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FBNC vs HTO

Comparison between First Bancorp (FBNC, Company) and H2O America (HTO, Company).

FBNC is from the Financial Services sector, while HTO is from the Utilities sector.

5-Year PerformanceFBNC has outperformed HTO, delivering a return of +9.0% compared to +0.6%

FBNC vs HTO - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
FBNC
$2.43B
HTO
$2.43B
Max Drawdown
FBNC
75.19%
Winner
HTO
56.47%
Sharpe Ratio
Winner
FBNC
1.39
HTO
0.56
5Y Beta
FBNC
0.90
Winner
HTO
-0.01
Industry
FBNC
Banks - Regional
HTO
Utilities - Regulated Water
P/E Ratio
Winner
FBNC
20.07
HTO
20.25
Forward P/E
Winner
FBNC
14.31
HTO
20.33
PEG Ratio
Winner
FBNC
0.52
HTO
2.53
Dividend Yield
FBNC
1.56%
Winner
HTO
2.95%
5Y Dividends CAGR
FBNC
9.22%
Winner
HTO
10.15%
5Y EPS CAGR
FBNC
-1.72%
Winner
HTO
5.81%
Debt to Equity
Winner
FBNC
4.44%
HTO
102.18%
Free Cash Flow Yield
FBNC
8.47%
Winner
HTO
10.11%
P/S Ratio
FBNC
6.18
Winner
HTO
2.96
P/B Ratio
FBNC
1.46
Winner
HTO
1.31

FBNC vs HTO - Historical Returns

Returns include dividend reinvestment.

1M
Winner
FBNC
+2.42%
HTO
-0.19%
3M
Winner
FBNC
+3.46%
HTO
+2.43%
6M
FBNC
+17.29%
Winner
HTO
+21.83%
1Y
Winner
FBNC
+47.30%
HTO
+14.21%
5Y(CAGR)
Winner
FBNC
+9.05%
HTO
+0.60%
10Y(CAGR)
Winner
FBNC
+13.92%
HTO
+7.46%
Max(CAGR)
Winner
FBNC
+8.57%
HTO
+6.85%

FBNC vs HTO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearFBNCHTO
2026+16.92%+18.51%
2025+20.45%+4.04%
2024+21.01%-22.90%
2023-9.38%-18.84%
2022-5.34%+14.09%
2021+40.56%+9.33%
2020-12.61%+1.58%
2019+23.46%+32.28%
2018-7.47%-10.70%
2017+32.08%+17.96%
2016+53.67%+94.53%
2015+5.84%-5.35%
2014+13.80%+13.71%
2013+25.19%+12.28%
2012+18.28%+14.01%
2011-27.62%-7.80%
2010+8.12%+17.04%
2009-16.64%-21.01%
2008+4.41%-9.23%
2007-12.85%-11.78%
2006+9.22%+73.98%
2005-23.48%+33.08%
2004+33.30%+27.40%
2003+36.67%+17.62%
2002+10.09%-9.26%
2001+47.53%-14.06%
2000-0.00%-12.40%
1999-16.94%+1.57%

FBNC vs HTO Drawdown Comparison

The maximum drawdown for FBNC was -71.02%, occurring on Mar 9, 2009. Recovery took 3007 trading sessions.

The maximum drawdown for HTO was -54.53%, occurring on Mar 9, 2009. Recovery took 1969 trading sessions.

The current FBNC drawdown is -4.35%. The current HTO drawdown is -24.12%.

RankFBNCHTO
#1-71.02%
Dec 1, 2004 - Nov 9, 2016
-54.53%
Mar 29, 2007 - Jan 23, 2015
#2-54.14%
Aug 22, 2018 - Feb 24, 2021
-42.84%
Dec 27, 2022 - Jan 10, 2025
#3-44.97%
Nov 11, 2021 - Nov 6, 2024
-40.26%
Aug 7, 2000 - Feb 19, 2004
#4-38.73%
Nov 1, 1999 - Jan 30, 2001
-33.50%
Jan 24, 2020 - Nov 5, 2021
#5-26.02%
Nov 25, 2024 - Jul 24, 2025
-23.74%
Nov 30, 2017 - Jun 19, 2018
#6-20.47%
Mar 12, 2021 - Oct 8, 2021
-22.07%
Jun 22, 2018 - Aug 16, 2019
#7-20.04%
Jun 14, 2001 - May 14, 2002
-21.77%
Dec 31, 2021 - Nov 10, 2022
#8-18.97%
Feb 17, 2004 - Oct 4, 2004
-20.62%
Jan 26, 2015 - Feb 19, 2016
#9-17.50%
Jun 28, 2002 - May 20, 2003
-20.02%
Jul 28, 2005 - Aug 14, 2006
#10-16.25%
Sep 4, 2025 - Jan 14, 2026
-19.52%
Mar 1, 2004 - Nov 22, 2004
#11-15.30%
Feb 6, 2026 - Mar 20, 2026
-18.59%
Dec 9, 2016 - Aug 9, 2017
#12-15.29%
Mar 30, 2001 - May 15, 2001
-18.29%
Jan 9, 2007 - Mar 29, 2007
#13-14.77%
May 14, 2002 - Jun 24, 2002
-16.99%
Nov 29, 2004 - Mar 4, 2005
#14-12.54%
Apr 25, 2017 - Jun 14, 2017
-13.15%
Apr 19, 2016 - Jun 10, 2016
#15-11.34%
Nov 29, 2017 - Apr 25, 2018
-11.49%
Mar 4, 2005 - Apr 28, 2005

Correlation

Correlation between FBNC and HTO is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

Dividend Comparison (1999 - 2026)

FBNC vs HTO dividend yield comparison.

YearFBNCHTO
20260.40%1.53%
20251.79%3.43%
20242.00%3.25%
20232.38%2.33%
20222.05%1.77%
20211.75%1.86%
20202.13%1.85%
20191.35%1.69%
20181.22%2.01%
20170.91%1.63%
20161.18%1.45%
20151.71%2.63%
20141.73%2.33%
20131.93%2.45%
20122.50%2.67%
20112.87%2.92%
20102.09%2.57%
20092.29%2.92%
20084.14%2.15%
20074.02%1.75%
20063.39%1.45%
20053.47%2.95%
20042.42%3.52%
20033.01%3.26%
20023.83%3.54%
20013.90%3.78%
20004.45%2.43%
19990.69%0.50%

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