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FCFS vs PAYC

Comparison between FirstCash Holdings Inc (FCFS, Company) and Paycom Software Inc (PAYC, Company).

FCFS is from the Financial Services sector, while PAYC is from the Technology sector.

5-Year PerformanceFCFS has outperformed PAYC, delivering a return of +22.0% compared to -13.1%

FCFS vs PAYC - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
FCFS
$9.37B
PAYC
$9.36B
Max Drawdown
FCFS
82.10%
Winner
PAYC
79.47%
Sharpe Ratio
Winner
FCFS
1.56
PAYC
0.07
5Y Beta
Winner
FCFS
0.38
PAYC
0.72
Industry
FCFS
Credit Services
PAYC
Software - Application
P/E Ratio
FCFS
27.43
Winner
PAYC
21.46
Forward P/E
FCFS
18.94
Winner
PAYC
18.83
PEG Ratio
FCFS
0.78
Winner
PAYC
0.66
Dividend Yield
Winner
FCFS
0.80%
PAYC
0.70%
5Y Dividends CAGR
FCFS
13.16%
PAYC
N/A
5Y EPS CAGR
FCFS
18.67%
Winner
PAYC
27.51%
Debt to Equity
Winner
FCFS
101.04%
PAYC
157.48%
Free Cash Flow Yield
Winner
FCFS
7.18%
PAYC
6.14%

FCFS vs PAYC - Historical Returns

Returns include dividend reinvestment.

1M
FCFS
-1.77%
Winner
PAYC
+52.65%
3M
FCFS
-5.81%
Winner
PAYC
+66.24%
6M
FCFS
+16.39%
Winner
PAYC
+79.45%
1Y
Winner
FCFS
+52.87%
PAYC
+1.93%
5Y(CAGR)
Winner
FCFS
+22.01%
PAYC
-13.13%
10Y(CAGR)
Winner
FCFS
+16.76%
PAYC
+16.27%
Max(CAGR)
FCFS
+17.70%
Winner
PAYC
+24.53%

FCFS vs PAYC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearFCFSPAYC
2026+35.03%+47.55%
2025+57.22%-20.31%
2024-1.89%+1.00%
2023+24.87%-31.82%
2022+18.97%-23.37%
2021+13.47%-2.93%
2020-12.96%+66.39%
2019+13.51%+121.19%
2018+7.83%+52.23%
2017+44.66%+72.86%
2016+28.45%+26.47%
2015-31.18%+44.40%
2014-10.08%+71.53%
2013+23.26%N/A
2012+41.73%N/A
2011+9.42%N/A
2010+36.58%N/A
2009+15.51%N/A
2008+34.60%N/A
2007-41.79%N/A
2006+78.23%N/A
2005+9.62%N/A
2004+53.28%N/A
2003+140.76%N/A
2002+40.82%N/A
2001+210.80%N/A
2000-71.88%N/A
1999-10.81%N/A

FCFS vs PAYC Drawdown Comparison

The maximum drawdown for FCFS was -82.10%, occurring on Nov 15, 2000. Recovery took 613 trading sessions.

The maximum drawdown for PAYC was -79.00%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current FCFS drawdown is -9.35%. The current PAYC drawdown is -58.53%.

RankFCFSPAYC
#1-82.10%
Nov 1, 1999 - Apr 15, 2002
-79.00%
Nov 2, 2021 - Apr 10, 2026
#2-71.13%
Dec 28, 2006 - Sep 24, 2010
-51.14%
Feb 4, 2020 - Oct 5, 2020
#3-52.47%
Nov 29, 2013 - Sep 25, 2017
-50.80%
Nov 4, 2015 - Jul 11, 2016
#4-50.15%
Jul 24, 2019 - Apr 27, 2023
-34.32%
Dec 22, 2020 - Aug 6, 2021
#5-38.17%
Dec 23, 2004 - Nov 3, 2005
-31.70%
Sep 14, 2018 - Feb 6, 2019
#6-34.05%
Jun 3, 2002 - Dec 17, 2002
-25.28%
Aug 27, 2019 - Nov 20, 2019
#7-34.00%
Sep 19, 2011 - Jan 17, 2013
-24.94%
Oct 24, 2016 - Feb 15, 2017
#8-31.86%
Apr 8, 2004 - Nov 10, 2004
-23.63%
Apr 17, 2014 - Aug 15, 2014
#9-27.76%
Jun 6, 2018 - Apr 25, 2019
-21.64%
Sep 19, 2014 - Nov 5, 2014
#10-24.68%
Apr 18, 2006 - Oct 16, 2006
-20.31%
May 14, 2015 - Aug 17, 2015
#11-23.38%
Apr 23, 2024 - Apr 24, 2025
-19.37%
Nov 28, 2014 - Jan 28, 2015
#12-22.18%
Dec 17, 2002 - Apr 17, 2003
-17.30%
Apr 18, 2018 - Aug 1, 2018
#13-16.67%
Sep 24, 2003 - Oct 22, 2003
-16.84%
Aug 17, 2015 - Oct 16, 2015
#14-16.18%
Mar 28, 2013 - Sep 18, 2013
-14.24%
Mar 19, 2015 - May 7, 2015
#15-16.13%
May 11, 2026 - Jul 24, 2026
-13.62%
Oct 16, 2015 - Nov 4, 2015

Correlation

Correlation between FCFS and PAYC is 0.23 which considered as a very weak or no correlation - the stocks move independently of each other.

0.23
-101

Dividend Comparison (2016 - 2026)

FCFS vs PAYC dividend yield comparison.

YearFCFSPAYC
20260.40%0.34%
20251.00%0.94%
20241.41%0.73%
20231.25%0.54%
20221.45%0.00%
20211.56%0.00%
20201.54%0.00%
20191.27%0.00%
20181.26%0.00%
20171.14%0.00%
20161.20%0.00%

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