FACT vs XYF

Comparison between FACT II Acquisition Corp - Class A (FACT, Company) and X Financial (XYF, Company).

FACT is from the Financials sector, while XYF is from the Financial Services sector.

FACT vs XYF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FACT(COMPANY)	XYF(COMPANY)
Market Cap	$197M	$198M
Max Drawdown	0.76%	95.82%
Sharpe Ratio	-0.06	-1.21
5Y Beta	0.01	0.77
Industry	Investment Holding Companies	Credit Services
P/E Ratio	48.65	0.95
PEG Ratio	N/A	0.15
Dividend Yield	N/A	11.00%
5Y EPS CAGR	N/A	16.91%
Debt to Equity	0.00%	5.23%
Free Cash Flow Yield	-0.41%	N/A
P/S Ratio	N/A	0.03
P/B Ratio	1.47	0.17

Market Cap

FACT

$197M

Winner

XYF

$198M

Max Drawdown

Winner

FACT

0.76%

XYF

95.82%

Sharpe Ratio

Winner

FACT

-0.06

XYF

-1.21

5Y Beta

Winner

FACT

0.01

XYF

0.77

Industry

FACT

Investment Holding Companies

XYF

Credit Services

P/E Ratio

FACT

48.65

Winner

XYF

0.95

PEG Ratio

FACT

N/A

XYF

0.15

Dividend Yield

FACT

N/A

XYF

11.00%

5Y EPS CAGR

FACT

N/A

XYF

16.91%

Debt to Equity

Winner

FACT

0.00%

XYF

5.23%

Free Cash Flow Yield

FACT

-0.41%

XYF

N/A

P/S Ratio

FACT

N/A

XYF

0.03

P/B Ratio

FACT

1.47

Winner

XYF

0.17

FACT vs XYF - Historical Returns

Returns include dividend reinvestment.

Period	FACT	XYF
1 month	+0.47%	+5.04%
3 months	+1.01%	+4.20%
6 months	+1.72%	+4.93%
1 year	+3.79%	-60.40%
5 years(CAGR)	N/A	-3.37%
Max(CAGR)	+4.84%	-19.42%

FACT

+0.47%

Winner

XYF

+5.04%

FACT

+1.01%

Winner

XYF

+4.20%

FACT

+1.72%

Winner

XYF

+4.93%

Winner

FACT

+3.79%

XYF

-60.40%

5Y(CAGR)

FACT

N/A

XYF

-3.37%

Max(CAGR)

Winner

FACT

+4.84%

XYF

-19.42%

FACT vs XYF - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	FACT	XYF
2026	+2.50%	-4.51%
2025	+5.26%	-31.04%
2024	+0.20%	+139.08%
2023	N/A	+27.81%
2022	N/A	-3.51%
2021	N/A	+55.15%
2020	N/A	-62.12%
2019	N/A	-60.19%
2018	N/A	-64.33%

FACT vs XYF Drawdown Comparison

The maximum drawdown for FACT was -0.76%, occurring on Jan 13, 2026. Recovery took 58 trading sessions.

The maximum drawdown for XYF was -95.75%, occurring on Sep 24, 2020. This drawdown has not yet recovered.

The current FACT drawdown is -0.09%. The current XYF drawdown is -81.76%.

Rank	FACT	XYF
#1	-0.76% Jan 8, 2026 - Apr 2, 2026	-95.75% Sep 19, 2018 - Sep 24, 2020
#2	-0.67% Oct 27, 2025 - Dec 31, 2025	N/A
#3	-0.59% Apr 21, 2025 - May 12, 2025	N/A
#4	-0.57% Aug 12, 2025 - Sep 30, 2025	N/A
#5	-0.56% May 28, 2026 - Jul 6, 2026	N/A
#6	-0.50% Apr 15, 2025 - Apr 21, 2025	N/A
#7	-0.49% May 23, 2025 - Jun 6, 2025	N/A
#8	-0.39% Jul 1, 2025 - Jul 28, 2025	N/A
#9	-0.30% Dec 20, 2024 - Dec 30, 2024	N/A
#10	-0.29% May 20, 2025 - May 23, 2025	N/A
#11	-0.29% Jul 28, 2025 - Aug 8, 2025	N/A
#12	-0.25% Feb 7, 2025 - Feb 24, 2025	N/A
#13	-0.25% Apr 3, 2025 - Apr 14, 2025	N/A
#14	-0.20% May 12, 2025 - May 14, 2025	N/A
#15	-0.19% Sep 30, 2025 - Oct 21, 2025	N/A

Correlation

Correlation between FACT and XYF is -0.53 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.53

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