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CINF vs SPY

Comparison between Cincinnati Financial Corp (CINF, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed CINF, delivering a return of +13.3% compared to +8.7%

CINF vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
CINF
$25B
Winner
SPY
$652B
Expense Ratio
CINF
N/A
SPY
0.09%
Max Drawdown
CINF
63.11%
Winner
SPY
56.47%
Sharpe Ratio
CINF
0.57
Winner
SPY
2.07
5Y Beta
Winner
CINF
0.58
SPY
1.00
Industry
CINF
Insurance - Property & Casualty
SPY
N/A
P/E Ratio
Winner
CINF
12.57
SPY
28.24
Forward P/E
Winner
CINF
18.69
SPY
21.85
PEG Ratio
CINF
1.08
SPY
N/A
Dividend Yield
CINF
2.19%
SPY
N/A
5Y Dividends CAGR
Winner
CINF
12.71%
SPY
5.43%
5Y EPS CAGR
CINF
22.45%
Winner
SPY
25.79%
Debt to Equity
Winner
CINF
5.03%
SPY
22.35%
Free Cash Flow Yield
CINF
13.80%
SPY
N/A
P/S Ratio
Winner
CINF
1.92
SPY
3.55
P/B Ratio
Winner
CINF
1.58
SPY
5.29

CINF vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
CINF
-1.07%
Winner
SPY
+9.11%
3M
CINF
-3.70%
Winner
SPY
+6.59%
6M
CINF
-0.81%
Winner
SPY
+10.56%
1Y
CINF
+12.63%
Winner
SPY
+32.04%
5Y(CAGR)
CINF
+8.70%
Winner
SPY
+13.35%
10Y(CAGR)
CINF
+12.09%
Winner
SPY
+15.49%
Max(CAGR)
Winner
CINF
+9.45%
SPY
+8.50%

CINF vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearCINFSPY
2026+0.60%+8.27%
2025+17.25%+18.00%
2024+39.23%+25.59%
2023+2.35%+26.72%
2022-7.20%-18.64%
2021+37.81%+30.52%
2020-14.89%+17.28%
2019+42.18%+31.09%
2018+8.99%-5.24%
2017+2.29%+20.78%
2016+35.23%+13.59%
2015+19.51%+1.31%
2014+4.46%+14.56%
2013+35.98%+29.00%
2012+33.56%+14.17%
2011-0.40%+0.85%
2010+26.24%+13.14%
2009-3.35%+22.67%
2008-20.17%-36.25%
2007-10.80%+5.32%
2006+3.88%+13.85%
2005+3.48%+5.32%
2004+8.25%+10.75%
2003+10.85%+24.18%
2002+1.39%-22.42%
2001-1.59%-10.13%
2000+32.38%-8.84%
1999-10.56%+8.61%

CINF vs SPY Drawdown Comparison

The maximum drawdown for CINF was -59.58%, occurring on Mar 9, 2009. Recovery took 1426 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current CINF drawdown is -5.90%.

RankCINFSPY
#1-59.58%
Oct 18, 2006 - Jun 18, 2012
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-58.14%
Oct 4, 2019 - Apr 30, 2021
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-35.76%
Apr 20, 2022 - Aug 23, 2024
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-29.74%
May 1, 2002 - Mar 3, 2004
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-26.60%
Nov 8, 1999 - Mar 31, 2000
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-26.27%
May 2, 2000 - May 31, 2001
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-20.03%
Nov 27, 2024 - Sep 26, 2025
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-15.30%
Mar 7, 2005 - Dec 1, 2005
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-14.71%
Aug 3, 2017 - Sep 17, 2018
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-13.91%
Nov 27, 2013 - Nov 5, 2014
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-13.23%
Oct 4, 2001 - Mar 15, 2002
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-13.01%
Mar 5, 2004 - Nov 26, 2004
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-12.34%
Oct 28, 2021 - Feb 16, 2022
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-12.09%
Dec 3, 2018 - Feb 4, 2019
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-11.76%
Sep 2, 2016 - Dec 7, 2016
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between CINF and SPY is 0.98 which considered as a very strong positive correlation - the stocks move almost identically together.

0.98
-101

Dividend Comparison (1999 - 2026)

CINF vs SPY dividend yield comparison.

YearCINFSPY
20260.58%0.24%
20252.13%1.07%
20242.25%1.21%
20232.90%1.40%
20222.70%1.65%
20212.21%1.20%
20202.75%1.52%
20192.13%1.75%
20182.74%2.04%
20173.33%1.80%
20162.53%2.03%
20153.89%2.06%
20143.40%1.87%
20133.16%1.81%
20124.14%2.18%
20115.27%2.05%
20105.02%1.80%
20095.98%1.95%
20085.37%3.02%
20073.59%1.85%
20062.96%1.73%
20052.73%1.73%
20042.49%1.82%
20032.40%1.47%
20022.37%1.70%
20012.20%1.25%
20001.92%1.15%
19990.55%0.24%

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