ENVA vs RUSHA

Comparison between Enova International Inc (ENVA, Company) and Rush Enterprises Inc - Class A (RUSHA, Company).

ENVA is from the Financial Services sector, while RUSHA is from the Consumer Cyclical sector.

5-Year PerformanceENVA has outperformed RUSHA, delivering a return of +47.0% compared to +22.6%

ENVA vs RUSHA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	RUSHA(COMPANY)
Market Cap	$5.60B	$5.62B
Max Drawdown	81.56%	71.91%
Sharpe Ratio	1.79	1.08
5Y Beta	1.35	0.96
Industry	Credit Services	Auto & Truck Dealerships
P/E Ratio	17.13	21.80
Forward P/E	14.45	14.45
PEG Ratio	0.38	N/A
Dividend Yield	N/A	1.01%
5Y Dividends CAGR	N/A	18.90%
5Y EPS CAGR	-0.17%	13.69%
Debt to Equity	344.74%	12.24%
Free Cash Flow Yield	33.97%	7.32%

Market Cap

ENVA

$5.60B

Winner

RUSHA

$5.62B

Max Drawdown

ENVA

81.56%

Winner

RUSHA

71.91%

Sharpe Ratio

Winner

ENVA

1.79

RUSHA

1.08

5Y Beta

ENVA

1.35

Winner

RUSHA

0.96

Industry

ENVA

Credit Services

RUSHA

Auto & Truck Dealerships

P/E Ratio

Winner

ENVA

17.13

RUSHA

21.80

Forward P/E

ENVA

14.45

RUSHA

14.45

PEG Ratio

ENVA

0.38

RUSHA

N/A

Dividend Yield

ENVA

N/A

RUSHA

1.01%

5Y Dividends CAGR

ENVA

N/A

RUSHA

18.90%

5Y EPS CAGR

ENVA

-0.17%

Winner

RUSHA

13.69%

Debt to Equity

ENVA

344.74%

Winner

RUSHA

12.24%

Free Cash Flow Yield

Winner

ENVA

33.97%

RUSHA

7.32%

ENVA vs RUSHA - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	RUSHA
1 month	+31.00%	+7.88%
3 months	+52.44%	+3.65%
6 months	+36.33%	+25.83%
1 year	+93.84%	+38.56%
5 years(CAGR)	+46.98%	+22.65%
10 years(CAGR)	+40.98%	+23.43%
Max(CAGR)	+19.97%	+17.26%

Winner

ENVA

+31.00%

RUSHA

+7.88%

Winner

ENVA

+52.44%

RUSHA

+3.65%

Winner

ENVA

+36.33%

RUSHA

+25.83%

Winner

ENVA

+93.84%

RUSHA

+38.56%

5Y(CAGR)

Winner

ENVA

+46.98%

RUSHA

+22.65%

10Y(CAGR)

Winner

ENVA

+40.98%

RUSHA

+23.43%

Max(CAGR)

Winner

ENVA

+19.97%

RUSHA

+17.26%

ENVA vs RUSHA - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	ENVA	RUSHA
2026	+38.75%	+34.88%
2025	+63.51%	-0.23%
2024	+73.79%	+13.62%
2023	+43.31%	+48.31%
2022	-7.39%	-6.13%
2021	+77.62%	+39.69%
2020	+2.61%	+36.85%
2019	+20.24%	+32.76%
2018	+24.35%	-29.85%
2017	+14.72%	+59.28%
2016	+90.15%	+48.58%
2015	-71.03%	-30.75%
2014	-17.40%	+13.49%
2013	N/A	+40.06%
2012	N/A	-1.62%
2011	N/A	+2.45%
2010	N/A	+64.57%
2009	N/A	+28.82%
2008	N/A	-52.76%
2007	N/A	+55.92%
2006	N/A	+12.35%
2005	N/A	-5.64%
2004	N/A	+63.61%
2003	N/A	+196.66%
2002	N/A	-38.33%

ENVA vs RUSHA Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for RUSHA was -71.91%, occurring on Nov 20, 2008. Recovery took 851 trading sessions.

The current ENVA drawdown is -7.21%. The current RUSHA drawdown is -4.51%.

Rank	ENVA	RUSHA
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-71.91% Jul 23, 2007 - Dec 6, 2010
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-61.26% Oct 31, 2014 - Apr 27, 2017
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-47.89% Jan 26, 2018 - Oct 5, 2020
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-45.00% Jul 10, 2002 - Jul 25, 2003
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-42.14% Feb 16, 2012 - Jan 29, 2013
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-39.84% May 10, 2011 - Jan 12, 2012
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-27.28% Jan 6, 2022 - Feb 16, 2023
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-26.78% Nov 6, 2024 - Jan 21, 2026
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-24.91% May 4, 2004 - Oct 25, 2004
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-24.79% Apr 19, 2006 - Feb 14, 2007
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-24.37% Nov 3, 2003 - Dec 17, 2003
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-22.79% Mar 28, 2024 - Aug 1, 2024
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-19.86% May 17, 2021 - Oct 22, 2021
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-19.45% Aug 2, 2023 - Dec 14, 2023
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-19.40% Mar 2, 2005 - Sep 8, 2005