JFIN vs PPIH

Comparison between Jiayin Group Inc (JFIN, Company) and Perma-Pipe International Holdings Inc (PPIH, Company).

JFIN is from the Financial Services sector, while PPIH is from the Industrials sector.

5-Year PerformancePPIH has outperformed JFIN, delivering a return of +28.7% compared to -2.1%

JFIN vs PPIH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JFIN(COMPANY)	PPIH(COMPANY)
Market Cap	$208M	$208M
Max Drawdown	92.53%	58.53%
Sharpe Ratio	-2.56	1.07
5Y Beta	1.00	1.50
Industry	Credit Services	Building Products & Equipment
P/E Ratio	0.95	14.97
Forward P/E	1.83	27.62
PEG Ratio	0.02	1.21
Dividend Yield	19.70%	N/A
5Y EPS CAGR	42.44%	N/A
Debt to Equity	13.55%	32.06%
Free Cash Flow Yield	42.69%	1.81%
P/S Ratio	0.03	0.98
P/B Ratio	0.32	2.23

Market Cap

Winner

JFIN

$208M

PPIH

$208M

Max Drawdown

JFIN

92.53%

Winner

PPIH

58.53%

Sharpe Ratio

JFIN

-2.56

Winner

PPIH

1.07

5Y Beta

Winner

JFIN

1.00

PPIH

1.50

Industry

JFIN

Credit Services

PPIH

Building Products & Equipment

P/E Ratio

Winner

JFIN

0.95

PPIH

14.97

Forward P/E

Winner

JFIN

1.83

PPIH

27.62

PEG Ratio

Winner

JFIN

0.02

PPIH

1.21

Dividend Yield

JFIN

19.70%

PPIH

N/A

5Y EPS CAGR

JFIN

42.44%

PPIH

N/A

Debt to Equity

Winner

JFIN

13.55%

PPIH

32.06%

Free Cash Flow Yield

Winner

JFIN

42.69%

PPIH

1.81%

P/S Ratio

Winner

JFIN

0.03

PPIH

0.98

P/B Ratio

Winner

JFIN

0.32

PPIH

2.23

JFIN vs PPIH - Historical Returns

Returns include dividend reinvestment.

Period	JFIN	PPIH
1 month	-17.01%	-22.47%
3 months	-33.06%	-9.49%
6 months	-41.89%	-22.18%
1 year	-77.59%	+74.06%
5 years(CAGR)	-2.15%	+28.73%
10 years(CAGR)	N/A	+13.58%
Max(CAGR)	-14.04%	+13.92%

Winner

JFIN

-17.01%

PPIH

-22.47%

JFIN

-33.06%

Winner

PPIH

-9.49%

JFIN

-41.89%

Winner

PPIH

-22.18%

JFIN

-77.59%

Winner

PPIH

+74.06%

5Y(CAGR)

JFIN

-2.15%

Winner

PPIH

+28.73%

10Y(CAGR)

JFIN

N/A

PPIH

+13.58%

Max(CAGR)

JFIN

-14.04%

Winner

PPIH

+13.92%

JFIN vs PPIH - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	JFIN	PPIH
2026	-32.72%	-17.04%
2025	-7.47%	+109.52%
2024	+47.03%	+84.11%
2023	+137.98%	-14.51%
2022	-0.43%	+9.50%
2021	-30.38%	+41.14%
2020	-42.23%	-33.95%
2019	-67.43%	+6.71%
2018	N/A	-1.69%
2017	N/A	+11.80%
2016	N/A	+24.42%

JFIN vs PPIH Drawdown Comparison

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The maximum drawdown for PPIH was -58.53%, occurring on Nov 13, 2023. Recovery took 626 trading sessions.

The current JFIN drawdown is -77.59%. The current PPIH drawdown is -28.14%.

Rank	JFIN	PPIH
#1	-92.53% May 16, 2019 - Jun 6, 2025	-58.53% May 25, 2022 - Nov 20, 2024
#2	-78.75% Jun 12, 2025 - Jun 5, 2026	-48.00% Jun 13, 2018 - Apr 20, 2022
#3	-13.93% May 10, 2019 - May 16, 2019	-45.77% Dec 11, 2024 - Jun 13, 2025
#4	-3.68% Jun 6, 2025 - Jun 12, 2025	-31.45% Sep 10, 2025 - Dec 26, 2025
#5	N/A	-28.39% Apr 14, 2026 - Jun 9, 2026
#6	N/A	-21.41% Jan 27, 2017 - Nov 29, 2017
#7	N/A	-17.17% Feb 24, 2026 - Apr 13, 2026
#8	N/A	-15.97% Jul 22, 2025 - Aug 5, 2025
#9	N/A	-14.81% May 6, 2022 - May 25, 2022
#10	N/A	-13.81% Jan 6, 2016 - Feb 1, 2016
#11	N/A	-13.44% Mar 17, 2016 - May 25, 2016
#12	N/A	-12.43% Dec 26, 2025 - Feb 11, 2026
#13	N/A	-10.25% May 31, 2016 - Aug 8, 2016
#14	N/A	-9.77% Jan 23, 2018 - May 10, 2018
#15	N/A	-8.38% Dec 7, 2016 - Jan 9, 2017