ENVA vs TEO

Comparison between Enova International Inc (ENVA, Company) and Telecom Argentina S.A. (TEO, Company).

ENVA is from the Financial Services sector, while TEO is from the Communication Services sector.

5-Year PerformanceENVA has outperformed TEO, delivering a return of +47.0% compared to +25.2%

ENVA vs TEO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ENVA(COMPANY)	TEO(COMPANY)
Market Cap	$5.60B	$5.59B
Max Drawdown	81.56%	98.69%
Sharpe Ratio	1.79	0.87
5Y Beta	1.35	1.09
Industry	Credit Services	Telecom Services
P/E Ratio	17.13	22.59
Forward P/E	14.45	5.55
PEG Ratio	0.38	N/A
Dividend Yield	N/A	0.33%
5Y Dividends CAGR	N/A	-3.54%
5Y EPS CAGR	-0.17%	N/A
Debt to Equity	344.74%	52.72%
Free Cash Flow Yield	33.97%	8.74%

Market Cap

Winner

ENVA

$5.60B

TEO

$5.59B

Max Drawdown

Winner

ENVA

81.56%

TEO

98.69%

Sharpe Ratio

Winner

ENVA

1.79

TEO

0.87

5Y Beta

ENVA

1.35

Winner

TEO

1.09

Industry

ENVA

Credit Services

TEO

Telecom Services

P/E Ratio

Winner

ENVA

17.13

TEO

22.59

Forward P/E

ENVA

14.45

Winner

TEO

5.55

PEG Ratio

ENVA

0.38

TEO

N/A

Dividend Yield

ENVA

N/A

TEO

0.33%

5Y Dividends CAGR

ENVA

N/A

TEO

-3.54%

5Y EPS CAGR

ENVA

-0.17%

TEO

N/A

Debt to Equity

ENVA

344.74%

Winner

TEO

52.72%

Free Cash Flow Yield

Winner

ENVA

33.97%

TEO

8.74%

ENVA vs TEO - Historical Returns

Returns include dividend reinvestment.

Period	ENVA	TEO
1 month	+31.00%	-2.99%
3 months	+52.44%	+10.01%
6 months	+36.33%	+14.27%
1 year	+93.84%	+45.86%
5 years(CAGR)	+46.98%	+25.15%
10 years(CAGR)	+40.98%	+0.87%
Max(CAGR)	+19.97%	+0.38%

Winner

ENVA

+31.00%

TEO

-2.99%

Winner

ENVA

+52.44%

TEO

+10.01%

Winner

ENVA

+36.33%

TEO

+14.27%

Winner

ENVA

+93.84%

TEO

+45.86%

5Y(CAGR)

Winner

ENVA

+46.98%

TEO

+25.15%

10Y(CAGR)

Winner

ENVA

+40.98%

TEO

+0.87%

Max(CAGR)

Winner

ENVA

+19.97%

TEO

+0.38%

ENVA vs TEO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ENVA	TEO
2026	+38.75%	+12.39%
2025	+63.51%	-15.51%
2024	+73.79%	+82.26%
2023	+43.31%	+44.27%
2022	-7.39%	+6.03%
2021	+77.62%	-12.63%
2020	+2.61%	-37.46%
2019	+20.24%	-16.11%
2018	+24.35%	-55.19%
2017	+14.72%	+110.16%
2016	+90.15%	+20.05%
2015	-71.03%	-11.88%
2014	-17.40%	+24.71%
2013	N/A	+47.55%
2012	N/A	-34.86%
2011	N/A	-25.73%
2010	N/A	+46.21%
2009	N/A	+93.33%
2008	N/A	-65.69%
2007	N/A	+9.50%
2006	N/A	+54.40%
2005	N/A	+18.04%
2004	N/A	+23.42%
2003	N/A	+264.58%
2002	N/A	-65.49%
2001	N/A	-54.85%
2000	N/A	-54.41%
1999	N/A	+27.97%

ENVA vs TEO Drawdown Comparison

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The maximum drawdown for TEO was -98.60%, occurring on Jun 27, 2002. Recovery took 4410 trading sessions.

The current ENVA drawdown is -7.21%. The current TEO drawdown is -51.26%.

Rank	ENVA	TEO
#1	-81.56% Nov 13, 2014 - Apr 27, 2018	-98.60% Feb 8, 2000 - Aug 18, 2017
#2	-77.57% Jul 19, 2018 - Mar 10, 2021	-86.64% Jan 24, 2018 - Jul 21, 2022
#3	-42.84% Feb 10, 2022 - Feb 2, 2023	-9.66% Nov 8, 2017 - Nov 21, 2017
#4	-37.01% Jul 18, 2023 - Jan 25, 2024	-7.99% Dec 21, 1999 - Jan 13, 2000
#5	-26.25% Feb 6, 2025 - Jul 10, 2025	-6.65% Dec 10, 1999 - Dec 17, 1999
#6	-24.78% Mar 12, 2021 - Nov 5, 2021	-6.26% Aug 21, 2017 - Sep 5, 2017
#7	-24.75% Feb 2, 2026 - Apr 27, 2026	-5.85% Jan 18, 2000 - Feb 3, 2000
#8	-21.84% Feb 3, 2023 - Jun 29, 2023	-5.31% Nov 9, 1999 - Dec 2, 1999
#9	-18.31% Sep 22, 2025 - Nov 5, 2025	-5.21% Sep 12, 2017 - Oct 5, 2017
#10	-14.51% Jul 23, 2025 - Aug 26, 2025	-4.71% Dec 20, 2017 - Jan 8, 2018
#11	-13.97% Nov 12, 2021 - Jan 12, 2022	-4.28% Nov 2, 2017 - Nov 8, 2017
#12	-13.87% Jul 31, 2024 - Oct 16, 2024	-3.79% Sep 5, 2017 - Sep 11, 2017
#13	-12.17% Jan 14, 2022 - Feb 7, 2022	-3.64% Oct 23, 2017 - Nov 2, 2017
#14	-11.60% Nov 25, 2024 - Jan 17, 2025	-2.36% Oct 6, 2017 - Oct 19, 2017
#15	-10.29% Apr 23, 2024 - Jul 11, 2024	-2.31% Jan 18, 2018 - Jan 22, 2018