EFSI vs CMRC

Comparison between Eagle Financial Services Inc (EFSI, Company) and Commerce.com Inc Series 1 (CMRC, Company).

EFSI is from the Financial Services sector, while CMRC is from the Technology sector.

5-Year PerformanceEFSI has outperformed CMRC, delivering a return of +7.6% compared to -48.1%

EFSI vs CMRC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	EFSI(COMPANY)	CMRC(COMPANY)
Market Cap	$224M	$223M
Max Drawdown	39.79%	98.26%
Sharpe Ratio	0.95	-0.86
5Y Beta	0.49	1.20
Industry	Banks - Regional	Software - Application
P/E Ratio	14.78	-29.75
Forward P/E	N/A	7.28
PEG Ratio	0.12	N/A
Dividend Yield	2.99%	N/A
5Y Dividends CAGR	7.90%	N/A
5Y EPS CAGR	-2.58%	N/A
Debt to Equity	15.55%	343.08%
Free Cash Flow Yield	10.37%	19.48%
P/S Ratio	2.77	0.65
P/B Ratio	1.18	5.19

Market Cap

Winner

EFSI

$224M

CMRC

$223M

Max Drawdown

Winner

EFSI

39.79%

CMRC

98.26%

Sharpe Ratio

Winner

EFSI

0.95

CMRC

-0.86

5Y Beta

Winner

EFSI

0.49

CMRC

1.20

Industry

EFSI

Banks - Regional

CMRC

Software - Application

P/E Ratio

EFSI

14.78

Winner

CMRC

-29.75

Forward P/E

EFSI

N/A

CMRC

7.28

PEG Ratio

EFSI

0.12

CMRC

N/A

Dividend Yield

EFSI

2.99%

CMRC

N/A

5Y Dividends CAGR

EFSI

7.90%

CMRC

N/A

5Y EPS CAGR

EFSI

-2.58%

CMRC

N/A

Debt to Equity

Winner

EFSI

15.55%

CMRC

343.08%

Free Cash Flow Yield

EFSI

10.37%

Winner

CMRC

19.48%

P/S Ratio

EFSI

2.77

Winner

CMRC

0.65

P/B Ratio

Winner

EFSI

1.18

CMRC

5.19

EFSI vs CMRC - Historical Returns

Returns include dividend reinvestment.

Period	EFSI	CMRC
1 month	-3.15%	-3.87%
3 months	+6.41%	-11.39%
6 months	+5.29%	-20.34%
1 year	+26.29%	-50.48%
5 years(CAGR)	+7.64%	-48.09%
10 years(CAGR)	+9.62%	N/A
Max(CAGR)	+9.39%	-42.72%

Winner

EFSI

-3.15%

CMRC

-3.87%

Winner

EFSI

+6.41%

CMRC

-11.39%

Winner

EFSI

+5.29%

CMRC

-20.34%

Winner

EFSI

+26.29%

CMRC

-50.48%

5Y(CAGR)

Winner

EFSI

+7.64%

CMRC

-48.09%

10Y(CAGR)

EFSI

+9.62%

CMRC

N/A

Max(CAGR)

Winner

EFSI

+9.39%

CMRC

-42.72%

EFSI vs CMRC - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	EFSI	CMRC
2026	+6.87%	-35.84%
2025	+13.43%	-33.33%
2024	+26.12%	-32.00%
2023	-13.43%	+15.97%
2022	+7.13%	-76.60%
2021	+20.68%	-39.37%
2020	-1.35%	-11.24%
2019	+5.10%	N/A
2018	-0.40%	N/A
2017	+29.33%	N/A
2016	+15.93%	N/A

EFSI vs CMRC Drawdown Comparison

The maximum drawdown for EFSI was -36.45%, occurring on Mar 25, 2020. Recovery took 727 trading sessions.

The maximum drawdown for CMRC was -98.26%, occurring on Feb 12, 2026. This drawdown has not yet recovered.

The current EFSI drawdown is -3.90%. The current CMRC drawdown is -98.15%.

Rank	EFSI	CMRC
#1	-36.45% Jul 24, 2018 - Jun 16, 2021	-98.26% Aug 27, 2020 - Feb 12, 2026
#2	-23.07% Nov 14, 2022 - Nov 27, 2024	-31.02% Aug 6, 2020 - Aug 25, 2020
#3	-21.24% Dec 18, 2025 - Jun 4, 2026	N/A
#4	-19.17% Feb 3, 2025 - Aug 22, 2025	N/A
#5	-12.14% Jun 19, 2017 - Feb 20, 2018	N/A
#6	-11.78% Sep 23, 2025 - Dec 10, 2025	N/A
#7	-6.77% Jun 12, 2026 - Jul 9, 2026	N/A
#8	-5.29% Aug 19, 2022 - Nov 14, 2022	N/A
#9	-4.85% Dec 7, 2016 - Jan 5, 2017	N/A
#10	-4.79% Jan 11, 2016 - Mar 14, 2016	N/A
#11	-4.77% Mar 14, 2016 - Aug 22, 2016	N/A
#12	-4.66% Aug 3, 2022 - Aug 9, 2022	N/A
#13	-3.92% Nov 30, 2021 - Feb 18, 2022	N/A
#14	-3.74% Jan 23, 2017 - Feb 3, 2017	N/A
#15	-3.44% Aug 24, 2021 - Oct 26, 2021	N/A

Correlation

Correlation between EFSI and CMRC is -0.66 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.66

-101