FICO vs PBA

Comparison between Fair Isaac Corp (FICO, Company) and Pembina Pipeline Corporation (PBA, Company).

FICO is from the Technology sector, while PBA is from the Energy sector.

5-Year PerformanceFICO has outperformed PBA, delivering a return of +19.7% compared to +15.2%

FICO vs PBA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FICO(COMPANY)	PBA(COMPANY)
Market Cap	$29B	$29B
Max Drawdown	79.46%	75.95%
Sharpe Ratio	-0.86	1.59
5Y Beta	0.96	0.28
Industry	Software - Application	Oil & Gas Midstream
P/E Ratio	38.40	23.36
Forward P/E	24.94	22.78
PEG Ratio	1.07	N/A
Dividend Yield	N/A	5.78%
5Y Dividends CAGR	4.56%	4.56%
5Y EPS CAGR	27.34%	N/A
Debt to Equity	-173.15%	82.35%
Free Cash Flow Yield	3.14%	5.01%

Market Cap

Winner

FICO

$29B

PBA

$29B

Max Drawdown

FICO

79.46%

Winner

PBA

75.95%

Sharpe Ratio

FICO

-0.86

Winner

PBA

1.59

5Y Beta

FICO

0.96

Winner

PBA

0.28

Industry

FICO

Software - Application

PBA

Oil & Gas Midstream

P/E Ratio

FICO

38.40

Winner

PBA

23.36

Forward P/E

FICO

24.94

Winner

PBA

22.78

PEG Ratio

FICO

1.07

PBA

N/A

Dividend Yield

FICO

N/A

PBA

5.78%

5Y Dividends CAGR

FICO

4.56%

PBA

4.56%

5Y EPS CAGR

FICO

27.34%

PBA

N/A

Debt to Equity

Winner

FICO

-173.15%

PBA

82.35%

Free Cash Flow Yield

FICO

3.14%

Winner

PBA

5.01%

FICO vs PBA - Historical Returns

Returns include dividend reinvestment.

Period	FICO	PBA
1 month	+15.86%	+15.88%
3 months	-8.77%	+14.11%
6 months	-28.39%	+30.96%
1 year	-39.22%	+38.06%
5 years(CAGR)	+19.71%	+15.17%
10 years(CAGR)	+27.67%	+11.51%
Max(CAGR)	+19.28%	+11.40%

FICO

+15.86%

Winner

PBA

+15.88%

FICO

-8.77%

Winner

PBA

+14.11%

FICO

-28.39%

Winner

PBA

+30.96%

FICO

-39.22%

Winner

PBA

+38.06%

5Y(CAGR)

Winner

FICO

+19.71%

PBA

+15.17%

10Y(CAGR)

Winner

FICO

+27.67%

PBA

+11.51%

Max(CAGR)

Winner

FICO

+19.28%

PBA

+11.40%

FICO vs PBA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FICO	PBA
2026	-25.03%	+29.20%
2025	-15.30%	+8.12%
2024	+76.01%	+13.81%
2023	+96.89%	+10.82%
2022	+35.08%	+16.48%
2021	-14.17%	+35.39%
2020	+33.46%	-30.17%
2019	+101.99%	+28.16%
2018	+21.91%	-14.54%
2017	+27.51%	+21.12%
2016	+28.20%	+52.20%
2015	+30.62%	-37.97%
2014	+17.58%	+8.64%
2013	+45.13%	+27.19%
2012	+15.02%	+2.51%
2011	+52.55%	+39.04%
2010	+8.32%	+5.93%
2009	+24.13%	N/A
2008	-46.15%	N/A
2007	-20.47%	N/A
2006	-10.02%	N/A
2005	+25.14%	N/A
2004	+13.49%	N/A
2003	+15.82%	N/A
2002	+3.59%	N/A
2001	+94.15%	N/A
2000	-3.14%	N/A
1999	+32.56%	N/A

FICO vs PBA Drawdown Comparison

The maximum drawdown for FICO was -79.25%, occurring on Mar 5, 2009. Recovery took 1747 trading sessions.

The maximum drawdown for PBA was -70.87%, occurring on Mar 18, 2020. Recovery took 512 trading sessions.

The current FICO drawdown is -48.29%. The current PBA drawdown is -0.59%.

Rank	FICO	PBA
#1	-79.25% Nov 22, 2005 - Nov 1, 2012	-70.87% Feb 19, 2020 - Mar 1, 2022
#2	-61.28% Nov 26, 2024 - Apr 10, 2026	-58.39% Sep 3, 2014 - Jul 11, 2019
#3	-50.90% Feb 19, 2020 - Jul 29, 2020	-27.35% Jun 7, 2022 - Jul 3, 2024
#4	-45.79% Jul 16, 2001 - Jan 23, 2003	-19.19% May 7, 2012 - Jan 10, 2013
#5	-43.66% Nov 3, 2003 - Sep 12, 2005	-17.91% Oct 17, 2024 - Oct 3, 2025
#6	-38.24% Jul 23, 2021 - Nov 10, 2022	-15.13% May 21, 2013 - Dec 17, 2013
#7	-33.68% Dec 28, 1999 - Jan 29, 2001	-14.83% Jul 25, 2011 - Oct 31, 2011
#8	-28.55% Sep 14, 2018 - Feb 13, 2019	-13.62% Dec 7, 2011 - Apr 25, 2012
#9	-22.57% Sep 6, 2019 - Dec 20, 2019	-12.07% Oct 3, 2025 - Jan 28, 2026
#10	-19.01% Dec 30, 2013 - Jun 30, 2014	-9.00% Jul 11, 2019 - Jan 9, 2020
#11	-18.50% Dec 17, 2020 - Apr 15, 2021	-8.49% Apr 20, 2022 - Jun 1, 2022
#12	-17.03% Jul 16, 2015 - Feb 25, 2016	-7.36% Mar 27, 2026 - Apr 30, 2026
#13	-16.91% Jul 1, 2014 - Nov 7, 2014	-6.02% Nov 3, 2010 - Dec 15, 2010
#14	-16.79% Mar 7, 2024 - May 14, 2024	-5.53% Jan 14, 2013 - Mar 5, 2013
#15	-16.13% Sep 8, 2016 - Apr 25, 2017	-5.45% Jul 24, 2014 - Aug 15, 2014

Correlation

Correlation between FICO and PBA is 0.85 which considered as a strong positive correlation - the stocks tend to move together.

0.85

-101

Dividend Comparison (1999 - 2026)

FICO vs PBA dividend yield comparison.

Year	FICO	PBA
2026	0.00%	1.05%
2025	0.00%	5.34%
2024	0.00%	5.39%
2023	0.00%	5.70%
2022	0.00%	5.78%
2021	0.00%	6.71%
2020	0.00%	8.56%
2019	0.00%	4.80%
2018	0.00%	5.80%
2017	0.01%	4.35%
2016	0.07%	4.19%
2015	0.08%	6.48%
2014	0.11%	4.27%
2013	0.13%	4.53%
2012	0.19%	5.61%
2011	0.22%	2.68%
2010	0.34%	1.77%
2009	0.38%	0.00%
2008	0.47%	0.00%
2007	0.25%	0.00%
2006	0.20%	0.00%
2005	0.18%	0.00%
2004	0.20%	0.00%
2003	0.16%	0.00%
2002	0.17%	0.00%
2001	0.11%	0.00%
2000	0.16%	0.00%
1999	0.04%	0.00%