FFIC vs MSBIP

Comparison between Flushing Financial Corp (FFIC, Company) and Midland States Bancorp Inc (MSBIP, Company).

Both FFIC and MSBIP are from the Financial Services sector.

FFIC vs MSBIP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FFIC(COMPANY)	MSBIP(COMPANY)
Market Cap	$524M	$523M
Max Drawdown	80.88%	28.54%
Sharpe Ratio	1.07	1.02
5Y Beta	N/A	0.11
Industry	Banks - Regional	Banks - Regional
P/E Ratio	15.15	15.14
Forward P/E	10.31	N/A
Dividend Yield	5.69%	5.05%
5Y Dividends CAGR	5.54%	N/A
5Y EPS CAGR	-3.47%	-1.10%
Debt to Equity	0.00%	27.45%
Free Cash Flow Yield	7.82%	21.75%

Market Cap

Winner

FFIC

$524M

MSBIP

$523M

Max Drawdown

FFIC

80.88%

Winner

MSBIP

28.54%

Sharpe Ratio

Winner

FFIC

1.07

MSBIP

1.02

5Y Beta

FFIC

N/A

MSBIP

0.11

Industry

FFIC

Banks - Regional

MSBIP

Banks - Regional

P/E Ratio

FFIC

15.15

Winner

MSBIP

15.14

Forward P/E

FFIC

10.31

MSBIP

N/A

Dividend Yield

Winner

FFIC

5.69%

MSBIP

5.05%

5Y Dividends CAGR

FFIC

5.54%

MSBIP

N/A

5Y EPS CAGR

FFIC

-3.47%

Winner

MSBIP

-1.10%

Debt to Equity

Winner

FFIC

0.00%

MSBIP

27.45%

Free Cash Flow Yield

FFIC

7.82%

Winner

MSBIP

21.75%

FFIC vs MSBIP - Historical Returns

Returns include dividend reinvestment.

Period	FFIC	MSBIP
1 month	-4.15%	-0.87%
3 months	+0.28%	+1.42%
6 months	-1.97%	+3.39%
1 year	+40.21%	+14.36%
5 years(CAGR)	-2.77%	N/A
10 years(CAGR)	+1.61%	N/A
Max(CAGR)	+6.92%	+7.89%

FFIC

-4.15%

Winner

MSBIP

-0.87%

FFIC

+0.28%

Winner

MSBIP

+1.42%

FFIC

-1.97%

Winner

MSBIP

+3.39%

Winner

FFIC

+40.21%

MSBIP

+14.36%

5Y(CAGR)

FFIC

-2.77%

MSBIP

N/A

10Y(CAGR)

FFIC

+1.61%

MSBIP

N/A

Max(CAGR)

FFIC

+6.92%

Winner

MSBIP

+7.89%

FFIC vs MSBIP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FFIC	MSBIP
2026	+5.11%	+3.97%
2025	+15.77%	+7.57%
2024	-8.26%	+11.68%
2023	-10.10%	+2.32%
2022	-18.57%	+5.70%
2021	+55.16%	N/A
2020	-17.33%	N/A
2019	+2.44%	N/A
2018	-20.41%	N/A
2017	-5.17%	N/A
2016	+45.93%	N/A
2015	+11.59%	N/A
2014	+2.95%	N/A
2013	+35.92%	N/A
2012	+24.11%	N/A
2011	-8.78%	N/A
2010	+22.51%	N/A
2009	+2.99%	N/A
2008	-20.54%	N/A
2007	-3.58%	N/A
2006	+14.59%	N/A
2005	-21.18%	N/A
2004	+15.35%	N/A
2003	+67.44%	N/A
2002	-2.22%	N/A
2001	+60.38%	N/A
2000	+24.44%	N/A
1999	-5.49%	N/A

FFIC vs MSBIP Drawdown Comparison

The maximum drawdown for FFIC was -79.11%, occurring on Mar 9, 2009. Recovery took 1131 trading sessions.

The maximum drawdown for MSBIP was -27.09%, occurring on May 9, 2023. Recovery took 212 trading sessions.

The current FFIC drawdown is -23.42%. The current MSBIP drawdown is -1.45%.

Rank	FFIC	MSBIP
#1	-79.11% Sep 19, 2008 - Mar 20, 2013	-27.09% Feb 23, 2023 - Dec 27, 2023
#2	-67.05% Oct 20, 2017 - May 14, 2020	-9.97% Dec 31, 2024 - Aug 13, 2025
#3	-33.46% Nov 29, 2004 - Apr 28, 2008	-7.21% Aug 13, 2025 - Sep 16, 2025
#4	-27.09% Jul 9, 2002 - May 27, 2003	-5.53% Jan 25, 2024 - Mar 14, 2024
#5	-25.41% Dec 20, 1999 - Dec 28, 2000	-4.85% Sep 29, 2025 - Dec 9, 2025
#6	-22.48% Jun 5, 2008 - Sep 19, 2008	-4.44% Nov 11, 2022 - Dec 14, 2022
#7	-18.21% Oct 15, 2001 - May 2, 2002	-3.88% Sep 1, 2022 - Nov 11, 2022
#8	-16.96% Jan 4, 2017 - Apr 26, 2017	-3.08% Feb 13, 2026 - Apr 15, 2026
#9	-16.01% Aug 16, 2001 - Oct 3, 2001	-3.03% Dec 14, 2022 - Feb 2, 2023
#10	-15.36% Dec 1, 2015 - Jul 27, 2016	-2.80% Dec 27, 2023 - Jan 19, 2024
#11	-15.25% Apr 2, 2014 - Jun 19, 2015	-2.46% Jul 15, 2024 - Aug 29, 2024
#12	-13.72% Mar 8, 2004 - Sep 30, 2004	-2.26% Nov 29, 2024 - Dec 26, 2024
#13	-12.85% May 23, 2002 - Jul 8, 2002	-2.16% Jun 18, 2026 - Jun 30, 2026
#14	-12.60% Apr 26, 2017 - Oct 2, 2017	-1.98% Apr 5, 2024 - Jun 26, 2024
#15	-11.87% Jun 25, 2015 - Oct 28, 2015	-1.81% Mar 21, 2024 - Apr 4, 2024

Correlation

Correlation between FFIC and MSBIP is 0.38 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.38

-101

Dividend Comparison (1999 - 2026)

FFIC vs MSBIP dividend yield comparison.

Year	FFIC	MSBIP
2026	2.84%	3.86%
2025	5.80%	7.74%
2024	6.16%	7.57%
2023	5.34%	7.97%
2022	4.54%	2.65%
2021	3.46%	0.00%
2020	5.05%	0.00%
2019	3.89%	0.00%
2018	3.72%	0.00%
2017	2.62%	0.00%
2016	2.31%	0.00%
2015	2.96%	0.00%
2014	2.96%	0.00%
2013	2.51%	0.00%
2012	3.39%	0.00%
2011	4.12%	0.00%
2010	3.71%	0.00%
2009	4.62%	0.00%
2008	4.35%	0.00%
2007	2.99%	0.00%
2006	2.58%	0.00%
2005	2.57%	0.00%
2004	1.74%	0.00%
2003	1.53%	0.00%
2002	2.20%	0.00%
2001	1.72%	0.00%
2000	2.23%	0.00%
1999	0.54%	0.00%