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FICO vs CINF

Comparison between Fair Isaac Corp (FICO, Company) and Cincinnati Financial Corp (CINF, Company).

FICO is from the Technology sector, while CINF is from the Financial Services sector.

5-Year PerformanceFICO has outperformed CINF, delivering a return of +17.8% compared to +8.7%

FICO vs CINF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
FICO
$25B
Winner
CINF
$25B
Max Drawdown
FICO
79.46%
Winner
CINF
63.11%
Sharpe Ratio
FICO
-0.95
Winner
CINF
0.57
5Y Beta
FICO
0.96
Winner
CINF
0.58
Industry
FICO
Software - Application
CINF
Insurance - Property & Casualty
P/E Ratio
FICO
33.26
Winner
CINF
12.57
Forward P/E
FICO
23.64
Winner
CINF
18.69
PEG Ratio
Winner
FICO
0.93
CINF
1.08
Dividend Yield
FICO
N/A
CINF
2.19%
5Y Dividends CAGR
FICO
4.56%
Winner
CINF
12.71%
5Y EPS CAGR
Winner
FICO
27.34%
CINF
22.45%
Debt to Equity
Winner
FICO
-173.15%
CINF
5.03%
Free Cash Flow Yield
FICO
3.62%
Winner
CINF
13.80%
P/S Ratio
FICO
10.97
Winner
CINF
1.92
P/B Ratio
FICO
82.33
Winner
CINF
1.58

FICO vs CINF - Historical Returns

Returns include dividend reinvestment.

1M
Winner
FICO
+3.15%
CINF
-1.07%
3M
FICO
-17.94%
Winner
CINF
-3.70%
6M
FICO
-35.26%
Winner
CINF
-0.81%
1Y
FICO
-46.51%
Winner
CINF
+12.63%
5Y(CAGR)
Winner
FICO
+17.81%
CINF
+8.70%
10Y(CAGR)
Winner
FICO
+26.48%
CINF
+12.09%
Max(CAGR)
Winner
FICO
+18.91%
CINF
+9.45%

FICO vs CINF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearFICOCINF
2026-31.45%+0.60%
2025-15.30%+17.25%
2024+76.01%+39.23%
2023+96.89%+2.35%
2022+35.08%-7.20%
2021-14.17%+37.81%
2020+33.46%-14.89%
2019+101.99%+42.18%
2018+21.91%+8.99%
2017+27.51%+2.29%
2016+28.20%+35.23%
2015+30.62%+19.51%
2014+17.58%+4.46%
2013+45.13%+35.98%
2012+15.02%+33.56%
2011+52.55%-0.40%
2010+8.32%+26.24%
2009+24.13%-3.35%
2008-46.15%-20.17%
2007-20.47%-10.80%
2006-10.02%+3.88%
2005+25.14%+3.48%
2004+13.49%+8.25%
2003+15.82%+10.85%
2002+3.59%+1.39%
2001+94.15%-1.59%
2000-3.14%+32.38%
1999+32.56%-10.56%

FICO vs CINF Drawdown Comparison

The maximum drawdown for FICO was -79.25%, occurring on Mar 5, 2009. Recovery took 1747 trading sessions.

The maximum drawdown for CINF was -59.58%, occurring on Mar 9, 2009. Recovery took 1426 trading sessions.

The current FICO drawdown is -52.72%. The current CINF drawdown is -5.90%.

RankFICOCINF
#1-79.25%
Nov 22, 2005 - Nov 1, 2012
-59.58%
Oct 18, 2006 - Jun 18, 2012
#2-61.28%
Nov 26, 2024 - Apr 10, 2026
-58.14%
Oct 4, 2019 - Apr 30, 2021
#3-50.90%
Feb 19, 2020 - Jul 29, 2020
-35.76%
Apr 20, 2022 - Aug 23, 2024
#4-45.79%
Jul 16, 2001 - Jan 23, 2003
-29.74%
May 1, 2002 - Mar 3, 2004
#5-43.66%
Nov 3, 2003 - Sep 12, 2005
-26.60%
Nov 8, 1999 - Mar 31, 2000
#6-38.24%
Jul 23, 2021 - Nov 10, 2022
-26.27%
May 2, 2000 - May 31, 2001
#7-33.68%
Dec 28, 1999 - Jan 29, 2001
-20.03%
Nov 27, 2024 - Sep 26, 2025
#8-28.55%
Sep 14, 2018 - Feb 13, 2019
-15.30%
Mar 7, 2005 - Dec 1, 2005
#9-22.57%
Sep 6, 2019 - Dec 20, 2019
-14.71%
Aug 3, 2017 - Sep 17, 2018
#10-19.01%
Dec 30, 2013 - Jun 30, 2014
-13.91%
Nov 27, 2013 - Nov 5, 2014
#11-18.50%
Dec 17, 2020 - Apr 15, 2021
-13.23%
Oct 4, 2001 - Mar 15, 2002
#12-17.03%
Jul 16, 2015 - Feb 25, 2016
-13.01%
Mar 5, 2004 - Nov 26, 2004
#13-16.91%
Jul 1, 2014 - Nov 7, 2014
-12.34%
Oct 28, 2021 - Feb 16, 2022
#14-16.79%
Mar 7, 2024 - May 14, 2024
-12.09%
Dec 3, 2018 - Feb 4, 2019
#15-16.13%
Sep 8, 2016 - Apr 25, 2017
-11.76%
Sep 2, 2016 - Dec 7, 2016

Correlation

Correlation between FICO and CINF is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

Dividend Comparison (1999 - 2026)

FICO vs CINF dividend yield comparison.

YearFICOCINF
20260.00%0.58%
20250.00%2.13%
20240.00%2.25%
20230.00%2.90%
20220.00%2.70%
20210.00%2.21%
20200.00%2.75%
20190.00%2.13%
20180.00%2.74%
20170.01%3.33%
20160.07%2.53%
20150.08%3.89%
20140.11%3.40%
20130.13%3.16%
20120.19%4.14%
20110.22%5.27%
20100.34%5.02%
20090.38%5.98%
20080.47%5.37%
20070.25%3.59%
20060.20%2.96%
20050.18%2.73%
20040.20%2.49%
20030.16%2.40%
20020.17%2.37%
20010.11%2.20%
20000.16%1.92%
19990.04%0.55%

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