FICO vs CNC

Comparison between Fair Isaac Corp (FICO, Company) and Centene Corp (CNC, Company).

FICO is from the Technology sector, while CNC is from the Healthcare sector.

5-Year PerformanceFICO has outperformed CNC, delivering a return of +19.7% compared to -4.1%

FICO vs CNC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FICO(COMPANY)	CNC(COMPANY)
Market Cap	$29B	$29B
Max Drawdown	79.46%	74.07%
Sharpe Ratio	-0.86	0.23
5Y Beta	0.96	0.19
Industry	Software - Application	Healthcare Plans
P/E Ratio	38.40	-4.44
Forward P/E	24.94	16.75
PEG Ratio	1.07	N/A
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	27.34%	N/A
Debt to Equity	-173.15%	76.40%
Free Cash Flow Yield	3.14%	24.72%

Market Cap

FICO

$29B

Winner

CNC

$29B

Max Drawdown

FICO

79.46%

Winner

CNC

74.07%

Sharpe Ratio

FICO

-0.86

Winner

CNC

0.23

5Y Beta

FICO

0.96

Winner

CNC

0.19

Industry

FICO

Software - Application

CNC

Healthcare Plans

P/E Ratio

FICO

38.40

Winner

CNC

-4.44

Forward P/E

FICO

24.94

Winner

CNC

16.75

PEG Ratio

FICO

1.07

CNC

N/A

5Y Dividends CAGR

FICO

4.56%

CNC

N/A

5Y EPS CAGR

FICO

27.34%

CNC

N/A

Debt to Equity

Winner

FICO

-173.15%

CNC

76.40%

Free Cash Flow Yield

FICO

3.14%

Winner

CNC

24.72%

FICO vs CNC - Historical Returns

Returns include dividend reinvestment.

Period	FICO	CNC
1 month	+15.86%	+52.10%
3 months	-8.77%	+34.76%
6 months	-28.39%	+67.30%
1 year	-39.22%	-5.96%
5 years(CAGR)	+19.71%	-4.09%
10 years(CAGR)	+27.67%	+7.37%
Max(CAGR)	+19.28%	+16.37%

FICO

+15.86%

Winner

CNC

+52.10%

FICO

-8.77%

Winner

CNC

+34.76%

FICO

-28.39%

Winner

CNC

+67.30%

FICO

-39.22%

Winner

CNC

-5.96%

5Y(CAGR)

Winner

FICO

+19.71%

CNC

-4.09%

10Y(CAGR)

Winner

FICO

+27.67%

CNC

+7.37%

Max(CAGR)

Winner

FICO

+19.28%

CNC

+16.37%

FICO vs CNC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FICO	CNC
2026	-25.03%	+39.47%
2025	-15.30%	-31.99%
2024	+76.01%	-21.15%
2023	+96.89%	-6.94%
2022	+35.08%	-0.77%
2021	-14.17%	+32.71%
2020	+33.46%	-2.99%
2019	+101.99%	+11.27%
2018	+21.91%	+12.39%
2017	+27.51%	+73.01%
2016	+28.20%	-14.42%
2015	+30.62%	+26.02%
2014	+17.58%	+75.90%
2013	+45.13%	+42.53%
2012	+15.02%	+2.47%
2011	+52.55%	+49.85%
2010	+8.32%	+16.77%
2009	+24.13%	+8.18%
2008	-46.15%	-28.54%
2007	-20.47%	+11.41%
2006	-10.02%	-7.11%
2005	+25.14%	-8.30%
2004	+13.49%	+97.08%
2003	+15.82%	+21.78%
2002	+3.59%	+52.69%
2001	+94.15%	+27.62%
2000	-3.14%	N/A
1999	+32.56%	N/A

FICO vs CNC Drawdown Comparison

The maximum drawdown for FICO was -79.25%, occurring on Mar 5, 2009. Recovery took 1747 trading sessions.

The maximum drawdown for CNC was -74.07%, occurring on Aug 6, 2025. This drawdown has not yet recovered.

The current FICO drawdown is -48.29%. The current CNC drawdown is -40.06%.

Rank	FICO	CNC
#1	-79.25% Nov 22, 2005 - Nov 1, 2012	-74.07% Aug 15, 2022 - Aug 6, 2025
#2	-61.28% Nov 26, 2024 - Apr 10, 2026	-64.42% Jul 20, 2005 - Jul 7, 2011
#3	-50.90% Feb 19, 2020 - Jul 29, 2020	-47.17% Apr 5, 2012 - May 13, 2013
#4	-45.79% Jul 16, 2001 - Jan 23, 2003	-41.82% Aug 29, 2018 - May 21, 2021
#5	-43.66% Nov 3, 2003 - Sep 12, 2005	-37.80% Jun 25, 2015 - Jun 22, 2017
#6	-38.24% Jul 23, 2021 - Nov 10, 2022	-31.70% Dec 30, 2002 - Jun 3, 2003
#7	-33.68% Dec 28, 1999 - Jan 29, 2001	-30.50% Jul 7, 2011 - Nov 30, 2011
#8	-28.55% Sep 14, 2018 - Feb 13, 2019	-27.97% Feb 16, 2005 - Jul 8, 2005
#9	-22.57% Sep 6, 2019 - Dec 20, 2019	-27.37% Jun 28, 2002 - Oct 30, 2002
#10	-19.01% Dec 30, 2013 - Jun 30, 2014	-25.21% Oct 27, 2003 - May 26, 2004
#11	-18.50% Dec 17, 2020 - Apr 15, 2021	-22.48% Apr 23, 2002 - Jun 28, 2002
#12	-17.03% Jul 16, 2015 - Feb 25, 2016	-20.04% Jul 12, 2021 - Nov 9, 2021
#13	-16.91% Jul 1, 2014 - Nov 7, 2014	-18.26% Oct 16, 2013 - Apr 24, 2014
#14	-16.79% Mar 7, 2024 - May 14, 2024	-17.48% Nov 20, 2002 - Dec 24, 2002
#15	-16.13% Sep 8, 2016 - Apr 25, 2017	-16.03% Jul 29, 2003 - Sep 16, 2003