ENVA vs TDS

Comparison between Enova International Inc (ENVA, Company) and Telephone And Data Systems Inc (TDS, Company).

ENVA is from the Financial Services sector, while TDS is from the Communication Services sector.

5-Year PerformanceENVA has outperformed TDS, delivering a return of +41.7% compared to +19.1%

ENVA vs TDS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	TDS(COMPANY)
Market Cap	$4.48B	$4.49B
Max Drawdown	81.56%	94.72%
Sharpe Ratio	1.97	1.09
5Y Beta	1.35	0.73
Industry	Credit Services	Telecom Services
P/E Ratio	13.72	33.99
Forward P/E	11.90	39.06
PEG Ratio	0.30	N/A
Dividend Yield	N/A	0.40%
5Y Dividends CAGR	N/A	72.21%
5Y EPS CAGR	-0.17%	-4.09%
Debt to Equity	344.74%	0.00%
Free Cash Flow Yield	42.43%	0.29%
P/S Ratio	2.83	N/A
P/B Ratio	3.19	N/A

Market Cap

ENVA

$4.48B

Winner

TDS

$4.49B

Max Drawdown

Winner

ENVA

81.56%

TDS

94.72%

Sharpe Ratio

Winner

ENVA

1.97

TDS

1.09

5Y Beta

ENVA

1.35

Winner

TDS

0.73

Industry

ENVA

Credit Services

TDS

Telecom Services

P/E Ratio

Winner

ENVA

13.72

TDS

33.99

Forward P/E

Winner

ENVA

11.90

TDS

39.06

PEG Ratio

ENVA

0.30

TDS

N/A

Dividend Yield

ENVA

N/A

TDS

0.40%

5Y Dividends CAGR

ENVA

N/A

TDS

72.21%

5Y EPS CAGR

Winner

ENVA

-0.17%

TDS

-4.09%

Debt to Equity

ENVA

344.74%

Winner

TDS

0.00%

Free Cash Flow Yield

Winner

ENVA

42.43%

TDS

0.29%

P/S Ratio

ENVA

2.83

TDS

N/A

P/B Ratio

ENVA

3.19

TDS

N/A

ENVA vs TDS - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	TDS
1 month	+19.35%	-4.76%
3 months	+43.79%	-7.76%
6 months	+20.49%	+27.08%
1 year	+106.20%	+46.69%
5 years(CAGR)	+41.67%	+19.15%
10 years(CAGR)	+39.19%	+8.72%
Max(CAGR)	+18.74%	+0.53%

Winner

ENVA

+19.35%

TDS

-4.76%

Winner

ENVA

+43.79%

TDS

-7.76%

ENVA

+20.49%

Winner

TDS

+27.08%

Winner

ENVA

+106.20%

TDS

+46.69%

5Y(CAGR)

Winner

ENVA

+41.67%

TDS

+19.15%

10Y(CAGR)

Winner

ENVA

+39.19%

TDS

+8.72%

Max(CAGR)

Winner

ENVA

+18.74%

TDS

+0.53%

ENVA vs TDS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ENVA	TDS
2026	+21.81%	+18.53%
2025	+63.51%	+19.43%
2024	+73.79%	+91.03%
2023	+43.31%	+77.52%
2022	-7.39%	-46.44%
2021	+77.62%	+11.07%
2020	+2.61%	-23.86%
2019	+20.24%	-20.98%
2018	+24.35%	+19.07%
2017	+14.72%	-6.42%
2016	+90.15%	+17.77%
2015	-71.03%	+4.45%
2014	-17.40%	+0.55%
2013	N/A	+15.16%
2012	N/A	-6.21%
2011	N/A	-28.71%
2010	N/A	+6.94%
2009	N/A	+4.55%
2008	N/A	-48.82%
2007	N/A	+14.64%
2006	N/A	+50.34%
2005	N/A	-27.61%
2004	N/A	+24.91%
2003	N/A	+31.55%
2002	N/A	-47.71%
2001	N/A	+3.54%
2000	N/A	-26.22%
1999	N/A	+9.50%

ENVA vs TDS Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for TDS was -87.61%, occurring on Jun 1, 2023. Recovery took 6571 trading sessions.

The current TDS drawdown is -17.03%.

Rank	ENVA	TDS
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-87.61% Dec 7, 1999 - Jan 23, 2026
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-18.27% Feb 13, 2026 - May 26, 2026
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-2.88% Nov 1, 1999 - Nov 5, 1999
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-2.02% Nov 15, 1999 - Nov 22, 1999
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-1.93% Feb 4, 2026 - Feb 12, 2026
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-1.20% Jan 23, 2026 - Jan 29, 2026
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-0.60% Nov 29, 1999 - Dec 2, 1999
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-0.05% Nov 22, 1999 - Nov 24, 1999
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	N/A
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	N/A
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	N/A
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	N/A
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	N/A
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	N/A
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	N/A