FGN vs CBU

Comparison between F&G Annuities & Life Inc (FGN, Company) and Community Bank System Inc (CBU, Company).

FGN vs CBU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FGN(COMPANY)	CBU(COMPANY)
Market Cap	$3.36B	$3.36B
Max Drawdown	14.58%	54.44%
Sharpe Ratio	0.28	0.58
5Y Beta	0.15	0.87
Industry	N/A	Banks - Regional
P/E Ratio	6.31	15.75
Forward P/E	N/A	15.77
PEG Ratio	N/A	0.74
Dividend Yield	N/A	2.93%
5Y Dividends CAGR	N/A	2.29%
5Y EPS CAGR	N/A	3.55%
Debt to Equity	48.24%	0.00%
Free Cash Flow Yield	N/A	7.20%
P/S Ratio	N/A	4.07
P/B Ratio	N/A	1.66

Market Cap

Winner

FGN

$3.36B

CBU

$3.36B

Max Drawdown

Winner

FGN

14.58%

CBU

54.44%

Sharpe Ratio

FGN

0.28

Winner

CBU

0.58

5Y Beta

Winner

FGN

0.15

CBU

0.87

Industry

FGN

N/A

CBU

Banks - Regional

P/E Ratio

Winner

FGN

6.31

CBU

15.75

Forward P/E

FGN

N/A

CBU

15.77

PEG Ratio

FGN

N/A

CBU

0.74

Dividend Yield

FGN

N/A

CBU

2.93%

5Y Dividends CAGR

FGN

N/A

CBU

2.29%

5Y EPS CAGR

FGN

N/A

CBU

3.55%

Debt to Equity

FGN

48.24%

Winner

CBU

0.00%

Free Cash Flow Yield

FGN

N/A

CBU

7.20%

P/S Ratio

FGN

N/A

CBU

4.07

P/B Ratio

FGN

N/A

CBU

1.66

FGN vs CBU - Historical Returns

Returns include dividend reinvestment.

Period	FGN	CBU
1 month	+0.09%	+1.55%
3 months	-2.33%	+1.80%
6 months	-2.44%	+13.08%
1 year	+4.98%	+16.88%
5 years(CAGR)	N/A	-1.81%
10 years(CAGR)	N/A	+7.82%
Max(CAGR)	+6.83%	+9.72%

FGN

+0.09%

Winner

CBU

+1.55%

FGN

-2.33%

Winner

CBU

+1.80%

FGN

-2.44%

Winner

CBU

+13.08%

FGN

+4.98%

Winner

CBU

+16.88%

5Y(CAGR)

FGN

N/A

CBU

-1.81%

10Y(CAGR)

FGN

N/A

CBU

+7.82%

Max(CAGR)

FGN

+6.83%

Winner

CBU

+9.72%

FGN vs CBU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FGN	CBU
2026	-0.66%	+10.03%
2025	+3.77%	-2.88%
2024	+9.39%	+21.47%
2023	+2.14%	-13.25%
2022	N/A	-13.90%
2021	N/A	+22.82%
2020	N/A	-9.71%
2019	N/A	+22.82%
2018	N/A	+10.84%
2017	N/A	-10.99%
2016	N/A	+64.39%
2015	N/A	+9.46%
2014	N/A	+0.74%
2013	N/A	+44.86%
2012	N/A	+0.56%
2011	N/A	+2.57%
2010	N/A	+47.64%
2009	N/A	-14.82%
2008	N/A	+29.07%
2007	N/A	-11.56%
2006	N/A	+4.38%
2005	N/A	-14.00%
2004	N/A	+19.34%
2003	N/A	+58.16%
2002	N/A	+24.44%
2001	N/A	+8.33%
2000	N/A	+12.98%
1999	N/A	-11.65%

FGN vs CBU Drawdown Comparison

The maximum drawdown for FGN was -9.50%, occurring on Apr 11, 2025. Recovery took 137 trading sessions.

The maximum drawdown for CBU was -53.42%, occurring on Mar 9, 2009. Recovery took 568 trading sessions.

The current FGN drawdown is -3.56%. The current CBU drawdown is -10.13%.

Rank	FGN	CBU
#1	-9.50% Nov 29, 2024 - Jun 20, 2025	-53.42% Sep 19, 2008 - Dec 21, 2010
#2	-8.89% Sep 17, 2025 - Mar 12, 2026	-51.06% Mar 12, 2021 - Oct 24, 2023
#3	-3.63% Jun 20, 2025 - Jul 31, 2025	-34.00% Dec 31, 2004 - Mar 20, 2008
#4	-2.44% Nov 8, 2024 - Nov 29, 2024	-31.84% Jan 16, 2020 - Jan 22, 2021
#5	-2.24% Jul 22, 2024 - Aug 26, 2024	-23.48% Nov 19, 1999 - Sep 27, 2000
#6	-2.06% Sep 30, 2024 - Nov 5, 2024	-23.21% Jan 23, 2004 - Aug 27, 2004
#7	-1.94% Dec 26, 2023 - Feb 15, 2024	-22.89% Apr 28, 2008 - Sep 18, 2008
#8	-1.73% Aug 20, 2025 - Sep 8, 2025	-22.13% Dec 22, 2010 - Dec 22, 2011
#9	-1.56% Aug 1, 2025 - Aug 20, 2025	-20.32% Jan 4, 2017 - May 17, 2018
#10	-1.48% Mar 27, 2024 - May 15, 2024	-19.44% Nov 30, 2015 - Jun 23, 2016
#11	-1.03% May 15, 2024 - May 31, 2024	-18.57% May 3, 2002 - Jan 13, 2003
#12	-0.84% Mar 8, 2024 - Mar 22, 2024	-17.22% Aug 22, 2018 - Apr 24, 2019
#13	-0.83% Sep 20, 2024 - Sep 30, 2024	-16.51% Dec 26, 2013 - Jun 26, 2015
#14	-0.80% Jun 12, 2024 - Jul 5, 2024	-15.18% Aug 21, 2001 - Feb 22, 2002
#15	-0.61% Sep 8, 2025 - Sep 11, 2025	-14.91% Sep 27, 2000 - Jan 4, 2001

Correlation

Correlation between FGN and CBU is 0.74 which considered as a strong positive correlation - the stocks tend to move together.

0.74

-101

Dividend Comparison (1999 - 2026)

FGN vs CBU dividend yield comparison.

Year	FGN	CBU
2026	1.99%	0.74%
2025	7.81%	3.24%
2024	7.78%	2.95%
2023	0.00%	3.42%
2022	0.00%	2.76%
2021	0.00%	2.28%
2020	0.00%	2.66%
2019	0.00%	2.23%
2018	0.00%	2.47%
2017	0.00%	2.46%
2016	0.00%	2.04%
2015	0.00%	3.05%
2014	0.00%	3.04%
2013	0.00%	2.77%
2012	0.00%	3.87%
2011	0.00%	3.60%
2010	0.00%	3.38%
2009	0.00%	4.56%
2008	0.00%	3.53%
2007	0.00%	4.13%
2006	0.00%	3.39%
2005	0.00%	3.28%
2004	0.00%	2.41%
2003	0.00%	2.49%
2002	0.00%	3.57%
2001	0.00%	4.12%
2000	0.00%	4.20%
1999	0.00%	1.08%