EIG vs WRLD

Comparison between Employers Holdings Inc (EIG, Company) and World Acceptance Corp (WRLD, Company).

Both EIG and WRLD are from the Financial Services sector.

5-Year PerformanceEIG has outperformed WRLD, delivering a return of +7.5% compared to +3.5%

EIG vs WRLD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EIG(COMPANY)	WRLD(COMPANY)
Market Cap	$905M	$906M
Max Drawdown	64.98%	77.65%
Sharpe Ratio	0.43	0.45
5Y Beta	0.28	1.19
Industry	Insurance - Specialty	Credit Services
P/E Ratio	171.54	26.18
Forward P/E	13.61	9.61
PEG Ratio	1.32	0.70
Dividend Yield	2.63%	N/A
5Y Dividends CAGR	10.13%	N/A
5Y EPS CAGR	-45.95%	6.58%
Debt to Equity	14.43%	167.30%
Free Cash Flow Yield	3.56%	28.20%
P/S Ratio	1.06	1.55
P/B Ratio	1.08	2.57

Market Cap

EIG

$905M

Winner

WRLD

$906M

Max Drawdown

Winner

EIG

64.98%

WRLD

77.65%

Sharpe Ratio

EIG

0.43

Winner

WRLD

0.45

5Y Beta

Winner

EIG

0.28

WRLD

1.19

Industry

EIG

Insurance - Specialty

WRLD

Credit Services

P/E Ratio

EIG

171.54

Winner

WRLD

26.18

Forward P/E

EIG

13.61

Winner

WRLD

9.61

PEG Ratio

EIG

1.32

Winner

WRLD

0.70

Dividend Yield

EIG

2.63%

WRLD

N/A

5Y Dividends CAGR

EIG

10.13%

WRLD

N/A

5Y EPS CAGR

EIG

-45.95%

Winner

WRLD

6.58%

Debt to Equity

Winner

EIG

14.43%

WRLD

167.30%

Free Cash Flow Yield

EIG

3.56%

Winner

WRLD

28.20%

P/S Ratio

Winner

EIG

1.06

WRLD

1.55

P/B Ratio

Winner

EIG

1.08

WRLD

2.57

EIG vs WRLD - Historical Returns

Returns include dividend reinvestment.

Period	EIG	WRLD
1 month	+7.76%	+12.91%
3 months	+20.18%	+49.27%
6 months	+11.03%	+40.58%
1 year	+10.84%	+16.25%
5 years(CAGR)	+7.50%	+3.52%
10 years(CAGR)	+7.93%	+13.70%
Max(CAGR)	+7.08%	+14.66%

EIG

+7.76%

Winner

WRLD

+12.91%

EIG

+20.18%

Winner

WRLD

+49.27%

EIG

+11.03%

Winner

WRLD

+40.58%

EIG

+10.84%

Winner

WRLD

+16.25%

5Y(CAGR)

Winner

EIG

+7.50%

WRLD

+3.52%

10Y(CAGR)

EIG

+7.93%

Winner

WRLD

+13.70%

Max(CAGR)

EIG

+7.08%

Winner

WRLD

+14.66%

EIG vs WRLD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	EIG	WRLD
2026	+18.18%	+37.76%
2025	-11.98%	+24.99%
2024	+32.24%	-12.58%
2023	-6.04%	+100.41%
2022	+12.84%	-71.25%
2021	+33.72%	+133.97%
2020	-21.24%	+13.79%
2019	+3.33%	-19.12%
2018	-1.45%	+24.97%
2017	+12.04%	+22.67%
2016	+50.84%	+72.52%
2015	+18.19%	-52.26%
2014	-21.34%	-6.52%
2013	+50.25%	+17.71%
2012	+16.31%	+1.17%
2011	+5.11%	+34.94%
2010	+13.83%	+46.50%
2009	-2.63%	+76.16%
2008	-1.58%	-21.24%
2007	-15.53%	-43.84%
2006	N/A	+59.37%
2005	N/A	+7.39%
2004	N/A	+23.64%
2003	N/A	+151.77%
2002	N/A	+1.87%
2001	N/A	+39.05%
2000	N/A	+18.92%
1999	N/A	-4.94%

EIG vs WRLD Drawdown Comparison

The maximum drawdown for EIG was -63.87%, occurring on Apr 27, 2009. Recovery took 1487 trading sessions.

The maximum drawdown for WRLD was -77.65%, occurring on Mar 6, 2009. Recovery took 1041 trading sessions.

The current EIG drawdown is -4.02%. The current WRLD drawdown is -24.58%.

Rank	EIG	WRLD
#1	-63.87% Feb 20, 2007 - Jan 15, 2013	-77.65% Oct 23, 2006 - Dec 10, 2010
#2	-43.83% Nov 28, 2017 - Oct 31, 2022	-77.00% Dec 22, 2021 - Dec 19, 2022
#3	-41.33% Nov 29, 2013 - Jul 26, 2016	-75.12% Oct 23, 2013 - Jan 26, 2018
#4	-31.29% Nov 11, 2024 - Jul 2, 2026	-74.48% Jul 12, 2019 - Jul 21, 2021
#5	-21.14% Feb 17, 2023 - Feb 16, 2024	-39.71% Jan 20, 2004 - Sep 17, 2004
#6	-13.45% Jul 27, 2016 - Nov 9, 2016	-36.54% Aug 14, 2001 - Apr 17, 2003
#7	-10.95% Feb 26, 2024 - Jul 17, 2024	-27.25% Oct 25, 2021 - Nov 4, 2021
#8	-9.95% Jan 3, 2017 - Apr 26, 2017	-25.55% Jul 15, 2005 - May 16, 2006
#9	-9.24% Jul 25, 2017 - Sep 26, 2017	-24.61% Jul 20, 2018 - Apr 10, 2019
#10	-9.11% Nov 30, 2022 - Feb 17, 2023	-24.18% Feb 3, 2005 - Jul 8, 2005
#11	-8.68% Aug 9, 2013 - Sep 11, 2013	-23.62% Jul 9, 2003 - Oct 28, 2003
#12	-7.76% Mar 28, 2013 - May 7, 2013	-21.77% Nov 9, 2021 - Dec 22, 2021
#13	-7.63% May 17, 2013 - Jul 12, 2013	-21.57% Jan 3, 2012 - Aug 16, 2012
#14	-6.53% Oct 1, 2013 - Oct 17, 2013	-21.33% May 31, 2001 - Aug 13, 2001
#15	-6.50% Oct 21, 2013 - Nov 13, 2013	-20.76% May 10, 2011 - Oct 27, 2011