FFIN vs VVV

Comparison between First Financial Bankshares Inc (FFIN, Company) and Valvoline Inc (VVV, Company).

FFIN is from the Financial Services sector, while VVV is from the Consumer Cyclical sector.

5-Year PerformanceVVV has outperformed FFIN, delivering a return of +5.7% compared to -4.6%

FFIN vs VVV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FFIN(COMPANY)	VVV(COMPANY)
Market Cap	$5.04B	$5.02B
Max Drawdown	57.58%	64.02%
Sharpe Ratio	-0.20	0.29
5Y Beta	0.85	0.72
Industry	Banks - Regional	Auto & Truck Dealerships
P/E Ratio	20.01	53.60
Forward P/E	24.57	17.89
PEG Ratio	1.04	1.10
Dividend Yield	2.24%	N/A
5Y Dividends CAGR	13.51%	13.07%
5Y EPS CAGR	8.56%	-1.07%
Debt to Equity	1.15%	469.47%
Free Cash Flow Yield	6.43%	1.99%
P/S Ratio	7.98	2.67
P/B Ratio	2.56	14.05

Market Cap

Winner

FFIN

$5.04B

VVV

$5.02B

Max Drawdown

Winner

FFIN

57.58%

VVV

64.02%

Sharpe Ratio

FFIN

-0.20

Winner

VVV

0.29

5Y Beta

FFIN

0.85

Winner

VVV

0.72

Industry

FFIN

Banks - Regional

VVV

Auto & Truck Dealerships

P/E Ratio

Winner

FFIN

20.01

VVV

53.60

Forward P/E

FFIN

24.57

Winner

VVV

17.89

PEG Ratio

Winner

FFIN

1.04

VVV

1.10

Dividend Yield

FFIN

2.24%

VVV

N/A

5Y Dividends CAGR

Winner

FFIN

13.51%

VVV

13.07%

5Y EPS CAGR

Winner

FFIN

8.56%

VVV

-1.07%

Debt to Equity

Winner

FFIN

1.15%

VVV

469.47%

Free Cash Flow Yield

Winner

FFIN

6.43%

VVV

1.99%

P/S Ratio

FFIN

7.98

Winner

VVV

2.67

P/B Ratio

Winner

FFIN

2.56

VVV

14.05

FFIN vs VVV - Historical Returns

Returns include dividend reinvestment.

Period	FFIN	VVV
1 month	+5.11%	+5.09%
3 months	+8.52%	+16.75%
6 months	+4.21%	+21.38%
1 year	-4.97%	+10.04%
5 years(CAGR)	-4.56%	+5.74%
10 years(CAGR)	+9.25%	+6.72%
Max(CAGR)	+12.88%	+6.72%

Winner

FFIN

+5.11%

VVV

+5.09%

FFIN

+8.52%

Winner

VVV

+16.75%

FFIN

+4.21%

Winner

VVV

+21.38%

FFIN

-4.97%

Winner

VVV

+10.04%

5Y(CAGR)

FFIN

-4.56%

Winner

VVV

+5.74%

10Y(CAGR)

Winner

FFIN

+9.25%

VVV

+6.72%

Max(CAGR)

Winner

FFIN

+12.88%

VVV

+6.72%

FFIN vs VVV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FFIN	VVV
2026	+17.36%	+36.65%
2025	-14.18%	-18.92%
2024	+22.54%	-1.52%
2023	-8.93%	+14.43%
2022	-31.61%	-10.76%
2021	+43.63%	+66.62%
2020	+4.82%	+11.76%
2019	+22.84%	+11.64%
2018	+30.54%	-22.17%
2017	+1.45%	+17.75%
2016	+58.86%	-6.70%
2015	+4.25%	N/A
2014	-6.05%	N/A
2013	+63.85%	N/A
2012	+16.91%	N/A
2011	-2.23%	N/A
2010	-4.09%	N/A
2009	+2.14%	N/A
2008	+53.74%	N/A
2007	-7.39%	N/A
2006	+17.70%	N/A
2005	+8.24%	N/A
2004	+10.62%	N/A
2003	+36.80%	N/A
2002	+32.74%	N/A
2001	+26.14%	N/A
2000	+10.47%	N/A
1999	-7.28%	N/A

FFIN vs VVV Drawdown Comparison

The maximum drawdown for FFIN was -55.96%, occurring on Oct 20, 2023. This drawdown has not yet recovered.

The maximum drawdown for VVV was -62.45%, occurring on Mar 23, 2020. Recovery took 758 trading sessions.

The current FFIN drawdown is -29.52%. The current VVV drawdown is -17.12%.

Rank	FFIN	VVV
#1	-55.96% Nov 23, 2021 - Oct 20, 2023	-62.45% Jan 4, 2018 - Jan 8, 2021
#2	-35.11% Dec 18, 2019 - Dec 15, 2020	-39.35% Jul 16, 2024 - Jan 2, 2026
#3	-34.74% Sep 19, 2008 - Dec 21, 2009	-32.21% Dec 29, 2021 - Mar 3, 2023
#4	-31.75% Nov 6, 2015 - Aug 22, 2016	-25.63% Jul 25, 2023 - Feb 9, 2024
#5	-30.83% Apr 28, 2011 - Feb 3, 2012	-21.18% Sep 26, 2016 - Mar 17, 2017
#6	-25.59% Nov 3, 1999 - Jan 17, 2001	-13.76% Apr 3, 2017 - Nov 16, 2017
#7	-24.86% Dec 26, 2013 - Jun 10, 2015	-13.61% Jun 11, 2021 - Oct 12, 2021
#8	-19.27% Dec 8, 2016 - Oct 2, 2017	-12.11% Mar 21, 2024 - Jul 12, 2024
#9	-19.24% Dec 21, 2009 - Apr 26, 2011	-10.96% Mar 3, 2023 - May 10, 2023
#10	-18.92% Jun 27, 2002 - Jun 4, 2003	-7.70% Nov 17, 2021 - Dec 28, 2021
#11	-18.81% Jul 22, 2015 - Nov 6, 2015	-7.29% Jun 1, 2023 - Jul 25, 2023
#12	-18.54% Nov 19, 2018 - Sep 11, 2019	-5.95% Jan 20, 2021 - Feb 19, 2021
#13	-17.30% Aug 22, 2007 - Apr 16, 2008	-5.60% Mar 15, 2021 - Apr 12, 2021
#14	-17.19% Feb 26, 2007 - Aug 22, 2007	-4.56% Oct 13, 2021 - Nov 3, 2021
#15	-16.65% Jun 8, 2021 - Nov 1, 2021	-4.18% Nov 16, 2017 - Dec 29, 2017

Correlation

Correlation between FFIN and VVV is 0.55 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.55

-101

Dividend Comparison (1999 - 2026)

FFIN vs VVV dividend yield comparison.

Year	FFIN	VVV
2026	1.18%	0.00%
2025	2.51%	0.00%
2024	2.00%	0.00%
2023	2.34%	0.00%
2022	1.92%	1.53%
2021	1.14%	1.34%
2020	1.41%	2.01%
2019	1.32%	2.01%
2018	1.42%	1.70%
2017	1.66%	0.88%
2016	1.55%	0.23%
2015	2.06%	0.00%
2014	1.84%	0.00%
2013	1.56%	0.00%
2012	2.54%	0.00%
2011	2.83%	0.00%
2010	2.66%	0.00%
2009	2.51%	0.00%
2008	2.43%	0.00%
2007	3.35%	0.00%
2006	2.82%	0.00%
2005	3.12%	0.00%
2004	2.97%	0.00%
2003	2.95%	0.00%
2002	3.55%	0.00%
2001	2.87%	0.00%
2000	4.10%	0.00%
1999	0.98%	0.00%