FCNCA vs MKL

Comparison between First Citizens Bancshares Inc (NC) - Class A (FCNCA, Company) and Markel Group Inc (MKL, Company).

Both FCNCA and MKL are from the Financial Services sector.

5-Year PerformanceFCNCA has outperformed MKL, delivering a return of +18.9% compared to +8.4%

FCNCA vs MKL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FCNCA(COMPANY)	MKL(COMPANY)
Market Cap	$24B	$23B
Max Drawdown	64.11%	61.32%
Sharpe Ratio	0.16	-0.22
5Y Beta	1.11	0.60
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	11.74	17.83
Forward P/E	11.88	12.30
PEG Ratio	1.19	1.84
Dividend Yield	0.42%	N/A
5Y Dividends CAGR	43.18%	N/A
5Y EPS CAGR	34.75%	-3.83%
Debt to Equity	154.04%	24.17%
Free Cash Flow Yield	9.56%	9.32%
P/S Ratio	2.50	1.45
P/B Ratio	1.10	1.28

Market Cap

Winner

FCNCA

$24B

MKL

$23B

Max Drawdown

FCNCA

64.11%

Winner

MKL

61.32%

Sharpe Ratio

Winner

FCNCA

0.16

MKL

-0.22

5Y Beta

FCNCA

1.11

Winner

MKL

0.60

Industry

FCNCA

Banks - Regional

MKL

Insurance - Property & Casualty

P/E Ratio

Winner

FCNCA

11.74

MKL

17.83

Forward P/E

Winner

FCNCA

11.88

MKL

12.30

PEG Ratio

Winner

FCNCA

1.19

MKL

1.84

Dividend Yield

FCNCA

0.42%

MKL

N/A

5Y Dividends CAGR

FCNCA

43.18%

MKL

N/A

5Y EPS CAGR

Winner

FCNCA

34.75%

MKL

-3.83%

Debt to Equity

FCNCA

154.04%

Winner

MKL

24.17%

Free Cash Flow Yield

Winner

FCNCA

9.56%

MKL

9.32%

P/S Ratio

FCNCA

2.50

Winner

MKL

1.45

P/B Ratio

Winner

FCNCA

1.10

MKL

1.28

FCNCA vs MKL - Historical Returns

Returns include dividend reinvestment.

Period	FCNCA	MKL
1 month	-3.14%	-5.72%
3 months	-1.23%	-10.99%
6 months	+6.71%	-8.88%
1 year	+8.48%	-0.60%
5 years(CAGR)	+18.90%	+8.37%
10 years(CAGR)	+23.35%	+6.55%
Max(CAGR)	+13.75%	+9.32%

Winner

FCNCA

-3.14%

MKL

-5.72%

Winner

FCNCA

-1.23%

MKL

-10.99%

Winner

FCNCA

+6.71%

MKL

-8.88%

Winner

FCNCA

+8.48%

MKL

-0.60%

5Y(CAGR)

Winner

FCNCA

+18.90%

MKL

+8.37%

10Y(CAGR)

Winner

FCNCA

+23.35%

MKL

+6.55%

Max(CAGR)

Winner

FCNCA

+13.75%

MKL

+9.32%

FCNCA vs MKL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FCNCA	MKL
2026	-7.73%	-13.00%
2025	+2.49%	+25.17%
2024	+47.39%	+20.17%
2023	+89.46%	+7.41%
2022	-11.55%	+7.68%
2021	+46.31%	+20.86%
2020	+7.28%	-10.55%
2019	+40.73%	+11.83%
2018	-6.47%	-7.01%
2017	+13.91%	+24.81%
2016	+42.96%	+4.39%
2015	+3.51%	+29.70%
2014	+14.62%	+18.81%
2013	+33.71%	+32.19%
2012	-8.09%	+4.73%
2011	-8.71%	+6.26%
2010	+11.87%	+11.94%
2009	+8.50%	+14.90%
2008	+7.72%	-37.30%
2007	-29.39%	+2.68%
2006	+12.90%	+50.27%
2005	+21.61%	-13.02%
2004	+22.65%	+42.47%
2003	+23.99%	+19.58%
2002	-0.61%	+15.77%
2001	+23.69%	+2.98%
2000	+18.67%	+21.56%
1999	-8.79%	-10.82%

FCNCA vs MKL Drawdown Comparison

The maximum drawdown for FCNCA was -63.51%, occurring on Mar 6, 2009. Recovery took 917 trading sessions.

The maximum drawdown for MKL was -61.32%, occurring on Mar 9, 2009. Recovery took 1437 trading sessions.

The current FCNCA drawdown is -14.94%. The current MKL drawdown is -15.44%.

Rank	FCNCA	MKL
#1	-63.51% Jul 25, 2006 - Mar 17, 2010	-61.32% Nov 1, 2007 - Jul 19, 2013
#2	-47.49% Jan 30, 2020 - Nov 9, 2020	-44.66% Feb 20, 2020 - Mar 14, 2022
#3	-43.63% Sep 2, 2021 - Mar 28, 2023	-35.11% Nov 3, 1999 - Dec 27, 2000
#4	-33.93% Mar 17, 2010 - Jul 18, 2013	-28.87% Mar 24, 2022 - Aug 10, 2023
#5	-33.51% Nov 22, 2024 - Apr 8, 2025	-21.67% Sep 18, 2018 - Feb 5, 2020
#6	-26.59% Jul 5, 2001 - Apr 30, 2002	-20.10% Dec 29, 2025 - May 4, 2026
#7	-26.35% Nov 3, 1999 - Dec 13, 2000	-19.07% Apr 27, 2001 - Oct 3, 2001
#8	-24.39% Aug 24, 2018 - Sep 12, 2019	-18.55% May 6, 2002 - Mar 31, 2003
#9	-20.61% May 22, 2002 - Jul 31, 2003	-18.51% Feb 6, 2025 - Nov 10, 2025
#10	-19.04% Jun 12, 2014 - Dec 5, 2014	-18.41% Oct 5, 2001 - Apr 19, 2002
#11	-18.88% Jul 14, 2015 - Jul 14, 2016	-16.37% Mar 14, 2005 - Sep 7, 2006
#12	-16.86% Feb 16, 2005 - Jul 5, 2005	-16.05% May 20, 2016 - Feb 23, 2017
#13	-16.51% Jun 8, 2021 - Aug 27, 2021	-15.72% Sep 19, 2023 - May 2, 2024
#14	-16.42% Dec 9, 2014 - Jul 13, 2015	-13.32% Nov 24, 2015 - May 5, 2016
#15	-15.35% Jan 25, 2017 - Jul 3, 2017	-12.72% Aug 18, 2003 - Mar 1, 2004