FFNW vs JFIN

Comparison between First Financial Northwest Inc (FFNW, Company) and Jiayin Group Inc (JFIN, Company).

Both FFNW and JFIN are from the Financial Services sector.

5-Year PerformanceFFNW has outperformed JFIN, delivering a return of +27.6% compared to -2.1%

FFNW vs JFIN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FFNW(COMPANY)	JFIN(COMPANY)
Market Cap	$208M	$208M
Max Drawdown	72.29%	92.53%
Sharpe Ratio	0.96	-2.56
5Y Beta	0.17	1.00
Industry	Banks - Regional	Credit Services
P/E Ratio	196.79	0.95
Forward P/E	11.39	1.83
PEG Ratio	1.96	0.02
Dividend Yield	2.30%	19.70%
5Y Dividends CAGR	126.65%	N/A
5Y EPS CAGR	-35.53%	42.44%
Debt to Equity	68.09%	13.55%
Free Cash Flow Yield	0.34%	42.69%
P/S Ratio	2.60	0.03
P/B Ratio	1.29	0.32

Market Cap

Winner

FFNW

$208M

JFIN

$208M

Max Drawdown

Winner

FFNW

72.29%

JFIN

92.53%

Sharpe Ratio

Winner

FFNW

0.96

JFIN

-2.56

5Y Beta

Winner

FFNW

0.17

JFIN

1.00

Industry

FFNW

Banks - Regional

JFIN

Credit Services

P/E Ratio

FFNW

196.79

Winner

JFIN

0.95

Forward P/E

FFNW

11.39

Winner

JFIN

1.83

PEG Ratio

FFNW

1.96

Winner

JFIN

0.02

Dividend Yield

FFNW

2.30%

Winner

JFIN

19.70%

5Y Dividends CAGR

FFNW

126.65%

JFIN

N/A

5Y EPS CAGR

FFNW

-35.53%

Winner

JFIN

42.44%

Debt to Equity

FFNW

68.09%

Winner

JFIN

13.55%

Free Cash Flow Yield

FFNW

0.34%

Winner

JFIN

42.69%

P/S Ratio

FFNW

2.60

Winner

JFIN

0.03

P/B Ratio

FFNW

1.29

Winner

JFIN

0.32

FFNW vs JFIN - Historical Returns

Returns include dividend reinvestment.

Period	FFNW	JFIN
1 month	+0.00%	-17.01%
3 months	+0.00%	-33.06%
6 months	N/A	-41.89%
1 year	+0.00%	-77.59%
5 years(CAGR)	+27.65%	-2.15%
10 years(CAGR)	+15.78%	N/A
Max(CAGR)	+9.50%	-14.04%

Winner

FFNW

+0.00%

JFIN

-17.01%

Winner

FFNW

+0.00%

JFIN

-33.06%

FFNW

N/A

JFIN

-41.89%

Winner

FFNW

+0.00%

JFIN

-77.59%

5Y(CAGR)

Winner

FFNW

+27.65%

JFIN

-2.15%

10Y(CAGR)

FFNW

+15.78%

JFIN

N/A

Max(CAGR)

Winner

FFNW

+9.50%

JFIN

-14.04%

FFNW vs JFIN - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	FFNW	JFIN
2026	+0.00%	-32.72%
2025	+108.22%	-7.47%
2024	+61.59%	+47.03%
2023	-3.87%	+137.98%
2022	-4.53%	-0.43%
2021	+47.56%	-30.38%
2020	-20.66%	-42.23%
2019	-0.46%	-67.43%
2018	+2.41%	N/A
2017	-19.77%	N/A
2016	+47.09%	N/A
2015	+18.12%	N/A
2014	+20.22%	N/A
2013	+31.80%	N/A
2012	+29.39%	N/A
2011	+47.50%	N/A
2010	-41.81%	N/A
2009	-27.03%	N/A
2008	-3.28%	N/A
2007	-16.11%	N/A

FFNW vs JFIN Drawdown Comparison

The maximum drawdown for FFNW was -69.87%, occurring on Nov 30, 2010. Recovery took 1444 trading sessions.

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The current JFIN drawdown is -77.59%.

Rank	FFNW	JFIN
#1	-69.87% Oct 10, 2007 - Jul 8, 2013	-92.53% May 16, 2019 - Jun 6, 2025
#2	-59.59% Jul 10, 2018 - Jan 11, 2024	-78.75% Jun 12, 2025 - Jun 5, 2026
#3	-27.99% Jan 27, 2017 - Jun 7, 2018	-13.93% May 10, 2019 - May 16, 2019
#4	-15.44% Oct 17, 2024 - Apr 23, 2025	-3.68% Jun 6, 2025 - Jun 12, 2025
#5	-10.77% Aug 26, 2014 - Oct 28, 2014	N/A
#6	-10.09% Dec 29, 2015 - Jul 13, 2016	N/A
#7	-9.03% Jul 9, 2013 - May 22, 2014	N/A
#8	-7.58% Feb 6, 2015 - Jun 29, 2015	N/A
#9	-7.04% Oct 31, 2016 - Nov 11, 2016	N/A
#10	-6.73% Jun 11, 2018 - Jul 10, 2018	N/A
#11	-6.60% Jul 6, 2015 - Oct 23, 2015	N/A
#12	-6.58% Jun 5, 2014 - Aug 26, 2014	N/A
#13	-6.36% Aug 5, 2016 - Sep 21, 2016	N/A
#14	-6.16% Dec 27, 2016 - Jan 27, 2017	N/A
#15	-5.89% Jul 17, 2024 - Aug 28, 2024	N/A

Correlation

Correlation between FFNW and JFIN is 0.38 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.38

-101

Dividend Comparison (2008 - 2025)

FFNW vs JFIN dividend yield comparison.

Year	FFNW	JFIN
2025	97.52%	13.79%
2024	1.20%	14.13%
2023	3.86%	15.06%
2022	3.20%	0.00%
2021	2.72%	0.00%
2020	3.51%	0.00%
2019	2.34%	0.00%
2018	2.00%	0.00%
2017	1.74%	0.00%
2016	1.22%	0.00%
2015	1.72%	0.00%
2014	1.66%	0.00%
2013	1.16%	0.00%
2010	2.13%	0.00%
2009	5.19%	0.00%
2008	2.57%	0.00%