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ESNT vs MCY

Comparison between Essent Group Ltd (ESNT, Company) and Mercury General Corp (MCY, Company).

Both ESNT and MCY are from the Financial Services sector.

5-Year PerformanceMCY has outperformed ESNT, delivering a return of +14.9% compared to +10.1%

ESNT vs MCY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
ESNT
$6B
Winner
MCY
$6.01B
Max Drawdown
ESNT
64.94%
Winner
MCY
63.36%
Sharpe Ratio
ESNT
0.28
Winner
MCY
2.05
5Y Beta
Winner
ESNT
0.47
MCY
0.62
Industry
ESNT
Insurance - Specialty
MCY
Insurance - Property & Casualty
P/E Ratio
ESNT
9.06
Winner
MCY
7.16
Forward P/E
Winner
ESNT
8.98
MCY
19.76
PEG Ratio
ESNT
2.68
Winner
MCY
0.04
Dividend Yield
Winner
ESNT
1.98%
MCY
1.15%
5Y Dividends CAGR
Winner
ESNT
10.26%
MCY
-3.48%
5Y EPS CAGR
Winner
ESNT
14.95%
MCY
6.22%
Debt to Equity
ESNT
0.00%
MCY
0.00%
Free Cash Flow Yield
ESNT
13.63%
Winner
MCY
24.64%
P/S Ratio
ESNT
4.65
Winner
MCY
1.00
P/B Ratio
Winner
ESNT
1.04
MCY
2.32

ESNT vs MCY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
ESNT
+12.36%
MCY
+9.86%
3M
ESNT
+8.85%
Winner
MCY
+25.13%
6M
ESNT
+1.82%
Winner
MCY
+26.79%
1Y
ESNT
+10.24%
Winner
MCY
+70.56%
5Y(CAGR)
ESNT
+10.07%
Winner
MCY
+14.93%
10Y(CAGR)
Winner
ESNT
+13.19%
MCY
+12.00%
Max(CAGR)
Winner
ESNT
+10.41%
MCY
+10.00%

ESNT vs MCY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearESNTMCY
2026+1.02%+21.91%
2025+21.84%+45.67%
2024+4.90%+82.25%
2023+36.50%+13.08%
2022-12.97%-32.89%
2021+9.70%+8.39%
2020-14.46%+13.52%
2019+53.54%+0.72%
2018-22.02%+4.34%
2017+33.93%-6.08%
2016+50.98%+37.25%
2015-14.92%-12.93%
2014+10.01%+21.41%
2013+14.57%+29.88%
2012N/A-7.85%
2011N/A+11.87%
2010N/A+14.12%
2009N/A-7.55%
2008N/A-2.44%
2007N/A-3.52%
2006N/A-6.76%
2005N/A+1.99%
2004N/A+32.38%
2003N/A+27.31%
2002N/A-9.17%
2001N/A+5.09%
2000N/A+106.55%
1999N/A-17.37%

ESNT vs MCY Drawdown Comparison

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The maximum drawdown for MCY was -62.87%, occurring on Mar 9, 2009. Recovery took 1254 trading sessions.

The current ESNT drawdown is -2.23%.

RankESNTMCY
#1-64.70%
Nov 27, 2019 - Aug 4, 2023
-62.87%
Sep 19, 2008 - Sep 13, 2013
#2-43.52%
Jul 20, 2015 - Nov 10, 2016
-55.29%
May 6, 2021 - Jul 31, 2024
#3-37.27%
Jan 23, 2018 - Sep 20, 2019
-45.04%
Jul 5, 2019 - Feb 23, 2021
#4-32.32%
Feb 18, 2014 - May 8, 2015
-39.98%
Nov 29, 2024 - Aug 26, 2025
#5-18.35%
Oct 17, 2024 - Aug 22, 2025
-31.06%
Feb 2, 2017 - Oct 30, 2018
#6-15.41%
Dec 18, 2025 - Jun 3, 2026
-30.82%
May 3, 2002 - Nov 7, 2003
#7-13.06%
Aug 7, 2023 - Dec 21, 2023
-26.02%
Dec 28, 2000 - Oct 29, 2001
#8-12.07%
Mar 28, 2024 - Jul 15, 2024
-24.99%
Feb 6, 2015 - Sep 22, 2016
#9-11.04%
Aug 7, 2017 - Oct 13, 2017
-24.46%
Nov 8, 1999 - Mar 29, 2000
#10-10.67%
Apr 26, 2017 - Jul 7, 2017
-23.26%
May 7, 2007 - Sep 18, 2008
#11-10.20%
Sep 18, 2025 - Dec 15, 2025
-21.02%
Apr 7, 2000 - Oct 27, 2000
#12-9.90%
Nov 5, 2013 - Dec 20, 2013
-19.61%
Nov 8, 2018 - Jun 5, 2019
#13-9.29%
Sep 20, 2019 - Oct 21, 2019
-16.88%
Oct 31, 2005 - May 7, 2007
#14-9.06%
Oct 20, 2017 - Nov 16, 2017
-14.25%
Oct 22, 2013 - Jul 28, 2014
#15-7.97%
Jan 30, 2024 - Mar 20, 2024
-13.26%
Dec 28, 2004 - Sep 1, 2005

Correlation

Correlation between ESNT and MCY is 0.75 which considered as a strong positive correlation - the stocks tend to move together.

0.75
-101

Dividend Comparison (1999 - 2026)

ESNT vs MCY dividend yield comparison.

YearESNTMCY
20261.08%0.57%
20251.91%1.35%
20242.06%1.91%
20231.90%3.40%
20222.21%5.57%
20211.54%4.77%
20201.48%4.83%
20190.58%5.16%
20180.00%4.84%
20170.00%4.66%
20160.00%4.12%
20150.00%5.31%
20140.00%4.35%
20130.00%4.93%
20120.00%6.15%
20110.00%5.28%
20100.00%5.51%
20090.00%5.93%
20080.00%5.04%
20070.00%4.18%
20060.00%3.64%
20050.00%2.95%
20040.00%2.47%
20030.00%2.84%
20020.00%3.19%
20010.00%2.43%
20000.00%2.19%
19990.00%0.94%

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