FCF vs LC

Comparison between First Commonwealth Financial Corp (FCF, Company) and LendingClub Corp (LC, Company).

Both FCF and LC are from the Financial Services sector.

5-Year PerformanceFCF has outperformed LC, delivering a return of +9.9% compared to +1.6%

FCF vs LC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FCF(COMPANY)	LC(COMPANY)
Market Cap	$1.99B	$1.99B
Max Drawdown	77.47%	96.84%
Sharpe Ratio	0.97	1.12
5Y Beta	0.70	2.01
Industry	Banks - Regional	Banks - Regional
P/E Ratio	12.85	11.30
Forward P/E	10.92	10.08
PEG Ratio	1.01	0.05
Dividend Yield	2.79%	N/A
5Y Dividends CAGR	8.85%	N/A
5Y EPS CAGR	6.28%	N/A
Debt to Equity	1.47%	0.00%
Free Cash Flow Yield	10.19%	N/A
P/S Ratio	3.97	1.48
P/B Ratio	1.25	1.34

Market Cap

FCF

$1.99B

Winner

$1.99B

Max Drawdown

Winner

FCF

77.47%

96.84%

Sharpe Ratio

FCF

0.97

Winner

1.12

5Y Beta

Winner

FCF

0.70

2.01

Industry

FCF

Banks - Regional

P/E Ratio

FCF

12.85

Winner

11.30

Forward P/E

FCF

10.92

Winner

10.08

PEG Ratio

FCF

1.01

Winner

0.05

Dividend Yield

FCF

2.79%

N/A

5Y Dividends CAGR

FCF

8.85%

N/A

5Y EPS CAGR

FCF

6.28%

N/A

Debt to Equity

FCF

1.47%

Winner

0.00%

Free Cash Flow Yield

FCF

10.19%

N/A

P/S Ratio

FCF

3.97

Winner

1.48

P/B Ratio

Winner

FCF

1.25

1.34

FCF vs LC - Historical Returns

Returns include dividend reinvestment.

Period	FCF	LC
1 month	+8.99%	+10.87%
3 months	+19.56%	+27.74%
6 months	+17.82%	-9.30%
1 year	+29.47%	+64.24%
5 years(CAGR)	+9.89%	+1.59%
10 years(CAGR)	+11.67%	-2.05%
Max(CAGR)	+5.30%	-15.01%

FCF

+8.99%

Winner

+10.87%

FCF

+19.56%

Winner

+27.74%

Winner

FCF

+17.82%

-9.30%

FCF

+29.47%

Winner

+64.24%

5Y(CAGR)

Winner

FCF

+9.89%

+1.59%

10Y(CAGR)

Winner

FCF

+11.67%

-2.05%

Max(CAGR)

Winner

FCF

+5.30%

-15.01%

FCF vs LC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FCF	LC
2026	+20.63%	-5.60%
2025	+5.37%	+17.42%
2024	+12.47%	+86.95%
2023	+13.97%	+3.31%
2022	-11.19%	-64.81%
2021	+52.77%	+154.53%
2020	-21.48%	-13.80%
2019	+22.54%	-6.86%
2018	-13.15%	-38.69%
2017	+3.33%	-23.80%
2016	+65.74%	-52.62%
2015	+2.32%	-55.68%
2014	+9.23%	+7.98%
2013	+27.18%	N/A
2012	+28.20%	N/A
2011	-26.99%	N/A
2010	+51.85%	N/A
2009	-61.32%	N/A
2008	+28.63%	N/A
2007	-16.07%	N/A
2006	+7.36%	N/A
2005	-10.00%	N/A
2004	+11.94%	N/A
2003	+27.78%	N/A
2002	+1.39%	N/A
2001	+26.54%	N/A
2000	-5.77%	N/A
1999	-13.08%	N/A

FCF vs LC Drawdown Comparison

The maximum drawdown for FCF was -74.48%, occurring on Oct 3, 2011. Recovery took 2057 trading sessions.

The maximum drawdown for LC was -96.84%, occurring on Jun 26, 2020. This drawdown has not yet recovered.

The current LC drawdown is -87.06%.

Rank	FCF	LC
#1	-74.48% Sep 18, 2008 - Nov 17, 2016	-96.84% Dec 17, 2014 - Jun 26, 2020
#2	-57.52% Jul 26, 2018 - Nov 3, 2021	N/A
#3	-36.79% Nov 5, 1999 - May 10, 2001	N/A
#4	-33.91% Mar 31, 2006 - Sep 18, 2008	N/A
#5	-31.29% Jan 14, 2022 - Jul 16, 2024	N/A
#6	-28.00% Jun 29, 2001 - Jul 14, 2003	N/A
#7	-26.90% Nov 25, 2024 - Feb 4, 2026	N/A
#8	-19.67% Apr 1, 2004 - Oct 27, 2004	N/A
#9	-17.83% May 10, 2001 - Jun 26, 2001	N/A
#10	-16.14% Dec 23, 2004 - Mar 31, 2006	N/A
#11	-15.83% Feb 22, 2017 - Oct 26, 2017	N/A
#12	-14.99% Jul 25, 2024 - Nov 6, 2024	N/A
#13	-11.58% Feb 6, 2026 - Apr 9, 2026	N/A
#14	-10.81% Dec 4, 2017 - Apr 25, 2018	N/A
#15	-8.23% Nov 23, 2021 - Jan 3, 2022	N/A

Correlation

Correlation between FCF and LC is -0.48 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.48

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