EFX vs SOFI

Comparison between Equifax Inc (EFX, Company) and SoFi Technologies Inc (SOFI, Company).

EFX is from the Industrials sector, while SOFI is from the Financial Services sector.

5-Year PerformanceSOFI has outperformed EFX, delivering a return of -0.9% compared to -5.3%

EFX vs SOFI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EFX(COMPANY)	SOFI(COMPANY)
Market Cap	$21B	$21B
Max Drawdown	57.22%	83.32%
Sharpe Ratio	-1.09	0.56
5Y Beta	0.96	2.24
Industry	Consulting Services	Credit Services
P/E Ratio	30.12	40.34
Forward P/E	19.92	27.03
PEG Ratio	1.84	1.01
Dividend Yield	1.17%	N/A
5Y Dividends CAGR	5.72%	N/A
5Y EPS CAGR	2.95%	N/A
Debt to Equity	116.90%	0.00%
Free Cash Flow Yield	7.91%	-18.07%
P/S Ratio	3.33	5.35
P/B Ratio	4.46	1.92

Market Cap

EFX

$21B

Winner

SOFI

$21B

Max Drawdown

Winner

EFX

57.22%

SOFI

83.32%

Sharpe Ratio

EFX

-1.09

Winner

SOFI

0.56

5Y Beta

Winner

EFX

0.96

SOFI

2.24

Industry

EFX

Consulting Services

SOFI

Credit Services

P/E Ratio

Winner

EFX

30.12

SOFI

40.34

Forward P/E

Winner

EFX

19.92

SOFI

27.03

PEG Ratio

EFX

1.84

Winner

SOFI

1.01

Dividend Yield

EFX

1.17%

SOFI

N/A

5Y Dividends CAGR

EFX

5.72%

SOFI

N/A

5Y EPS CAGR

EFX

2.95%

SOFI

N/A

Debt to Equity

EFX

116.90%

Winner

SOFI

0.00%

Free Cash Flow Yield

Winner

EFX

7.91%

SOFI

-18.07%

P/S Ratio

Winner

EFX

3.33

SOFI

5.35

P/B Ratio

EFX

4.46

Winner

SOFI

1.92

EFX vs SOFI - Historical Returns

Returns include dividend reinvestment.

Period	EFX	SOFI
1 month	-4.64%	-4.49%
3 months	-11.67%	-26.23%
6 months	-14.87%	-44.17%
1 year	-34.56%	+18.78%
5 years(CAGR)	-5.31%	-0.94%
10 years(CAGR)	+4.80%	N/A
Max(CAGR)	+10.43%	+7.78%

EFX

-4.64%

Winner

SOFI

-4.49%

Winner

EFX

-11.67%

SOFI

-26.23%

Winner

EFX

-14.87%

SOFI

-44.17%

EFX

-34.56%

Winner

SOFI

+18.78%

5Y(CAGR)

EFX

-5.31%

Winner

SOFI

-0.94%

10Y(CAGR)

EFX

+4.80%

SOFI

N/A

Max(CAGR)

Winner

EFX

+10.43%

SOFI

+7.78%

EFX vs SOFI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	EFX	SOFI
2026	-17.63%	-42.64%
2025	-12.90%	+85.28%
2024	+6.88%	+59.59%
2023	+25.64%	+121.11%
2022	-31.02%	-70.60%
2021	+56.81%	+29.59%
2020	+36.78%	+18.70%
2019	+52.46%	N/A
2018	-21.05%	N/A
2017	+0.50%	N/A
2016	+9.22%	N/A
2015	+38.52%	N/A
2014	+19.76%	N/A
2013	+28.05%	N/A
2012	+41.58%	N/A
2011	+8.92%	N/A
2010	+14.10%	N/A
2009	+12.40%	N/A
2008	-23.97%	N/A
2007	-8.75%	N/A
2006	+5.93%	N/A
2005	+33.24%	N/A
2004	+17.73%	N/A
2003	+2.71%	N/A
2002	-4.51%	N/A
2001	+47.52%	N/A
2000	+30.62%	N/A
1999	-13.90%	N/A

EFX vs SOFI Drawdown Comparison

The maximum drawdown for EFX was -56.82%, occurring on Mar 9, 2009. Recovery took 1177 trading sessions.

The maximum drawdown for SOFI was -83.32%, occurring on Dec 7, 2022. Recovery took 1146 trading sessions.

The current EFX drawdown is -41.97%. The current SOFI drawdown is -51.10%.

Rank	EFX	SOFI
#1	-56.82% Jul 12, 2007 - Mar 13, 2012	-83.32% Feb 1, 2021 - Aug 25, 2025
#2	-49.12% Dec 13, 2021 - Aug 13, 2024	-52.96% Nov 12, 2025 - Mar 30, 2026
#3	-44.06% Sep 13, 2024 - Mar 24, 2026	-19.52% Jan 19, 2021 - Jan 29, 2021
#4	-40.85% Mar 6, 2002 - Feb 4, 2005	-15.33% Sep 22, 2025 - Oct 27, 2025
#5	-37.25% Aug 1, 2017 - Jul 29, 2019	-14.21% Oct 28, 2025 - Nov 12, 2025
#6	-35.76% Mar 4, 2020 - Jun 2, 2020	-6.35% Aug 25, 2025 - Sep 12, 2025
#7	-27.69% Nov 2, 1999 - Apr 7, 2000	-4.27% Dec 28, 2020 - Jan 7, 2021
#8	-24.19% Aug 27, 2001 - Feb 14, 2002	-3.61% Jan 7, 2021 - Jan 14, 2021
#9	-23.69% Jun 8, 2020 - Dec 8, 2020	-1.92% Sep 15, 2025 - Sep 18, 2025
#10	-23.65% Nov 2, 2000 - Jun 4, 2001	-1.79% Dec 1, 2020 - Dec 7, 2020
#11	-20.21% Jan 17, 2006 - Dec 11, 2006	-1.08% Dec 14, 2020 - Dec 18, 2020
#12	-18.29% Apr 12, 2000 - Oct 3, 2000	-0.73% Dec 9, 2020 - Dec 11, 2020
#13	-17.95% Dec 29, 2015 - Mar 30, 2016	N/A
#14	-17.82% Jul 25, 2016 - Mar 17, 2017	N/A
#15	-16.87% Dec 18, 2020 - Apr 22, 2021	N/A