FC vs RPAY

Comparison between Franklin Covey Company (FC, Company) and Repay Holdings Corporation - Class A (RPAY, Company).

FC is from the Consumer Defensive sector, while RPAY is from the Technology sector.

5-Year PerformanceFC has outperformed RPAY, delivering a return of -4.9% compared to -32.5%

FC vs RPAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FC(COMPANY)	RPAY(COMPANY)
Market Cap	$281M	$279M
Max Drawdown	93.68%	91.40%
Sharpe Ratio	0.33	-0.37
5Y Beta	1.14	1.18
Industry	Education & Training Services	Software - Infrastructure
P/E Ratio	-38.77	-1.11
Forward P/E	22.37	3.84
PEG Ratio	1.12	-0.00
5Y EPS CAGR	-1.30%	5.40%
Debt to Equity	0.00%	2.03%
Free Cash Flow Yield	8.48%	28.87%
P/S Ratio	1.03	0.95
P/B Ratio	7.09	0.59

Market Cap

Winner

$281M

RPAY

$279M

Max Drawdown

93.68%

Winner

RPAY

91.40%

Sharpe Ratio

Winner

0.33

RPAY

-0.37

5Y Beta

Winner

1.14

RPAY

1.18

Industry

Education & Training Services

RPAY

Software - Infrastructure

P/E Ratio

Winner

-38.77

RPAY

-1.11

Forward P/E

22.37

Winner

RPAY

3.84

PEG Ratio

1.12

Winner

RPAY

-0.00

5Y EPS CAGR

-1.30%

Winner

RPAY

5.40%

Debt to Equity

Winner

0.00%

RPAY

2.03%

Free Cash Flow Yield

8.48%

Winner

RPAY

28.87%

P/S Ratio

1.03

Winner

RPAY

0.95

P/B Ratio

7.09

Winner

RPAY

0.59

FC vs RPAY - Historical Returns

Returns include dividend reinvestment.

Period	FC	RPAY
1 month	+13.48%	+0.30%
3 months	+108.48%	+24.35%
6 months	+46.30%	-2.32%
1 year	+7.18%	-32.60%
5 years(CAGR)	-4.91%	-32.47%
10 years(CAGR)	+4.72%	N/A
Max(CAGR)	+4.09%	-12.46%

Winner

+13.48%

RPAY

+0.30%

Winner

+108.48%

RPAY

+24.35%

Winner

+46.30%

RPAY

-2.32%

Winner

+7.18%

RPAY

-32.60%

5Y(CAGR)

Winner

-4.91%

RPAY

-32.47%

10Y(CAGR)

+4.72%

RPAY

N/A

Max(CAGR)

Winner

+4.09%

RPAY

-12.46%

FC vs RPAY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FC	RPAY
2026	+46.21%	-6.91%
2025	-53.89%	-52.23%
2024	-7.71%	-9.60%
2023	-9.73%	+6.48%
2022	-1.16%	-58.80%
2021	+106.87%	-31.03%
2020	-30.06%	+80.70%
2019	+48.25%	+48.73%
2018	-0.09%	+2.59%
2017	+0.97%	N/A
2016	+20.30%	N/A
2015	-14.59%	N/A
2014	-2.27%	N/A
2013	+52.22%	N/A
2012	+46.92%	N/A
2011	-3.20%	N/A
2010	+37.88%	N/A
2009	+17.54%	N/A
2008	-22.24%	N/A
2007	+13.32%	N/A
2006	+9.03%	N/A
2005	+157.96%	N/A
2004	-12.23%	N/A
2003	+115.38%	N/A
2002	-80.92%	N/A
2001	-13.86%	N/A
2000	-0.79%	N/A
1999	-13.43%	N/A

FC vs RPAY Drawdown Comparison

The maximum drawdown for FC was -93.68%, occurring on Apr 2, 2003. Recovery took 2816 trading sessions.

The maximum drawdown for RPAY was -91.40%, occurring on Apr 7, 2026. This drawdown has not yet recovered.

The current FC drawdown is -54.80%. The current RPAY drawdown is -87.92%.

Rank	FC	RPAY
#1	-93.68% Apr 25, 2000 - Jul 6, 2011	-91.40% Dec 22, 2020 - Apr 7, 2026
#2	-78.56% Aug 15, 2022 - Mar 13, 2026	-41.49% Feb 19, 2020 - May 15, 2020
#3	-66.86% Nov 8, 2019 - Aug 25, 2021	-20.04% Sep 1, 2020 - Dec 21, 2020
#4	-44.89% Jul 21, 2011 - Sep 18, 2012	-18.02% Jun 25, 2020 - Sep 1, 2020
#5	-39.05% Jun 5, 2014 - Jan 5, 2018	-15.18% Jul 11, 2019 - Sep 13, 2019
#6	-32.32% Jan 11, 2018 - May 28, 2019	-12.23% Oct 25, 2019 - Nov 19, 2019
#7	-32.14% Jan 10, 2022 - Jul 20, 2022	-10.35% May 22, 2020 - May 29, 2020
#8	-31.87% Feb 9, 2000 - Apr 14, 2000	-6.55% Jun 9, 2020 - Jun 15, 2020
#9	-20.87% Nov 4, 1999 - Jan 14, 2000	-6.43% Sep 23, 2019 - Oct 25, 2019
#10	-17.42% Jan 18, 2000 - Feb 9, 2000	-5.51% Dec 19, 2019 - Jan 9, 2020
#11	-15.24% Nov 12, 2021 - Jan 7, 2022	-4.20% Jun 16, 2020 - Jun 25, 2020
#12	-14.66% Mar 5, 2014 - Jun 5, 2014	-2.96% Nov 19, 2019 - Dec 4, 2019
#13	-11.86% Nov 12, 2013 - Feb 13, 2014	-2.53% Feb 4, 2020 - Feb 10, 2020
#14	-11.64% Nov 9, 2012 - Jan 2, 2013	-1.90% May 31, 2019 - Jul 10, 2019
#15	-11.51% Aug 20, 2019 - Nov 4, 2019	-1.50% Sep 13, 2019 - Sep 17, 2019