ESNT vs VCTR

Comparison between Essent Group Ltd (ESNT, Company) and Victory Capital Holdings Inc - Class A (VCTR, Company).

Both ESNT and VCTR are from the Financial Services sector.

5-Year PerformanceVCTR has outperformed ESNT, delivering a return of +26.6% compared to +7.1%

ESNT vs VCTR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ESNT(COMPANY)	VCTR(COMPANY)
Market Cap	$5.44B	$5.44B
Max Drawdown	64.94%	46.45%
Sharpe Ratio	0.03	1.19
5Y Beta	0.48	1.33
Industry	Insurance - Specialty	Asset Management
P/E Ratio	8.21	14.72
Forward P/E	8.09	12.36
PEG Ratio	2.43	0.51
Dividend Yield	2.17%	2.25%
5Y Dividends CAGR	10.26%	48.56%
5Y EPS CAGR	14.95%	12.45%
Debt to Equity	0.00%	41.02%
Free Cash Flow Yield	15.05%	7.75%
P/S Ratio	4.21	3.69
P/B Ratio	0.95	2.31

Market Cap

ESNT

$5.44B

Winner

VCTR

$5.44B

Max Drawdown

ESNT

64.94%

Winner

VCTR

46.45%

Sharpe Ratio

ESNT

0.03

Winner

VCTR

1.19

5Y Beta

Winner

ESNT

0.48

VCTR

1.33

Industry

ESNT

Insurance - Specialty

VCTR

Asset Management

P/E Ratio

Winner

ESNT

8.21

VCTR

14.72

Forward P/E

Winner

ESNT

8.09

VCTR

12.36

PEG Ratio

ESNT

2.43

Winner

VCTR

0.51

Dividend Yield

ESNT

2.17%

Winner

VCTR

2.25%

5Y Dividends CAGR

ESNT

10.26%

Winner

VCTR

48.56%

5Y EPS CAGR

Winner

ESNT

14.95%

VCTR

12.45%

Debt to Equity

Winner

ESNT

0.00%

VCTR

41.02%

Free Cash Flow Yield

Winner

ESNT

15.05%

VCTR

7.75%

P/S Ratio

ESNT

4.21

Winner

VCTR

3.69

P/B Ratio

Winner

ESNT

0.95

VCTR

2.31

ESNT vs VCTR - Historical Returns

Returns include dividend reinvestment.

Period	ESNT	VCTR
1 month	-2.44%	+2.07%
3 months	+2.82%	+29.91%
6 months	-9.44%	+37.54%
1 year	-1.40%	+45.20%
5 years(CAGR)	+7.14%	+26.56%
10 years(CAGR)	+12.54%	+30.06%
Max(CAGR)	+9.66%	+30.06%

ESNT

-2.44%

Winner

VCTR

+2.07%

ESNT

+2.82%

Winner

VCTR

+29.91%

ESNT

-9.44%

Winner

VCTR

+37.54%

ESNT

-1.40%

Winner

VCTR

+45.20%

5Y(CAGR)

ESNT

+7.14%

Winner

VCTR

+26.56%

10Y(CAGR)

ESNT

+12.54%

Winner

VCTR

+30.06%

Max(CAGR)

ESNT

+9.66%

Winner

VCTR

+30.06%

ESNT vs VCTR - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	ESNT	VCTR
2026	-7.76%	+37.80%
2025	+21.84%	-1.28%
2024	+4.90%	+100.05%
2023	+36.50%	+32.45%
2022	-12.97%	-23.30%
2021	+9.70%	+49.14%
2020	-14.46%	+17.65%
2019	+53.54%	+101.16%
2018	-22.02%	-11.90%
2017	+33.93%	N/A
2016	+50.98%	N/A
2015	-14.92%	N/A
2014	+10.01%	N/A
2013	+14.57%	N/A

ESNT vs VCTR Drawdown Comparison

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The maximum drawdown for VCTR was -45.24%, occurring on Jul 14, 2022. Recovery took 585 trading sessions.

The current ESNT drawdown is -10.73%. The current VCTR drawdown is -1.61%.

Rank	ESNT	VCTR
#1	-64.70% Nov 27, 2019 - Aug 4, 2023	-45.24% Nov 5, 2021 - Mar 7, 2024
#2	-43.52% Jul 20, 2015 - Nov 10, 2016	-44.90% Feb 18, 2020 - Dec 11, 2020
#3	-37.27% Jan 23, 2018 - Sep 20, 2019	-43.61% Mar 2, 2018 - Mar 14, 2019
#4	-32.32% Feb 18, 2014 - May 8, 2015	-28.04% Nov 26, 2024 - Jul 17, 2025
#5	-18.35% Oct 17, 2024 - Aug 22, 2025	-24.66% Jul 12, 2019 - Nov 22, 2019
#6	-15.41% Dec 18, 2025 - Jun 3, 2026	-18.12% Feb 25, 2026 - Apr 30, 2026
#7	-13.06% Aug 7, 2023 - Dec 21, 2023	-15.79% Aug 12, 2025 - Feb 9, 2026
#8	-12.07% Mar 28, 2024 - Jul 15, 2024	-15.77% Jul 23, 2024 - Aug 23, 2024
#9	-11.04% Aug 7, 2017 - Oct 13, 2017	-14.81% Jan 4, 2021 - Feb 9, 2021
#10	-10.67% Apr 26, 2017 - Jul 7, 2017	-12.28% May 24, 2024 - Jul 23, 2024
#11	-10.20% Sep 18, 2025 - Dec 15, 2025	-11.74% Jul 1, 2021 - Aug 6, 2021
#12	-9.90% Nov 5, 2013 - Dec 20, 2013	-11.27% May 21, 2019 - Jul 2, 2019
#13	-9.29% Sep 20, 2019 - Oct 21, 2019	-9.98% Nov 11, 2024 - Nov 25, 2024
#14	-9.06% Oct 20, 2017 - Nov 16, 2017	-8.31% Apr 5, 2019 - Apr 29, 2019
#15	-7.97% Jan 30, 2024 - Mar 20, 2024	-8.10% May 7, 2021 - May 21, 2021