WRLD vs APEI

Comparison between World Acceptance Corp (WRLD, Company) and American Public Education Inc (APEI, Company).

WRLD is from the Financial Services sector, while APEI is from the Consumer Defensive sector.

5-Year PerformanceAPEI has outperformed WRLD, delivering a return of +12.4% compared to +3.5%

WRLD vs APEI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WRLD(COMPANY)	APEI(COMPANY)
Market Cap	$906M	$906M
Max Drawdown	77.65%	92.17%
Sharpe Ratio	0.45	1.23
5Y Beta	1.19	0.84
Industry	Credit Services	Education & Training Services
P/E Ratio	26.18	22.22
Forward P/E	9.61	26.39
PEG Ratio	0.70	0.36
5Y EPS CAGR	6.58%	7.51%
Debt to Equity	167.30%	28.83%
Free Cash Flow Yield	28.20%	8.14%
P/S Ratio	1.55	1.61
P/B Ratio	2.57	3.54

Market Cap

WRLD

$906M

Winner

APEI

$906M

Max Drawdown

Winner

WRLD

77.65%

APEI

92.17%

Sharpe Ratio

WRLD

0.45

Winner

APEI

1.23

5Y Beta

WRLD

1.19

Winner

APEI

0.84

Industry

WRLD

Credit Services

APEI

Education & Training Services

P/E Ratio

WRLD

26.18

Winner

APEI

22.22

Forward P/E

Winner

WRLD

9.61

APEI

26.39

PEG Ratio

WRLD

0.70

Winner

APEI

0.36

5Y EPS CAGR

WRLD

6.58%

Winner

APEI

7.51%

Debt to Equity

WRLD

167.30%

Winner

APEI

28.83%

Free Cash Flow Yield

Winner

WRLD

28.20%

APEI

8.14%

P/S Ratio

Winner

WRLD

1.55

APEI

1.61

P/B Ratio

Winner

WRLD

2.57

APEI

3.54

WRLD vs APEI - Historical Returns

Returns include dividend reinvestment.

Period	WRLD	APEI
1 month	+12.91%	-1.37%
3 months	+49.27%	-14.04%
6 months	+40.58%	+27.35%
1 year	+16.25%	+67.25%
5 years(CAGR)	+3.52%	+12.42%
10 years(CAGR)	+13.70%	+6.02%
Max(CAGR)	+14.66%	+1.91%

Winner

WRLD

+12.91%

APEI

-1.37%

Winner

WRLD

+49.27%

APEI

-14.04%

Winner

WRLD

+40.58%

APEI

+27.35%

WRLD

+16.25%

Winner

APEI

+67.25%

5Y(CAGR)

WRLD

+3.52%

Winner

APEI

+12.42%

10Y(CAGR)

Winner

WRLD

+13.70%

APEI

+6.02%

Max(CAGR)

Winner

WRLD

+14.66%

APEI

+1.91%

WRLD vs APEI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	WRLD	APEI
2026	+37.76%	+41.58%
2025	+24.99%	+78.30%
2024	-12.58%	+116.57%
2023	+100.41%	-24.96%
2022	-71.25%	-46.59%
2021	+133.97%	-26.28%
2020	+13.79%	+11.00%
2019	-19.12%	-0.65%
2018	+24.97%	+10.31%
2017	+22.67%	+1.01%
2016	+72.52%	+33.35%
2015	-52.26%	-48.51%
2014	-6.52%	-13.27%
2013	+17.71%	+17.61%
2012	+1.17%	-15.71%
2011	+34.94%	+15.35%
2010	+46.50%	+7.01%
2009	+76.16%	-11.67%
2008	-21.24%	-7.67%
2007	-43.84%	+16.31%
2006	+59.37%	N/A
2005	+7.39%	N/A
2004	+23.64%	N/A
2003	+151.77%	N/A
2002	+1.87%	N/A
2001	+39.05%	N/A
2000	+18.92%	N/A
1999	-4.94%	N/A

WRLD vs APEI Drawdown Comparison

The maximum drawdown for WRLD was -77.65%, occurring on Mar 6, 2009. Recovery took 1041 trading sessions.

The maximum drawdown for APEI was -92.17%, occurring on Jun 20, 2023. Recovery took 4395 trading sessions.

The current WRLD drawdown is -24.58%. The current APEI drawdown is -15.91%.

Rank	WRLD	APEI
#1	-77.65% Oct 23, 2006 - Dec 10, 2010	-92.17% Sep 22, 2008 - Mar 13, 2026
#2	-77.00% Dec 22, 2021 - Dec 19, 2022	-39.13% Dec 26, 2007 - Aug 1, 2008
#3	-75.12% Oct 23, 2013 - Jan 26, 2018	-19.11% Apr 20, 2026 - Jul 15, 2026
#4	-74.48% Jul 12, 2019 - Jul 21, 2021	-12.00% Aug 15, 2008 - Sep 18, 2008
#5	-39.71% Jan 20, 2004 - Sep 17, 2004	-9.31% Dec 6, 2007 - Dec 24, 2007
#6	-36.54% Aug 14, 2001 - Apr 17, 2003	-7.57% Nov 9, 2007 - Nov 23, 2007
#7	-27.25% Oct 25, 2021 - Nov 4, 2021	-7.47% Aug 1, 2008 - Aug 8, 2008
#8	-25.55% Jul 15, 2005 - May 16, 2006	-6.54% Mar 13, 2026 - Mar 25, 2026
#9	-24.61% Jul 20, 2018 - Apr 10, 2019	-6.46% Aug 8, 2008 - Aug 15, 2008
#10	-24.18% Feb 3, 2005 - Jul 8, 2005	-3.48% Mar 25, 2026 - Apr 16, 2026
#11	-23.62% Jul 9, 2003 - Oct 28, 2003	-1.41% Dec 3, 2007 - Dec 5, 2007
#12	-21.77% Nov 9, 2021 - Dec 22, 2021	-0.47% Nov 26, 2007 - Nov 28, 2007
#13	-21.57% Jan 3, 2012 - Aug 16, 2012	N/A
#14	-21.33% May 31, 2001 - Aug 13, 2001	N/A
#15	-20.76% May 10, 2011 - Oct 27, 2011	N/A