winner

FICO

+24.64%

PKG

+15.68%

Max(CAGR)

Winner

FICO

+18.78%

PKG

+15.28%

FICO vs PKG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FICO	PKG
2026	-30.03%	+19.67%
2025	-15.30%	-6.13%
2024	+76.01%	+40.83%
2023	+96.89%	+30.70%
2022	+35.08%	-1.53%
2021	-14.17%	+3.23%
2020	+33.46%	+28.73%
2019	+101.99%	+36.56%
2018	+21.91%	-30.62%
2017	+27.51%	+45.18%
2016	+28.20%	+40.65%
2015	+30.62%	-16.84%
2014	+17.58%	+26.15%
2013	+45.13%	+67.09%
2012	+15.02%	+57.66%
2011	+52.55%	-1.39%
2010	+8.32%	+13.24%
2009	+24.13%	+69.21%
2008	-46.15%	-49.52%
2007	-20.47%	+29.12%
2006	-10.02%	+1.08%
2005	+25.14%	+3.07%
2004	+13.49%	+11.37%
2003	+15.82%	+20.69%
2002	+3.59%	-0.05%
2001	+94.15%	+16.20%
2000	-3.14%	+34.33%
1999	+32.56%	N/A

FICO vs PKG Drawdown Comparison

The maximum drawdown for FICO was -79.25%, occurring on Mar 5, 2009. Recovery took 1747 trading sessions.

The maximum drawdown for PKG was -66.84%, occurring on Mar 9, 2009. Recovery took 805 trading sessions.

The current FICO drawdown is -51.74%. The current PKG drawdown is -3.06%.

Rank	FICO	PKG
#1	-79.25% Nov 22, 2005 - Nov 1, 2012	-66.84% Oct 31, 2007 - Jan 11, 2011
#2	-61.28% Nov 26, 2024 - Apr 10, 2026	-44.66% Feb 23, 2015 - Sep 6, 2016
#3	-50.90% Feb 19, 2020 - Jul 29, 2020	-38.19% Jan 8, 2018 - Oct 16, 2020
#4	-45.79% Jul 16, 2001 - Jan 23, 2003	-31.80% Apr 20, 2022 - Nov 3, 2023
#5	-43.66% Nov 3, 2003 - Sep 12, 2005	-28.69% Feb 16, 2011 - Feb 13, 2012
#6	-38.24% Jul 23, 2021 - Nov 10, 2022	-28.45% Nov 29, 2024 - Feb 10, 2026
#7	-33.68% Dec 28, 1999 - Jan 29, 2001	-27.80% Aug 14, 2001 - May 6, 2002
#8	-28.55% Sep 14, 2018 - Feb 13, 2019	-25.37% Mar 4, 2005 - Sep 27, 2006
#9	-22.57% Sep 6, 2019 - Dec 20, 2019	-22.11% Dec 27, 2000 - Jul 10, 2001
#10	-19.01% Dec 30, 2013 - Jun 30, 2014	-21.62% May 15, 2002 - Dec 3, 2003
#11	-18.50% Dec 17, 2020 - Apr 15, 2021	-20.73% Jan 31, 2000 - May 15, 2000
#12	-17.03% Jul 16, 2015 - Feb 25, 2016	-20.10% Mar 5, 2014 - Nov 10, 2014
#13	-16.91% Jul 1, 2014 - Nov 7, 2014	-19.81% May 15, 2000 - Sep 5, 2000
#14	-16.79% Mar 7, 2024 - May 14, 2024	-18.12% Sep 5, 2000 - Oct 19, 2000
#15	-16.13% Sep 8, 2016 - Apr 25, 2017	-17.89% Jul 19, 2007 - Sep 28, 2007

Correlation

Correlation between FICO and PKG is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91

-101

Dividend Comparison (1999 - 2026)

FICO vs PKG dividend yield comparison.

Year	FICO	PKG
2026	0.00%	1.10%
2025	0.00%	2.42%
2024	0.00%	2.22%
2023	0.00%	3.07%
2022	0.00%	3.71%
2021	0.00%	2.94%
2020	0.00%	2.44%
2019	0.00%	2.82%
2018	0.00%	3.59%
2017	0.01%	2.09%
2016	0.07%	2.78%
2015	0.08%	3.49%
2014	0.11%	2.05%
2013	0.13%	2.39%
2012	0.19%	2.60%
2011	0.22%	3.17%
2010	0.34%	2.32%
2009	0.38%	2.61%
2008	0.47%	8.92%
2007	0.25%	3.72%
2006	0.20%	4.52%
2005	0.18%	4.36%
2004	0.20%	2.55%
2003	0.16%	0.69%
2002	0.17%	0.00%
2001	0.11%	0.00%
2000	0.16%	0.00%
1999	0.04%	0.00%